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Find Landlord Insurance Agents Near You in Westerly, RI

Browse landlord insurance agents serving Westerly, Rhode Island. Updated 2026-07-14.

The top-rated landlord insurance agent in Westerly, Rhode Island is Lathrop Insurance, rated 5.0 stars across 95 reviews. Other highly rated options include Meredith Goncalves | Rhode Island Realtor, Fallon Insurance Agency, Mansfield Insurance Agency. This directory lists 10 landlord insurance agents serving Westerly.

Showing 10 landlord insurance agents in Westerly, RIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Lathrop Insurance33 Crestview Dr(401) 596-2525
2Meredith Goncalves | Rhode Island Realtor26 Quannacut Rd(845) 656-4541
3Fallon Insurance Agency43 Broad St # 3(401) 868-8265
4Mansfield Insurance Agency115 High St #1821(401) 596-2096
5Louis Panciera Insurance48 Main St(401) 596-4977
6Neri Agency, Inc.: Allstate Insurance105 Franklin St Unit 29(401) 596-7770
7Thorp & Trainer107 Airport Rd(401) 596-0146
8Schonning Insurance90 Airport Rd(401) 348-2000
9Bouvier Insurance, A HUB International Company: Westerly2 Wilder Ave(401) 326-6000
10Philip Overton - Prudential Financial53 High St Suite 31(401) 596-8297
LI
33 Crestview Dr
Lathrop Insurance
Landlord Insurance Agent · Westerly, RI

Lathrop Insurance serves landlords and property investors in the Westerly, Rhode Island area, offering specialized insurance coverage for rental properties. As a local agency, it understands the unique risks facing residential and commercial landlords in southern Rhode Island, including coastal weather exposure and seasonal rental demands. Its policies typically protect against property damage, liability claims, and loss of rental income. For this area, the agency handles policies tailored for single-family rentals and multi-unit apartment buildings, ensuring landlords secure appropriate protection for their investments.

MG
26 Quannacut Rd
Meredith Goncalves | Rhode Island Realtor
Landlord Insurance Agent · Westerly, RI

Meredith Goncalves | Rhode Island Realtor provides landlord insurance agent services in Westerly, Rhode Island. The company offers assistance with property coverage needs, including liability protection and dwelling policies. It helps clients understand maintenance requirements for leased properties and guides them through plan options suited to rental investments. The firm services a range of property types, from single-family homes and multi-unit apartments to retail spaces and restaurants.

FI
43 Broad St # 3
Fallon Insurance Agency
Landlord Insurance Agent · Westerly, RI

Fallon Insurance Agency in Westerly, Rhode Island, serves landlords, property managers, and real estate investors seeking property coverage for rental dwellings. The agency assists clients with policies that protect against common risks, such as property damage and liability claims, while tailoring options for single-family homes or multi-unit buildings. Its work involves reviewing local area risks and helping property owners understand coverage requirements. For client convenience, the agency also extends its services and expertise to the nearby town of Stonington, Connecticut.

MI
115 High St #1821
Mansfield Insurance Agency
Landlord Insurance Agent · Westerly, RI

Mansfield Insurance Agency serves Westerly, Rhode Island, and the surrounding communities with coverage for residential and commercial rental properties. It handles the specific insurance needs of landlords, including protection for dwelling structures, liability from tenant incidents, and potential loss of rental income. For a typical job, the agency begins by assessing the property type and the landlord’s risk factors to build a tailored policy, then clearly explains coverage limits and deductibles before securing a plan that meets local lending requirements.

LP
48 Main St
Louis Panciera Insurance
Landlord Insurance Agent · Westerly, RI

For first-time property owners encountering tenant concerns, a single consultation can clarify policy basics, while ongoing coverage renewals provide continuous liability and dwelling protection against local storms or fire. Louis Panciera Insurance, based in Westerly, RI, serves as a landlord insurance agent addressing these different needs for residential rental properties. Coverage guidance is provided through one-time meetings to review a specific property or through scheduled annual appointments to adjust limits and deductibles. Service for existing clients runs on an as-needed basis to update a policy after tenant changes.

