ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Landlord Insurance Agents Near You in Toms River, NJ

Browse landlord insurance agents serving Toms River, New Jersey. Updated 2026-07-14.

The top-rated landlord insurance agent in Toms River, New Jersey is Steve Meehan - State Farm Insurance Agent, rated 5.0 stars across 317 reviews. Other highly rated options include Kevin Carroll - State Farm Insurance Agent, Dolly Wasielewski: Allstate Insurance, Arctic Risk Specialists Inc.. This directory lists 15 landlord insurance agents serving Toms River.

Showing 15 landlord insurance agents in Toms River, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Steve Meehan - State Farm Insurance Agent617 NJ-37(732) 473-0100
2Kevin Carroll - State Farm Insurance Agent1410 Hooper Ave(732) 505-8525
3Dolly Wasielewski: Allstate Insurance229 Washington St(732) 557-6200
4Arctic Risk Specialists Inc.1415 Hooper Ave #203(732) 372-4348
5Aaron Friedman: Allstate Insurance147 NJ-70 Ste 4(732) 901-7719
6Frank Valente: Allstate Insurance1841 Hooper Ave Ste B(732) 240-5050
7Tom Miller - State Farm Insurance Agent3005 NJ-37 E(732) 573-1681
8BHI Insurance240 Main St(732) 349-2300
9Best insurance Toms River231 Main St(732) 201-8633
10PNA Insurance Services Inc104 Mt Ln(908) 502-7585
SM
617 NJ-37
Steve Meehan - State Farm Insurance Agent
Landlord Insurance Agent · Toms River, NJ

Steve Meehan - State Farm Insurance Agent serves the Toms River area of Ocean County, providing landlord insurance assistance. This local agency helps property owners secure coverage for rental dwellings with policies designed to protect buildings and income streams. Their work involves evaluating risks specific to residential rental properties in this coastal region, including the need for liability protection and loss-of-rent options. Steve Meehan handles insurance solutions for both single-family rentals and multi-unit residential properties in the Toms River area.

KC
1410 Hooper Ave
Kevin Carroll - State Farm Insurance Agent
Landlord Insurance Agent · Toms River, NJ

Kevin Carroll - State Farm Insurance Agent in Toms River, NJ, provides a full range of landlord insurance policies designed to protect rental property investments. Its service offerings include tailored coverage plans that address common risks for property owners, along with routine maintenance support options to help keep buildings secure and compliant. The agent works closely with clients to ensure adequate protection for diverse property types, including single-family homes, apartments, retail spaces, and restaurants.

DW
229 Washington St
Dolly Wasielewski: Allstate Insurance
Landlord Insurance Agent · Toms River, NJ

Dolly Wasielewski: Allstate Insurance serves homeowners, rental property owners, and property managers in Toms River, New Jersey, by providing landlord insurance policies that protect against property damage, liability claims, and loss of rental income. Tailored coverage helps clients safeguard their investment properties from common coastal-area risks like storm damage. The agency also assists with umbrella policies and dwelling fire coverage for added protection. Advice extends to property managers operating in nearby communities such as Brick Township.

AR
1415 Hooper Ave #203
Arctic Risk Specialists Inc.
Landlord Insurance Agent · Toms River, NJ

Arctic Risk Specialists Inc., located in Toms River, NJ, specializes in crafting landlord insurance policies tailored for property owners. It offers general agency services, securing coverage for rental dwellings against fire, liability, and vandalism. The agent works with local and regional carriers to address property-specific risks common in New Jersey. As seasonal storms increase, it helps landlords navigate flood endorsements and storm-related exclusions to preserve their rental income.

AF
147 NJ-70 Ste 4
Aaron Friedman: Allstate Insurance
Landlord Insurance Agent · Toms River, NJ

Aaron Friedman: Allstate Insurance serves Toms River, New Jersey, and the surrounding Ocean County communities with landlord insurance agency services. The company handles policies that help property owners protect rental homes, duplexes, and small multi-unit dwellings against common risks such as fire damage, liability claims, and loss of rental income. For each client, the agency first reviews the specific property type and number of units before matching coverage options that address both the building structure and the owner’s financial exposure from tenancy.

FV
1841 Hooper Ave Ste B
Frank Valente: Allstate Insurance
Landlord Insurance Agent · Toms River, NJ

Frank Valente: Allstate Insurance in Toms River, NJ, specializes in landlord insurance, providing either annual policies or standalone renter occupancy protection. Coverage typically includes property damage, liability for tenant injuries, and loss of rental income due to a covered event. The agency serves local property owners, tailoring policies to various residential rental structures in the area. While an initial quote establishes a full coverage plan, service is generally available on a scheduled renewal basis, with additional support provided as needed for policy adjustments or claims.

