The top-rated landlord insurance agent in Fair Lawn, New Jersey is ABA Insurance Agency, rated 4.8 stars across 229 reviews. Other highly rated options include Fernando Frias - State Farm Insurance Agent, Fawaz Ghannam - State Farm Insurance Agent, Suburban General Insurance Agency. This directory lists 10 landlord insurance agents serving Fair Lawn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | ABA Insurance Agency | 16-00 NJ-208 Suite 103 | — |
| 2 | Fernando Frias - State Farm Insurance Agent | 34-12 Broadway | (201) 254-3539 |
| 3 | Fawaz Ghannam - State Farm Insurance Agent | 12-45 River Rd #2 | (201) 791-6200 |
| 4 | Suburban General Insurance Agency | 21-00 NJ-208 Suite 105 | (201) 225-9099 |
| 5 | Praneet Singh: Allstate Insurance | 17-10 River Rd | (201) 791-3330 |
| 6 | Suburban Insurance | 6-16 Saddle River Rd | (201) 796-1881 |
| 7 | ASAP Insurance Agency LLC | 13-33A River Rd | (201) 773-6669 |
| 8 | Kando Service Agency Inc | 6-16 Saddle River Rd | (201) 796-1881 |
| 9 | United Assurance | 16-00 Pollitt Dr | (201) 797-6600 |
| 10 | Kurnath Insurance | 13-17 River Rd | (201) 797-5202 |
What Does a a Landlord Insurance Agent in Fair Lawn Cost?
In New Jersey, landlord insurance premiums typically range from 800 to 2500 dollars per year for a single family rental home in Fair Lawn. Costs depend on the dwelling coverage amount, liability limits, and optional coverages like loss of rent or flood insurance. Properties in flood zones or with older roofs may have higher premiums. This is general information and not insurance advice.
About landlord insurance agents in Fair Lawn
A landlord insurance agent in Fair Lawn New Jersey helps property owners protect their rental investments. New Jersey law requires landlords to maintain certain liability coverages, and an agent can explain how standard homeowners policies do not cover rental risks. Local agents understand Fair Lawn municipal codes and New Jersey insurance regulations.
Frequently Asked Questions
What does a landlord insurance agent in Fair Lawn do?
A landlord insurance agent helps you find a policy that covers property damage, liability, and loss of rental income. They explain New Jersey specific requirements such as flood insurance in flood zones and liability limits for tenant injuries. They also help you compare quotes from multiple carriers.
Is landlord insurance required by law in New Jersey?
New Jersey does not require landlord insurance by state statute, but most mortgage lenders require it. If you have a mortgage on a rental property, your lender will mandate a minimum level of property and liability coverage. An agent can help you meet those lender requirements.
How much does landlord insurance cost in Fair Lawn New Jersey?
Costs vary based on property value, location, and coverage limits. In New Jersey, typical annual premiums range from 800 to 2500 dollars for a single family rental. Factors include the property age, proximity to fire stations, and claims history. An agent can provide accurate quotes for your specific property.
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