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Landlord Insurance Agents in Toms River, NJ

Directory of landlord insurance agents in Toms River, New Jersey. Verify credentials with the state department of insurance before hiring.

15 agents listed
Updated May 2026
Toms River, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 15 landlord insurance agents in Toms River, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Steve Meehan - State Farm Insurance Agent
617 NJ-37, Toms River, NJ 08755
(732) 473-0100 stevemeehan.com
Kevin Carroll - State Farm Insurance Agent
1410 Hooper Ave, Toms River, NJ 08753
(732) 505-8525 tomsriverinsure.com
Dolly Wasielewski: Allstate Insurance
229 Washington St, Toms River, NJ 08753
(732) 557-6200 agents.allstate.com
Aaron Friedman: Allstate Insurance
147 NJ-70 Ste 4, Toms River, NJ 08755
(732) 901-7719 agents.allstate.com
Frank Valente: Allstate Insurance
1841 Hooper Ave Ste B, Toms River, NJ 08753
(732) 240-5050 agents.allstate.com
Arctic Risk Specialists Inc.
1415 Hooper Ave #203, Toms River, NJ 08753
(732) 372-4348 arsne.us
Tom Miller - State Farm Insurance Agent
3005 NJ-37 E, Toms River, NJ 08753
(732) 573-1681 tommillerinsurance.net
BHI Insurance
240 Main St, Toms River, NJ 08753
(732) 349-2300 bhi-insurance.net
Best insurance Toms River
231 Main St, Toms River, NJ 08753
(732) 201-8633
PNA Insurance Services Inc
104 Mt Ln, Toms River, NJ 08753
(908) 502-7585
Vic Hatami Insurance Agency
1520 NJ-37, Toms River, NJ 08753
(732) 506-9800 hatamiagency.com
Colonial Insurance Associates
984 Lakewood Rd Ste 5, Toms River, NJ 08753
(732) 349-6257
Mesanko Insurance Agency
1163 Washington St, Toms River, NJ 08753
(732) 505-0057
Priority Insurance Agency, LLC
17 NJ-37, Toms River, NJ 08753
(732) 244-4077 priorityinsure.com
Capacity Insurance Toms River
820 N Main St, Toms River, NJ 08753
(732) 201-5048

A landlord insurance agent in Toms River New Jersey helps property owners protect their rental investments. New Jersey law requires landlords to maintain certain liability coverages and disclose insurance details to tenants. Local agents understand Ocean County risks like coastal flooding and seasonal rental demands.

What Does a Landlord Insurance Agent in Toms River Cost?

Typical landlord insurance costs in New Jersey range from 800 to 2500 dollars per year for a single family rental. Premiums depend on property age, location in Toms River, and coverage amounts. Flood insurance through the NFIP costs about 700 to 1200 dollars annually for most coastal properties. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Toms River New Jersey?
Landlord insurance typically covers property damage, liability claims, and loss of rental income. In New Jersey, policies often include flood and wind coverage due to coastal exposure. Personal property of tenants is not covered by landlord insurance.
Is landlord insurance required by law in New Jersey?
New Jersey does not require landlord insurance by state statute. However, mortgage lenders often require a landlord policy. Some municipalities in Ocean County may have local ordinances requiring proof of insurance for rental licenses.
How much does landlord insurance cost in Toms River New Jersey?
Costs vary based on property value, location, and coverage limits. In New Jersey, average annual premiums for landlord insurance range from 800 to 2500 dollars. Flood insurance is separate and can add 500 to 1500 dollars per year in flood zones.