The top-rated landlord insurance agent in Pawtucket, Rhode Island is Affordable Insurance, rated 4.5 stars across 816 reviews. Other highly rated options include Andrews Insurance Agency, Jack Tavares: Allstate Insurance, Butler & Messier Insurance. This directory lists 13 landlord insurance agents serving Pawtucket.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Affordable Insurance | 44 East St | (401) 725-2222 |
| 2 | Andrews Insurance Agency | 450 Armistice Blvd | (401) 722-4271 |
| 3 | Jack Tavares: Allstate Insurance | 720 Central Ave | (401) 728-8686 |
| 4 | Butler & Messier Insurance | 1401 Newport Ave | (401) 728-3200 |
| 5 | Smith Insurance Group | 664 Armistice Blvd | (401) 724-1660 |
| 6 | All-Star Insurance Agency | 50 Division St | (401) 213-1244 |
| 7 | General Insurance LLC | 249 Prospect St | (401) 655-2712 |
| 8 | T & R Svc LLC | 872 Newport Ave | (401) 475-4774 |
| 9 | Prime Insurance Agency RI | 112 RI-126 | (401) 552-4281 |
| 10 | Artistry Cover Insurance | 20 W Carpenter St | (401) 324-2160 |
Affordable Insurance serves the Pawtucket area and the surrounding Providence County, offering landlord insurance policies for rental property owners. This agency provides essential coverage that protects residential and commercial buildings from property damage and liability claims. Policies typically address risks like fire, weather-related losses, and tenant issues. Specific services include coverage for multi-unit dwellings and vacant rental properties commonly found across Rhode Island.
Andrews Insurance Agency provides landlord insurance policies for property owners in the Pawtucket area, covering essential protections for rental units and their associated liability risks. Its ongoing service support includes guidance on adjusting coverage limits as properties age or tenant situations change. The company helps clients navigate the specific insurance requirements tied to local rental regulations. It serves properties ranging from single-family homes and apartment buildings to local retail spaces and restaurants.
Jack Tavares: Allstate Insurance serves Pawtucket, Rhode Island, and its surrounding communities with landlord insurance agent services. The agency handles policies designed to protect rental properties, covering structures and liability for property owners. It assists landlords in managing risks associated with tenants and maintaining coverage on residential income properties. Jack Tavares approaches a typical job by assessing a client’s individual property portfolio and offering Allstate policy options that match specific rental exposures and coverage needs.
Property owners, landlords, and property managers in Pawtucket turn to Butler & Messier Insurance for landlord insurance agent services. The agency helps clients obtain policies that address rental property liability coverage and protection for physical structures. Landlords can receive guidance on customizing coverage to fit specific property types and rental situations common in this area. Understanding local insurance needs allows the agency to serve residential and commercial rental property owners effectively. Butler & Messier Insurance also extends its services to property owners in nearby Providence.
Smith Insurance Group in Pawtucket, RI, distinguishes between clients who require a single policy for a short-term rental and those needing ongoing, year-round coverage for multiple properties. Their landlord insurance provides protection against building damage, liability claims, and potential loss of rental income for both scenarios. Coverage is carefully structured to meet the specific needs of property owners in the local area. Service is available on either a scheduled renewal basis for long-term policies or as-needed for one-time placements.
All-Star Insurance Agency in Pawtucket, RI, specializes in structuring liability and property damage policies for residential and small commercial rental properties. It also provides general coverage consultations to help landlords match insurance options with their specific property portfolios. The agency assists property owners in addressing the unique risks inherent in tenant occupancy and building maintenance. During a harsh Rhode Island winter, it helps landlords ensure adequate protection against costly claims from frozen pipes or roof damage caused by heavy snow accumulation.
With winter approaching in Pawtucket, landlords face risks of frozen pipes and roof leaks that can disrupt rental income. General Insurance LLC helps property owners protect their investments by tailoring landlord insurance policies to local multi-family homes and commercial buildings. They assess each client’s coverage needs, including liability protection and loss-of-rent options, while navigating Rhode Island’s specific property regulations. After a brief discussion of your rental portfolio and any recent claims history, they schedule a walkthrough inspection of the property’s interior and exterior to finalize your personalized quote.
T & R Svc LLC serves as a landlord insurance agent in Pawtucket, Rhode Island, assisting property owners with essential coverage needs. The company concentrates on policies that protect rental properties, and it offers specialized endorsements such as liability and dwelling protection. This agency works with clients who manage various commercial sectors, including offices, warehouses, and food service establishments.
Prime Insurance Agency RI in Pawtucket provides landlord insurance agents who assist property owners with coverage for rental dwellings. Their service range includes policies for single-family homes, multi-unit buildings, and apartment complexes. Agents work with local insurers familiar with Rhode Island’s rental market risks, such as liability protections and property damage options. They can also add on loss of rent coverage to help owners recover income if a unit becomes temporarily uninhabitable.
Artistry Cover Insurance in Pawtucket, RI provides residential landlord insurance for property investors seeking coverage for rental homes and duplexes. Their services also extend to commercial landlord policies for small apartment buildings and mixed-use properties throughout the Providence metropolitan area. This agency supports local landlords by tailoring policies to specific property types and tenant structures. After an initial policy setup, clients can expect attentive follow-up for renewals and coverage adjustments between regular service visits.
What Does a a Landlord Insurance Agent in Pawtucket Cost?
Typical landlord insurance costs in Rhode Island range from 800 to 3000 dollars per year for a standard single family rental property. Premiums depend on the dwelling value, deductible amount, and additional coverages like flood or liability. Older properties in Pawtucket may have higher rates due to maintenance risks. This is general information and not insurance advice.
About landlord insurance agents in Pawtucket
A landlord insurance agent in Pawtucket Rhode Island helps property owners protect their rental investments. Rhode Island law requires landlords to maintain certain property standards, and a specialized agent can tailor a policy to cover dwelling damage, liability, and loss of rental income. Working with a local agent ensures you understand state specific requirements like lead paint disclosure and snow removal liability.
Frequently Asked Questions
What does landlord insurance cover in Pawtucket Rhode Island?
Landlord insurance typically covers the dwelling structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. In Rhode Island, policies often include coverage for flood or water damage, which is common in coastal areas like Pawtucket.
Is landlord insurance required in Rhode Island?
Rhode Island law does not require landlord insurance by statute, but most mortgage lenders require it for rental properties. Additionally, a landlord insurance policy can protect against lawsuits from tenants or visitors, which is important given Rhode Island's tenant friendly laws.
How much does landlord insurance cost in Pawtucket Rhode Island?
Costs vary based on property value, location, and coverage limits. In Pawtucket, annual premiums typically range from 800 to 2500 dollars for a single family rental. Factors like older construction and proximity to flood zones can increase rates.
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