The top-rated landlord insurance agent in Hackensack, New Jersey is Omar Juarbe - State Farm Insurance Agent, rated 4.9 stars across 491 reviews. Other highly rated options include Kyle Rourke - State Farm Insurance Agent, JN Insurance Agency, Cosmo Insurance Agency. This directory lists 13 landlord insurance agents serving Hackensack.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Omar Juarbe - State Farm Insurance Agent | 379 Main St 1st Floor | (551) 287-6993 |
| 2 | Kyle Rourke - State Farm Insurance Agent | 150 Main St | (201) 644-8880 |
| 3 | JN Insurance Agency | 131 Main St Suite 160 | (201) 877-9333 |
| 4 | Cosmo Insurance Agency | 2 University Plaza Dr Suit 100 | (201) 817-1388 |
| 5 | GRAHAM FAMILY AGENCY | 3 Elm Ave | (201) 355-3252 |
| 6 | Kusel Associates Insurance | 190 Moore St | (201) 489-6366 |
| 7 | Farmers Insurance - Alex Vivien | 433 Essex St Ste 2 | (201) 336-0006 |
| 8 | Angelly Insurance Multiservice Agency | 104 Johnson Ave | (201) 291-3888 |
| 9 | Premier insurance | 210 S Newman St | (551) 288-1286 |
| 10 | Silver Insurance Service NJ | 612-20 Main St | (551) 262-8770 |
Omar Juarbe - State Farm Insurance Agent serves Hackensack and surrounding Bergen County, offering landlord insurance policies for property owners. The agency helps landlords protect rental homes and multi-unit buildings against common risks. It focuses on coverage for property damage from fire or weather, liability protection for tenant injuries, and loss of rental income when a unit becomes uninhabitable. This agent also assists with securing insurance for short-term rental properties, ensuring compliance with local regulations in the Hackensack area.
Serving Hackensack, New Jersey, Kyle Rourke - State Farm Insurance Agent provides landlord insurance coverage to protect rental properties from common risks like property damage and liability claims. It offers personalized policy reviews to ensure clients understand their coverage limits and deductibles. The agency helps landlords bundle policies for potential discounts and assists with claims filing through the State Farm network. Its landlord insurance services single-family homes, apartments, retail spaces, and restaurants, addressing the specific needs of each property type.
JN Insurance Agency serves homeowners, property managers, and small-business landlords in Hackensack, New Jersey. It offers policies tailored to protect rental properties, including coverage for structural damage, liability claims, and loss of rental income. Understanding the local rental market allows the agency to address risks common to North Jersey landlords, such as weather-related property issues. The agency also extends its landlord insurance services to surrounding communities in Bergen County, with coverage available for properties in nearby Teaneck.
Serving Hackensack and the surrounding communities of Bergen County, Cosmo Insurance Agency handles landlord insurance policies for property owners renting out residential and commercial units. The agency addresses common concerns such as property damage, liability protection, and loss of rental income. For a typical job, it begins by reviewing the specific dwelling, tenant type, and local ordinances to tailor appropriate coverage limits. It then presents focused policy options, clarifying any endorsements for vacant properties or flood exposure.
Graham Family Agency in Hackensack, New Jersey offers landlord insurance clients both a comprehensive initial policy setup and ongoing account management for renewed coverage. Their protection typically addresses property damage, liability claims, and potential loss of rental income stemming from tenant vacancies or property issues. This agency places emphasis on matching each policy to a specific rental property’s risk profile rather than offering generic packages. Their service operates on a scheduled basis, with annual or biannual policy reviews to ensure adequate coverage as properties or regulations change.
Kusel Associates Insurance in Hackensack, New Jersey offers specialty landlord insurance policies tailored for rental property owners. Its general service work includes securing coverage for single-family homes, multi-unit dwellings, and commercial rental spaces throughout the region. The agency helps clients manage the financial risks tied to property damage, tenant liability, and lost rental income. During the harsh winter months, it provides guidance on covering costs related to burst pipes, ice dam damage, and heating system failures that commonly affect unoccupied units.
In Hackensack, where seasonal storms can cause sudden property damage, landlords need reliable coverage to protect their rental investments. Farmers Insurance – Alex Vivien offers property insurance policies tailored specifically for rental properties in the local area. Their services address common landlord concerns, including liability protection and coverage for building repairs. After an initial consultation, they typically schedule a thorough inspection of the rental property to assess its condition and any specific risk factors before finalizing the policy terms.
Angelly Insurance Multiservice Agency operates in Hackensack, New Jersey, addressing the property protection needs of residential and commercial landlords. The agency focuses specifically on landlord insurance, offering tailored policies that cover rental dwellings, liability exposures, and related risk management solutions. Such coverage typically includes protection for building structures and loss of rental income. Commercial sectors commonly served by this agent include offices, warehouses, and food service establishments.
Premier insurance in Hackensack, New Jersey provides residential landlord insurance for owners of rental houses, condominiums, and apartments. The agency also offers commercial protection for small retail or mixed-use properties with tenants. Services extend to property owners throughout Hackensack and nearby communities in Bergen County. Policyholders receive personalized guidance to understand coverage for liability and property damage. Following each claim or policy review, the agent can schedule a follow-up discussion to address ongoing changes during the tenancy between regular inspection visits.
Silver Insurance Service NJ in Hackensack provides landlord insurance solutions for property owners. Its services address common risks associated with rental properties in the area, including dwelling coverage and liability protection. Policies are designed to cover residential buildings and multi-family units typical of this New Jersey market. As an add-on specialty, the agency also offers coverage for loss of rental income during property repairs.
What Does a a Landlord Insurance Agent in Hackensack Cost?
Landlord insurance agent fees in New Jersey are usually built into the policy premium as a commission so you do not pay extra for the agents service. Typical annual premiums for a rental property in Hackensack range from 800 to 2000 dollars depending on coverage limits and property condition. Policies for multi unit buildings or older homes may cost more. This is general information not insurance advice.
About landlord insurance agents in Hackensack
Landlord insurance agents in Hackensack New Jersey help property owners protect their rental investments. New Jersey law requires landlords to maintain certain liability coverages and agents can tailor policies to meet local building codes and tenant regulations. Working with a Hackensack agent ensures your policy addresses risks like flood zones in Bergen County and New Jersey strict landlord tenant laws.
Frequently Asked Questions
What does a landlord insurance agent in Hackensack do?
A landlord insurance agent in Hackensack helps you find coverage for rental properties including dwelling protection liability insurance and loss of rental income. They understand New Jersey specific requirements such as mandatory smoke detector laws and lead paint disclosure rules. The agent compares policies from multiple carriers to find suitable options for your property type.
Is landlord insurance required by law in New Jersey?
New Jersey does not legally require landlord insurance but most mortgage lenders and property management companies do require it. Without coverage you could face personal liability for tenant injuries or property damage. A Hackensack agent can explain the minimum coverage levels that lenders typically demand.
How much does landlord insurance cost in Hackensack New Jersey?
Landlord insurance in Hackensack typically costs between 25 and 40 percent more than standard homeowners insurance. Average annual premiums range from 800 to 1500 dollars for a single family rental property. Factors like property age location in flood zones and rental history affect the final price.
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