The top-rated landlord insurance agent in Warwick, Rhode Island is Brook Insurance Associates LLC, rated 4.9 stars across 72 reviews. Other highly rated options include Graham Insurance, Inc - Patricia M Smith - Nationwide Insurance, McLane Insurance Agency, DeGiulio Insurance Group, LLC. This directory lists 17 landlord insurance agents serving Warwick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brook Insurance Associates LLC | 1935 Elmwood Ave | (401) 381-1350 |
| 2 | Graham Insurance, Inc - Patricia M Smith - Nationwide Insurance | 108 Airport Rd | (401) 739-8686 |
| 3 | McLane Insurance Agency | 2914 Post Rd #6 | (401) 773-7892 |
| 4 | DeGiulio Insurance Group, LLC | 3590 W Shore Rd | (401) 921-5690 |
| 5 | Ronald Newman Jr: Allstate Insurance | 873 Warwick Ave | (401) 781-5335 |
| 6 | Providence Mutual Fire Insurance Co | 340 East Ave | (877) 763-1800 |
| 7 | Keith Cloutier: Allstate Insurance | 740 Greenwich Ave | (401) 732-6422 |
| 8 | Robert Bolton: Allstate Insurance | 1845 Post Rd # B | (401) 732-1919 |
| 9 | Annarummo & Associates Insurance Agency | 808 Main Ave | (401) 732-2878 |
| 10 | The Egis Group | 120 Lavan St | (401) 274-0303 |
Brook Insurance Associates LLC provides landlord insurance coverage for property owners in the Warwick, Rhode Island area. It offers policies that protect against common rental property risks, including property damage and liability. The agency assists clients in selecting appropriate coverage plans and can help manage policy maintenance or renewal needs. Brook Insurance Associates serves a variety of property types, such as single-family homes, apartments, retail spaces, and restaurants.
Graham Insurance, Inc - Patricia M Smith - Nationwide Insurance serves landlords and property managers in Warwick, Rhode Island, offering coverage for rental homes and multi-unit buildings. This agency helps local property investors protect their income streams against common risks like tenant damage and liability claims. A specialist agent guides clients through policy options tailored to residential and small commercial rental properties. The firm also extends its services to neighboring communities such as Cranston throughout the greater Providence metro area.
McLane Insurance Agency serves Warwick, Rhode Island, and the surrounding communities. It handles landlord insurance coverage for residential and small commercial rental properties in the area. The agency advises property owners on protecting their investments from common local risks like water damage and liability claims. When working with a landlord client, it assesses the specific property type and coverage needs before presenting policy options from its insurance carriers to meet those requirements.
Landlords in Warwick often choose between one-time policy placements or recurring service for ongoing portfolio needs. This agency works specifically as a landlord insurance agent, offering coverage tailored to rental properties in the local market. Policies address typical exposures like property damage, liability for tenant injuries, and loss of rental income. Service runs on either a one-time, scheduled, or as-needed basis according to each landlord's preference.
Serving as a landlord insurance agent in Warwick, RI, Ronald Newman Jr: Allstate Insurance provides specialized policies designed to protect rental property investments, including coverage for dwelling structures and liability. The agency also offers related personal insurance solutions for area property owners. A common seasonal concern the company helps residential landlords address involves securing policies that cover losses from frozen pipes and winter weather damage.
Providence Mutual Fire Insurance Co serves the Warwick, Rhode Island metro area as a landlord insurance agent. The company helps property owners secure coverage tailored to rental dwellings, addressing risks such as property damage and liability from tenants. Its team guides landlords through policy options that protect multi-family homes and single rental units. Specific services include customizing policies for residential rental properties and assisting with claims related to wind or fire damage.
Keith Cloutier: Allstate Insurance in Warwick, RI, focuses on property loss protection and liability coverage for rental property owners. An add-on for loss of rental income and a specialized landlord package can safeguard investments from tenant damages. This agent works with commercial sectors such as offices, mixed-use complexes, and warehouses. It also extends tailored coverage to food service establishments and related commercial rental properties.
As winter storms pass through Warwick, properties can face sudden damage from ice dams or wind, prompting landlords to review their coverage for rental buildings. Robert Bolton: Allstate Insurance in Warwick, RI, assists property owners in this category by crafting landlord insurance policies that protect against common regional risks. They guide clients through essential coverage decisions regarding dwelling protection and liability. The process begins with a careful inspection or an initial assessment of the rental property and its unique exposures.
Annarummo & Associates Insurance Agency, based in Warwick, Rhode Island, assists with insurance for residential rental properties, including single-family homes and small apartment buildings. They also provide coverage options for commercial landlord exposures throughout the local area. Their work involves tailoring policies to protect property owners from common liability and property risks. Clients often return when renewing annual policies or adjusting coverage between routine property inspections and tenant changes.
The Egis Group in Warwick, RI is recognized for providing tailored landlord insurance policies to residential and commercial property owners. Their coverage protects against property damage and liability related to rental units. The agency assists local landlords with understanding risk factors specific to Rhode Island’s real estate market. They offer standard policies for single-family rentals and multi-unit dwellings. As a specialty service, they can add on coverage for loss of rental income during property repairs.
What Does a a Landlord Insurance Agent in Warwick Cost?
Typical landlord insurance costs in Rhode Island range from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Warwick, annual premiums often fall between 800 and 1,500 dollars. Costs vary based on property value, location, coverage limits, and deductible choices. This is general information and not insurance advice.
About landlord insurance agents in Warwick
Landlord insurance agents in Warwick Rhode Island help property owners protect their investments with specialized rental property coverage. Rhode Island law does not require landlord insurance but mortgage lenders often mandate it. A local agent can explain how state regulations affect your policy needs.
Frequently Asked Questions
What does landlord insurance cover in Warwick Rhode Island?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Rhode Island, policies may also include coverage for flood or winter storm damage common to the area.
Is landlord insurance required by law in Rhode Island?
No, Rhode Island state law does not require landlord insurance. However, your mortgage lender or property management company may require you to carry a policy as a condition of the loan or agreement.
How do I choose a landlord insurance agent in Warwick?
Look for an agent who specializes in rental property coverage and understands Rhode Island insurance regulations. Ask about policy options for single family homes, multi unit buildings, and short term rentals.
Landlord Insurance Agents in Other Rhode Island Cities
Cranston · East Providence · Middletown · Pawtucket · Providence · Westerly