NA
105 Franklin St Unit 29
Neri Agency, Inc.: Allstate Insurance
Landlord Insurance Agent · Westerly, RI

Neri Agency, Inc.: Allstate Insurance in Westerly, RI offers specialized policies for landlords, covering rental properties to protect against income loss and property damage. It also provides general insurance services for homeowners and renters in the area. The agency helps property owners address seasonal concerns such as winter weather risks, including frozen pipes and ice damage, ensuring comprehensive protection for local rental investments.

TT
107 Airport Rd
Thorp & Trainer
Landlord Insurance Agent · Westerly, RI

As autumn storms arrive in coastal Rhode Island, landlords in Westerly and nearby communities rely on Thorp & Trainer to address their property insurance needs. This local agency assists owners of rental houses and apartments by reviewing liability gaps and potential damage from nor’easters. The team understands the specific concerns of New England landlords, offering practical coverage for income loss and structural repairs. Their initial assessment always includes a thorough inspection of each rental unit before presenting protection options.

SI
90 Airport Rd
Schonning Insurance
Landlord Insurance Agent · Westerly, RI

Schonning Insurance works with property owners in Westerly, Rhode Island, to secure coverage for rental dwellings. The firm specializes in policies that protect against tenant-related property damage, liability for injuries on the premises, and loss of rental income during repairs. These plans can be tailored to include coverage for vandalism, weather-related damage, and legal expenses from eviction proceedings. Properties served include single-family rentals, multifamily apartment buildings, mixed-use structures, and commercial lettings such as offices, warehouses, and food service establishments.

BI
2 Wilder Ave
Bouvier Insurance, A HUB International Company: Westerly
Landlord Insurance Agent · Westerly, RI

Bouvier Insurance, A HUB International Company: Westerly serves property owners in Westerly, Rhode Island, specializing in residential landlord insurance for single-family rentals and small multifamily dwellings. Commercial coverage is also available for larger apartment buildings and mixed-use properties throughout the surrounding area. Policies address common risks such as tenant damage, liability, and loss of rental income. The agency assists with routine policy reviews and encourages clients to reach out between regular visits when coverage needs change or a new property is acquired.

PO
53 High St Suite 31
Philip Overton - Prudential Financial
Landlord Insurance Agent · Westerly, RI

Philip Overton - Prudential Financial, based in Westerly, RI, is known for providing landlord insurance coverage tailored to property owners in the local area. Its services include protection for rental dwellings, liability coverage, and policies addressing income loss from tenant vacancies or property damage. This agency helps landlords manage risks associated with residential and small commercial rentals around southern Rhode Island. As a specialty add-on, it offers umbrella liability policies to extend coverage limits beyond standard landlord insurance plans.

What Does a a Landlord Insurance Agent in Westerly Cost?

Typical landlord insurance costs in Rhode Island range from 800 to 2,500 dollars per year for a single-family rental property. Premiums are higher in coastal areas like Westerly due to flood and wind exposure. Factors like property age, rental amount, and coverage limits also affect price. This is general information and not insurance advice.

About landlord insurance agents in Westerly

A landlord insurance agent in Westerly Rhode Island helps property owners protect their rental investments. Rhode Island law requires landlords to maintain liability coverage and comply with specific property maintenance standards. Local agents understand the unique risks of coastal properties and seasonal rentals common in the Westerly area.

Frequently Asked Questions

What does landlord insurance cover in Rhode Island

Landlord insurance typically covers property damage, loss of rental income, and liability protection. In Rhode Island, policies often include coverage for natural disasters like hurricanes and nor'easters that are common in coastal areas like Westerly.

Is landlord insurance required by law in Rhode Island

Rhode Island does not legally require landlord insurance, but most mortgage lenders mandate it. Without coverage, you could face significant financial loss from property damage or liability claims from tenants.

How does Rhode Island law affect landlord insurance costs

Rhode Island has specific tenant rights laws that can increase liability risks, such as the requirement to maintain habitable premises. This can raise premiums compared to other states. Agents in Westerly factor in local flood zones and winter storm risks when pricing policies.

Landlord Insurance Agents in Other Rhode Island Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.