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Find Landlord Insurance Agents Near You in Middletown, RI

Directory of landlord insurance agents in Middletown, Rhode Island. Verify credentials with the state department of insurance before hiring.

10 agents listed
Updated May 2026
Middletown, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 10 landlord insurance agents in Middletown, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Carey, Richmond & Viking Insurance
2 Corporate Pl Suite 306, Middletown, RI 02842
(401) 683-3900 crvinsurance.com
Hilb Group
500 W Main Rd, Middletown, RI 02842
(401) 847-5200 opi.hilbgroupne.com
KVT Insurance LLC
2 Corporate Pl, Middletown, RI 02842
(401) 849-8502 crvinsurance.com
Aquidneck Island Insurance
702 Aquidneck Ave #18, Middletown, RI 02842
(401) 354-2172
Defend Insure Agency
12 Circle Dr, Middletown, RI 02842
(401) 213-1715
New Insurance Agency RI
674 Aquidneck Ave, Middletown, RI 02842
(401) 859-4140
The SIG Insurance Agencies: Middletown, Rhode Island
999 West Main Street, Middletown, RI 02842
(401) 849-4100 findsig.com
Prudential | Tony Kutsaftis | Life Insurance & Annuities
702 Aquidneck Ave, Middletown, RI 02842
(401) 848-0720
Newport Insurance Agency
460 E Main Rd, Middletown, RI 02842
(401) 619-1660
Nationwide Insurance: SIG Insurance Agencies
999 W Main Street, Middletown, RI 02842
(401) 849-4100 agency.nationwide.com

A landlord insurance agent in Middletown Rhode Island helps property owners protect their rental investments. Rhode Island law requires landlords to maintain certain property standards, and a specialized agent can tailor a policy to cover dwelling damage, liability, and loss of rental income. Working with a local agent ensures your coverage meets Middletown zoning rules and state requirements.

What Does a Landlord Insurance Agent in Middletown Cost?

The cost of landlord insurance in Rhode Island typically ranges from 800 to 2500 dollars per year for a single family rental property. Factors include property location in Middletown, dwelling value, coverage limits, and deductible amount. Coastal properties may have higher premiums due to storm risk. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Middletown Rhode Island?
Landlord insurance typically covers the dwelling structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. In Rhode Island, policies may also include coverage for water damage from burst pipes, which is common in coastal areas like Middletown.
Is landlord insurance required in Rhode Island?
Rhode Island does not legally require landlord insurance, but most mortgage lenders and property management companies require it. Without coverage, you risk financial loss from property damage or liability claims, which are common in rental situations.