TM
3005 NJ-37 E
Tom Miller - State Farm Insurance Agent
Landlord Insurance Agent · Toms River, NJ

As winter approaches in Toms River, coastal moisture can threaten rental properties with mold and water damage. Tom Miller, the State Farm Insurance Agent serving this area, provides tailored landlord insurance policies designed to address such seasonal vulnerabilities. The agency evaluates each property’s unique risk factors, from aging roofing to nearby flood zones, ensuring coverage aligns with local exposure. To begin building a customized policy, the agent schedules an in-person or virtual inspection of the rental unit to document its current condition.

BI
240 Main St
BHI Insurance
Landlord Insurance Agent · Toms River, NJ

Based in Toms River, New Jersey, BHI Insurance provides property coverage tailored specifically for landlords. Their general work involves protecting rental real estate investments from common risks, while specialty add-ons can cover loss of rental income or liability for tenant injuries. The company creates policies that address the unique demands of the local rental market. They are capable of serving a variety of commercial sectors, including offices, warehouses, and food service establishments.

BI
231 Main St
Best insurance Toms River
Landlord Insurance Agent · Toms River, NJ

Best Insurance Toms River provides residential landlord insurance services for property owners in Toms River, New Jersey. Commercial coverage is also offered for rental properties such as small apartment buildings and office spaces throughout the local area. The agency helps landlords secure policies that protect their investment properties. Clients can receive assistance with claims and policy adjustments, and the office accommodates repeat service requests and follow-up consultations between regular policy renewal visits to address changing coverage needs.

PI
104 Mt Ln
PNA Insurance Services Inc
Landlord Insurance Agent · Toms River, NJ

PNA Insurance Services Inc in Toms River, New Jersey, is known for matching local landlords with property coverage suited to rental dwellings. Its service range includes policies for single-family rentals and multi-unit buildings, addressing common liability and property damage exposures. The agency can also evaluate additional protection for loss of rental income when a property becomes uninhabitable, keeping income streams secure during repair periods. It provides loss control guidance specific to New Jersey landlord risks, including flood coverage add-ons for coastal properties in the area.

CI
984 Lakewood Rd Ste 5
Colonial Insurance Associates
Landlord Insurance Agent · Toms River, NJ
(732) 349-6257
VH
1520 NJ-37
Vic Hatami Insurance Agency
Landlord Insurance Agent · Toms River, NJ
(732) 506-9800
hatamiagency.com
MI
1163 Washington St
Mesanko Insurance Agency
Landlord Insurance Agent · Toms River, NJ
(732) 505-0057
PI
17 NJ-37
Priority Insurance Agency, LLC
Landlord Insurance Agent · Toms River, NJ
(732) 244-4077
priorityinsure.com
CI
820 N Main St
Capacity Insurance Toms River
Landlord Insurance Agent · Toms River, NJ
(732) 201-5048

What Does a a Landlord Insurance Agent in Toms River Cost?

Typical landlord insurance costs in New Jersey range from 800 to 2500 dollars per year for a single family rental. Premiums depend on property age, location in Toms River, and coverage amounts. Flood insurance through the NFIP costs about 700 to 1200 dollars annually for most coastal properties. This is general information and not insurance advice.

About landlord insurance agents in Toms River

A landlord insurance agent in Toms River New Jersey helps property owners protect their rental investments. New Jersey law requires landlords to maintain certain liability coverages and disclose insurance details to tenants. Local agents understand Ocean County risks like coastal flooding and seasonal rental demands.

Frequently Asked Questions

What does landlord insurance cover in Toms River New Jersey?

Landlord insurance typically covers property damage, liability claims, and loss of rental income. In New Jersey, policies often include flood and wind coverage due to coastal exposure. Personal property of tenants is not covered by landlord insurance.

Is landlord insurance required by law in New Jersey?

New Jersey does not require landlord insurance by state statute. However, mortgage lenders often require a landlord policy. Some municipalities in Ocean County may have local ordinances requiring proof of insurance for rental licenses.

How much does landlord insurance cost in Toms River New Jersey?

Costs vary based on property value, location, and coverage limits. In New Jersey, average annual premiums for landlord insurance range from 800 to 2500 dollars. Flood insurance is separate and can add 500 to 1500 dollars per year in flood zones.

Landlord Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.