The top-rated landlord insurance agent in East Providence, Rhode Island is Thompson Insurance Group, rated 4.9 stars across 98 reviews. Other highly rated options include The Agency Paiva, The Platinum Organization, Inc., Starkweather & Shepley Insurance Brokerage, Inc. This directory lists 10 landlord insurance agents serving East Providence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Thompson Insurance Group | 940 Waterman Ave | (401) 434-7203 |
| 2 | The Agency Paiva | 501 Warren Ave E | (401) 438-0111 |
| 3 | The Platinum Organization, Inc. | 1990 Pawtucket Ave | (401) 272-5900 |
| 4 | Starkweather & Shepley Insurance Brokerage, Inc | 60 Catamore Blvd | (800) 854-4625 |
| 5 | Contractors Insurance Services | 73 Taunton Ave | (401) 434-4004 |
| 6 | Sales Financial Services Inc. | 520 N Broadway | (401) 438-1238 |
| 7 | Shannon Agency Inc | 400 Massasoit Ave STE 104 | (401) 431-0065 |
| 8 | Beaudoin Insurance | 73 Taunton Ave | (401) 434-4000 |
| 9 | Peaceful Insurance Providence | 17 Grove Ave Unit 14126 | (401) 560-6613 |
| 10 | Trusted Insurance Alliance LLC | 940 Waterman Ave | (401) 434-7203 |
Thompson Insurance Group serves East Providence and surrounding areas of Providence County as a landlord insurance agent. The company provides essential coverage solutions for residential and commercial property owners who rent out units. Policies typically address property damage, liability protection, and loss of rental income. Tenants or property structures may be insured separately depending on the policy structure offered. Blanket policies for multi-unit residential buildings and liability coverage for single-family rentals are specific services this agency handles.
The Agency Paiva provides a full range of landlord insurance services in East Providence, including property protection, liability coverage, and loss-of-rent policies. Its service plans assist property owners in assessing risk exposures and securing policies that align with their rental operations, with ongoing support for policy maintenance and renewals. Coverage options are structured for single-family homes, multi-unit apartments, commercial retail spaces, and local restaurants.
The Platinum Organization, Inc. serves landlords and residential property owners seeking liability and property damage coverage in East Providence, Rhode Island. It assists property managers in securing policies that address tenant risks and building maintenance needs. The agency guides clients through available insurance options for rental dwellings and multi-family units in the area. Its services also extend to homeowners converting properties to rentals. Coverage is available for clients in neighboring Providence as well as the greater Providence metro.
Serving East Providence and the surrounding Rhode Island communities, Starkweather & Shepley Insurance Brokerage, Inc handles landlord insurance needs for rental property owners. Their work covers essential protections for residential and commercial income properties in the area. The company’s approach focuses on assessing each property’s specific risks and liability exposures to tailor coverage for that unique situation, ensuring property owners maintain financial security against common rental losses.
Contractors Insurance Services in East Providence, Rhode Island offers specialty property protection tailored for landlords, including coverage for rental dwellings and liability risks. It also provides general commercial insurance services for contractors and business owners in the area. This local agency helps landlords manage concerns such as winter freeze damage to unoccupied units or tenant-related water losses, ensuring their rental investments remain secure through unexpected seasonal challenges.
Sales Financial Services Inc. in East Providence, RI distinguishes between one-time policy reviews and recurring coverage management for area landlords. Their typical policies cover property damage, liability protection, and loss of rental income for residential or commercial units. Services focus on helping property owners understand their specific risk exposures and insurance needs within the local market. Necessary paperwork and eligibility requirements are handled directly with carriers. Service runs on either a one-time or as-needed basis, depending on whether a client requires initial coverage setup or ongoing adjustments to a changing rental portfolio.
As seasonal storms and coastal weather put East Providence rental properties at risk, reliable protection becomes essential for landlords. Shannon Agency Inc supports property owners with tailored landlord insurance policies that address local concerns such as storm damage, liability claims, and tenant-related losses. They focus on clear coverage explanations and responsive service to ensure landlords understand their policies fully. For those managing multi-unit or single-family rentals, this agency can help confirm that properties meet necessary insurance requirements. An initial inspection or property assessment is typically arranged to begin the process.
Beaudoin Insurance works with property owners throughout East Providence to secure appropriate coverage for residential and commercial rental properties. The agency specializes in policies that address landlord-specific risks including property damage, liability protection, and loss of rental income. They also assist clients with supplemental coverage options tailored to older buildings or multi-unit dwellings. Their services extend to a variety of commercial sectors such as professional offices, warehouses, and food service establishments requiring specialized insurance solutions.
Peaceful Insurance Providence provides residential landlord insurance for properties in East Providence, Rhode Island, with commercial coverage also available for larger rental buildings throughout the area. This agency helps property owners secure policies that address liability, property damage, and income loss from tenant vacancies. Services are tailored to both single-family rentals and multi-unit complexes. Clients can schedule policy reviews during regular visits and receive follow-up support between those appointments to adjust coverage as property needs change.
Trusted Insurance Alliance LLC in East Providence, RI, is known for helping local property owners secure appropriate coverage for rental dwellings. The company focuses on policies that address the unique risks of being a landlord, offering clients protection for income loss, property damage, and liability concerns. It works with property portfolios ranging from single-family homes to small multifamily units. A specialty service the firm provides is adding vacant property coverage to a standard policy.
What Does a a Landlord Insurance Agent in East Providence Cost?
Typical landlord insurance in Rhode Island costs between 800 and 1500 dollars per year for a single-family rental. Premiums depend on property value, location, and coverage limits. Flood insurance is separate and may add 500 to 1000 dollars annually for properties in flood zones. This is general information and not insurance advice.
About landlord insurance agents in East Providence
A landlord insurance agent in East Providence, Rhode Island helps property owners protect their rental investments. Rhode Island law requires landlords to maintain liability coverage and property insurance for residential units. Local agents understand the specific risks of coastal properties and the state's landlord-tenant regulations.
Frequently Asked Questions
What does landlord insurance cover in East Providence Rhode Island
Landlord insurance in Rhode Island typically covers property damage, liability protection, and loss of rental income. It may also include coverage for vandalism or weather-related damage common in the area.
Is landlord insurance required by law in Rhode Island
Rhode Island does not legally require landlord insurance, but most mortgage lenders mandate it for rental properties. Without it, you risk financial loss from tenant damage or lawsuits.
How do I choose a landlord insurance agent in East Providence
Look for an agent licensed in Rhode Island with experience in rental property coverage. Ask about policies that include flood insurance, as East Providence is near Narragansett Bay and flood risks are higher.
Landlord Insurance Agents in Other Rhode Island Cities
Cranston · Middletown · Pawtucket · Providence · Warwick · Westerly