The top-rated landlord insurance agent in Lebanon, Tennessee is Jeff Gannon - State Farm Insurance Agent, rated 5.0 stars across 272 reviews. Other highly rated options include Rob Gwynne - State Farm Insurance Agent, Choice One Insurance Services, Farm Bureau Insurance. This directory lists 20 landlord insurance agents serving Lebanon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeff Gannon - State Farm Insurance Agent | 435 W Main St | (615) 444-9043 |
| 2 | Rob Gwynne - State Farm Insurance Agent | 1333 W Main St B | (615) 449-7333 |
| 3 | Choice One Insurance Services | 908 W Main St | (615) 288-9013 |
| 4 | Farm Bureau Insurance | 117 Southside Park Dr | (615) 444-0614 |
| 5 | Acceptance Insurance | 1333 W Main St A | (615) 334-7033 |
| 6 | Higginbotham Insurance & Financial Services - Lebanon | 1633 W Main St Bldg 800 | (615) 547-6161 |
| 7 | Aargus Insurance Services | 102 Hartmann Dr | (615) 443-9008 |
| 8 | Don Scott Insurance, Inc. | 1102 W Main St | (615) 444-3620 |
| 9 | AGL Insurance Agency | 1123 N Castle Heights Ave # F | (615) 905-6190 |
| 10 | Powell & Meadows Insurance Agency | 431 W Main St | (615) 444-7000 |
Jeff Gannon - State Farm Insurance Agent serves property owners in Lebanon, Tennessee, as a landlord insurance agent. The agency offers coverage solutions tailored for residential rental properties, focusing on protecting buildings and income streams. Typical policies address dwelling damage, liability for tenant injuries, and loss of rental revenue due to covered incidents. The office guides clients in selecting appropriate deductibles and policy limits for local rental housing. It specifically handles policies covering fire, wind, and liability risks for rented houses and duplexes.
Rob Gwynne - State Farm Insurance Agent in Lebanon, TN provides a range of landlord insurance coverages designed to protect rental property investments. The agency offers policies that include property damage, liability protection, and loss of rental income. Maintenance and service consultations help landlords understand how to reduce risks and keep their properties insurable. Office hours accommodate local real estate investors and property owners seeking tailored advice on coverage limits and deductibles. The agency serves clients who own single-family homes, apartments, retail, and restaurants.
Property managers, rental property investors, and small business owners in Lebanon, Tennessee rely on Choice One Insurance Services for landlord insurance. The agency creates policies that cover rental dwellings, liability protection, and potential loss of rental income. Their team works with clients to understand individual property risks and local regulations. Customized options address both long-term residential and short-term vacation rentals in the area. Services also extend to property owners in Mount Juliet and other communities throughout Wilson County.
Farm Bureau Insurance in Lebanon, Tennessee offers a range of landlord insurance services designed to protect rental property investments and manage liability risks. Their coverage plans help property owners address potential damages, loss of rental income, and legal expenses from tenant incidents. They also provide guidance on maintenance strategies to keep properties in good condition and minimize claims. This agency services various types of rental properties, including single-family homes, apartments, retail spaces, and restaurants.
Acceptance Insurance serves property owners and landlords throughout Lebanon, Tennessee, assisting with coverage for rental homes and investment properties. Their independent agents help clients evaluate liability protection, dwelling coverage, and loss-of-rent options suited to residential and commercial landlord needs. The agency also handles property manager policies, making it a resource for those overseeing multiple units. Acceptance Insurance extends its landlord insurance services to nearby Mt. Juliet and the greater Wilson County area.
Higginbotham Insurance & Financial Services - Lebanon serves property owners in Lebanon, Tennessee, and the surrounding Wilson County communities. It handles landlord insurance policies designed to protect rental properties against common risks such as property damage and liability claims. The agency works with local landlords to assess each rental portfolio's specific exposure, then matches coverage limits accordingly. To manage a typical job, it reviews the property's features and occupancy details before presenting policy options from its available carriers.
Aargus Insurance Services in Lebanon, TN, distinguishes between providing a tailored policy for a single rental property and establishing an ongoing coverage plan for multiple units. Their landlord insurance covers property damage, liability protection, and potential loss of rental income. Whether protecting a small residential rental or a larger portfolio, the service operates strictly on an as‑needed basis, allowing landlords to request adjustments or new policies as their holdings change.
Specializing in tailored protection for residential rental properties, Don Scott Insurance, Inc. in Lebanon, TN offers landlord insurance policies covering dwelling damage and liability. It works with local property owners to ensure adequate replacement cost coverage and loss-of-rent provisions are in place. The agency also helps mitigate common regional risks. For example, it addresses financial exposures from seasonal tenant turnover or extended vacancies, which can increase vulnerability to vandalism or weather-related claims.
In the spring when storms sweep through Wilson County, property owners often find themselves reviewing their rental coverage. AGL Insurance Agency in Lebanon, TN, works with landlords to review policies that address dwelling protection and liability concerns specific to investment properties. Local rental conditions, from older homes in historic districts to newer build-to-rent units, can require varying levels of coverage for repairs or tenant-related claims. The agent will schedule an initial property walk-through to identify exposures and discuss a policy framework tailored to that asset class.
Powell & Meadows Insurance Agency serves Lebanon, Tennessee, and the surrounding Wilson County communities with landlord insurance solutions. The agency handles property coverage for rental dwellings, including protection for structures, liability exposures, and potential income loss. It assists owners of single-family rentals, duplexes, and small multi-unit buildings in securing appropriate policies. The agency’s approach involves evaluating each property’s specific risks before recommending a tailored coverage plan that meets local regulatory requirements.
What Does a a Landlord Insurance Agent in Lebanon Cost?
Typical landlord insurance in Tennessee costs between 15 and 25 percent more than standard homeowners insurance. For a single family rental property you might pay 800 to 1500 dollars per year. Costs depend on property value location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Lebanon
A landlord insurance agent in Lebanon Tennessee helps property owners protect their rental investments. Tennessee law does not require landlord insurance but mortgage lenders often do. Agents in Wilson County can explain how local ordinances and state tenant laws affect your policy needs.
Frequently Asked Questions
What does landlord insurance cover in Tennessee?
Landlord insurance typically covers the building structure liability protection and loss of rental income. It does not cover tenant personal property which requires renters insurance. Tennessee law does not mandate this coverage but it is strongly recommended for property owners.
How do I find a landlord insurance agent in Lebanon TN?
You can search online for independent agents in Wilson County who specialize in rental property coverage. Many local agencies offer quotes from multiple carriers. Check that the agent is licensed in Tennessee by verifying with the Tennessee Department of Commerce and Insurance.
Is landlord insurance required by law in Tennessee?
No Tennessee law does not require landlord insurance. However your mortgage lender may require a specific level of coverage. It is also wise to have liability protection in case a tenant or visitor is injured on your property.
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