The top-rated landlord insurance agent in Bridgewater, New Jersey is Ed James Insurance Brokerage, rated 5.0 stars across 54 reviews. Other highly rated options include Bankers Life, Douglas Cartwright, Bankers Life Agent, Baumann Insurance Group, LLC: Allstate Insurance. This directory lists 10 landlord insurance agents serving Bridgewater.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ed James Insurance Brokerage | 100 Somerset Corporate Blvd 2nd Floor | (908) 524-0200 |
| 2 | Bankers Life | 440 US-22 Ste 160 | (732) 652-1166 |
| 3 | Douglas Cartwright, Bankers Life Agent | 440 US-22 Ste 160 | (732) 652-1166 |
| 4 | Baumann Insurance Group, LLC: Allstate Insurance | 100 Smrst, Somerset Corporate Blvd Ste 2159 | (908) 429-8700 |
| 5 | Fast Insurance Agency | 1256 US-202 | (908) 367-3003 |
| 6 | Prime Insurance Services New Jersey | 155 Adamsville Rd N | (908) 585-4979 |
| 7 | Janice Petronella - State Farm Insurance Agent | 678 US-202 #206, Building 5 | (908) 595-1555 |
| 8 | TY Health Insurance Brokerage | 991 US-22 Suite 200 | (212) 796-4373 |
| 9 | Elaine Gaudy - Aflac Insurance Agent | 674 US-206 | (908) 442-7562 |
| 10 | Thankful Service Inc | 991 US-22 | (908) 287-2080 |
What Does a a Landlord Insurance Agent in Bridgewater Cost?
The cost of landlord insurance in New Jersey typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Bridgewater, annual premiums often fall between 800 and 1,500 dollars, depending on property value and coverage limits. Factors like the age of the building, number of units, and location near flood zones affect the price. This is general information and not insurance advice.
About landlord insurance agents in Bridgewater
A landlord insurance agent in Bridgewater, New Jersey helps property owners secure coverage for rental homes and apartments. New Jersey law requires landlords to maintain certain liability protections, and an agent can explain how local ordinances affect your policy. Working with a local agent ensures you understand coverage limits for flood zones or older buildings common in Somerset County.
Frequently Asked Questions
What does a landlord insurance agent in Bridgewater do?
A landlord insurance agent helps you find a policy that covers property damage, liability, and loss of rental income. In New Jersey, agents can also advise on compliance with state landlord-tenant laws, such as security deposit rules. They compare quotes from multiple carriers to find suitable coverage for your specific property.
Is landlord insurance required by law in New Jersey?
New Jersey does not legally require landlord insurance, but most mortgage lenders mandate it. Without coverage, you risk paying out of pocket for damage or liability claims. An agent can help you meet lender requirements and protect against common risks like fire or water damage.
How do I choose a landlord insurance agent in Bridgewater?
Look for an agent licensed in New Jersey with experience in rental property coverage. Ask about their knowledge of local risks, such as flood zones near the Raritan River. Check reviews and confirm they work with insurers that offer policies for New Jersey landlords.
Landlord Insurance Agents in Other New Jersey Cities
Bayonne · Bloomfield · Brick Township · Cherry Hill Township · Clifton · Cranford · East Brunswick · East Hanover · Edison · Elizabeth · Fair Lawn · Fairfield · Fort Lee · Hackensack · Hamilton Township