The top-rated landlord insurance agent in Clifton, New Jersey is Bill G Eljouzi - State Farm Insurance Agent, rated 4.9 stars across 425 reviews. Other highly rated options include NJH Insurance Agency, Sadowski Insurance Agency, Sergio Bio - State Farm Insurance Agent. This directory lists 18 landlord insurance agents serving Clifton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bill G Eljouzi - State Farm Insurance Agent | 178 Lakeview Ave | (973) 478-9500 |
| 2 | NJH Insurance Agency | 600 Getty Ave Suite 119 | (973) 832-0933 |
| 3 | Sadowski Insurance Agency | 258 Dayton Ave | (973) 580-3992 |
| 4 | Sergio Bio - State Farm Insurance Agent | 114 Market St | (973) 928-1200 |
| 5 | A Plus Insurance Agency | 414 Clifton Ave LOWER LEVEL | (973) 928-2528 |
| 6 | Arceri Insurance Agency | 284 Lakeview Ave | (973) 753-6828 |
| 7 | Jaymar Insurance Agency | 99 1st St | (973) 894-1333 |
| 8 | Timothy K Brown: Allstate Insurance | 1051 Bloomfield Ave | (973) 928-1434 |
| 9 | Thomas Tobin - State Farm Insurance Agent | 1033 Clifton Ave STE 208 | (973) 779-4248 |
| 10 | RS Insurance Services | 429 Clifton Ave | (201) 244-4771 |
Bill G Eljouzi - State Farm Insurance Agent serves Clifton and surrounding Passaic County as a landlord insurance agency. The company helps property owners manage risks linked to rental dwellings, including coverage for physical structures and liability exposures. Local landlords often require policies that address tenant-related claims and property damage. This agency handles both dwelling protection and liability coverage for rental properties in this area.
NJH Insurance Agency in Clifton, New Jersey, provides a comprehensive range of landlord insurance services to protect income properties and investment real estate. Its standard coverage and liability options help property owners manage financial risks from tenant incidents or structural damage. Basic service consultations and periodic policy reviews are available to ensure adequate protection. The agency services single-family homes, multi-unit apartment buildings, retail storefronts, and local restaurants requiring commercial landlord policies.
Serving Clifton, New Jersey, and the surrounding Passaic County communities, Sadowski Insurance Agency handles landlord insurance coverage for residential and small commercial rental properties. It structures policies to protect property owners against common risks such as property damage, liability claims, and lost rental income. The agency works closely with each landlord to assess individual building types and occupancy situations, then tailors a coverage plan to address those specific exposures before issuing a policy.
Sergio Bio - State Farm Insurance Agent in Clifton, New Jersey, serves homeowners, landlords, and property managers seeking property coverage for rental dwellings. The agency provides landlord insurance policies that help protect residential investment properties from common risks like fire, vandalism, and liability claims. Sergio works directly with clients to review their individual rental situations and offer coverage options suited to their needs. For clients in the broader metro area, the agency also extends its services to landlords in Passaic County and surrounding communities like Nutley.
A Plus Insurance Agency in Clifton, NJ, assists landlords by distinguishing between one-time policy placements and recurring coverage needs for rental properties. Their focus includes protecting against property damage, liability claims, and potential loss of rental income, which are common concerns for local property owners. Services are available on an as-needed basis, allowing clients to seek guidance when policies come up for renewal or when acquiring a new rental unit requires immediate insurance.
Arceri Insurance Agency specializes in landlord insurance policies for property owners in Clifton, NJ. The company helps landlords structure coverage for their rental assets, including policies tailored for multi-unit dwellings and single-family rentals. Additional coverages may include liability protection, loss of rental income, and premises damage provisions. The agency also serves commercial sectors such as office buildings, warehouses, and food service establishments, ensuring each property type receives appropriate risk management solutions for its operational needs.
Jaymar Insurance Agency offers specialty services in landlord insurance in Clifton, New Jersey, providing coverage tailored to rental property owners. It handles general insurance work, including property protection and liability coverage for residential and commercial landlords. During harsh winter months in the region, it assists with claims related to frozen pipes and snow damage, helping property owners address seasonal risks. This focus ensures landlords maintain stable coverage throughout the year.
Landlord insurance coverage is increasingly essential as seasonal storms and winter weather pose new risks to rental properties in the Clifton area. Timothy K Brown: Allstate Insurance helps property owners and local landlords manage these threats with appropriate policies tailored to protect their investments. Their work routinely involves reviewing building conditions, liability exposures, and vacancy concerns for each rental unit. The process begins with a straightforward assessment of the current property’s roof, plumbing, and electrical systems along with a review of its recent occupancy history.
Thomas Tobin - State Farm Insurance Agent in Clifton, NJ, provides residential landlord insurance to protect rental properties and personal assets. They also offer commercial coverage for multi-unit buildings and small business landlords throughout the Clifton area. Policies are tailored to cover property damage, liability, and loss of rental income for local property owners. The agency can also assist with reviewing coverage needs after a lease renewal or tenant change, ensuring continued protection between regular maintenance visits.
RS Insurance Services in Clifton, New Jersey, serves property owners seeking coverage tailored to rental dwellings. As a landlord insurance agent, it offers policies protecting residential rental properties from common risks such as property damage and liability claims. The agency works with landlords managing single-family homes, multi-unit buildings, and condominium rentals. Clients can consult the agency to review policy options that address local property concerns like weather-related damage. For added security, the agency can arrange coverage for loss of rental income during property repairs.
What Does a a Landlord Insurance Agent in Clifton Cost?
In New Jersey, landlord insurance premiums typically range from 25 to 35 percent more than standard homeowners insurance. For a single-family rental in Clifton, annual premiums often fall between 800 and 1,500 dollars, depending on property age, location, and coverage limits. Costs rise for multi-unit buildings or properties with higher liability risks. This is general information and not insurance advice.
About landlord insurance agents in Clifton
A landlord insurance agent in Clifton, New Jersey helps property owners protect their rental investments. New Jersey law requires landlords to maintain certain property standards, and a proper insurance policy can cover liability, property damage, and loss of rental income. Working with a local agent ensures your policy meets Clifton municipal codes and state regulations.
Frequently Asked Questions
What does landlord insurance cover in Clifton New Jersey?
Landlord insurance typically covers the dwelling structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. In New Jersey, policies may also include coverage for landlord personal property used to maintain the unit.
Is landlord insurance required by law in New Jersey?
New Jersey law does not require landlords to carry insurance, but mortgage lenders almost always require a landlord policy. Additionally, having liability coverage is strongly recommended to protect against lawsuits from tenant injuries or property damage.
How do I choose a landlord insurance agent in Clifton?
Look for an agent who specializes in rental properties and understands New Jersey insurance regulations. Ask about coverage for flood or sewer backup, which are common risks in Clifton. Compare quotes from multiple agents to find a policy that fits your property type and budget.
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