The top-rated landlord insurance agent in South Plainfield, New Jersey is Daniel Barros - State Farm Insurance Agent, rated 4.9 stars across 436 reviews. Other highly rated options include Frank P Licato Agency LLC, State Farm Insurance, Strategic Insurance Partners/Kape Insurance. This directory lists 11 landlord insurance agents serving South Plainfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Daniel Barros - State Farm Insurance Agent | Ste 1W, 430 Hamilton Blvd S | (908) 941-9076 |
| 2 | Frank P Licato Agency LLC | 2325 Plainfield Ave #2a | (908) 757-5500 |
| 3 | State Farm Insurance | 430 Hamilton Blvd 1st Floor Ste 1W | (908) 941-9076 |
| 4 | Strategic Insurance Partners/Kape Insurance | 510 Hamilton Blvd | (908) 757-6666 |
| 5 | Amogh Associates Llc | 904 Oak Tree Ave Suite B | (908) 941-5248 |
| 6 | Kathy Jones Agency, LLC | 2406 Park Ave | (908) 251-2582 |
| 7 | Loyalty Insurance Agency | 2443 Plainfield Ave | (908) 340-0328 |
| 8 | Ramirez Insurance Agency | 142 Oak Tree Ave Suite 1D | (609) 451-0475 |
| 9 | Cancela Insurance Brokerage LLC | 142 Oak Tree Ave #1c | (909) 568-1301 |
| 10 | BEEKAY FINANCIAL SERVICES | 50 Cragwood Rd | (908) 315-3956 |
Frank P Licato Agency LLC provides landlord insurance services in South Plainfield, NJ, covering property protection and liability coverage for rental properties. Its service plans include periodic policy reviews to ensure adequate coverage limits and assistance with claims filing when needed. The agency offers guidance on typical landlord risks such as vacancy periods and tenant damage. It services single-family homes, apartments, retail spaces, and restaurants, tailoring policies to each property type.
State Farm Insurance serves homeowners, small businesses, and property managers in the South Plainfield, New Jersey area who require landlord coverage for rental properties. The agency helps clients understand policy options for protecting residential or commercial income properties against common risks such as fire, theft, and liability claims. Professional guidance is offered for assessing coverage needs and managing policy adjustments as tenant situations change. The office also provides its landlord insurance services to the neighboring community of Edison within the broader Middlesex County metro region.
Strategic Insurance Partners/Kape Insurance serves the South Plainfield, New Jersey area and surrounding communities, providing landlord insurance agents service for residential and commercial rental properties. The agency handles coverage for property damage, liability protection, and loss of rental income specific to landlords. To manage a typical job, it assesses each property's unique risks and rental income potential before presenting comparable policy options that address the individual client's occupancy and maintenance concerns.
In South Plainfield, NJ, Amogh Associates Llc assists landlords with both one-time policy placements and ongoing coverage management to address different property insurance needs. Their work typically involves structuring protection for rental dwellings, including liability and property damage safeguards required by local regulations. As a landlord insurance agent, the company helps property owners identify suitable plans for their individual situations. Services here operate on an as-needed basis, allowing clients to request consultations or policy reviews whenever specific coverage gaps or renewal questions arise.
Kathy Jones Agency, LLC in South Plainfield, NJ specializes in landlord insurance for residential rental properties. Its general services include helping property owners secure appropriate liability and property damage coverage for single-family homes, duplexes, and small apartment buildings. The agency works with local landlords to review policy options that protect against unique risks associated with renting. During the winter months, it assists property owners in understanding how frozen pipes and ice dam damage are covered under their policies.
As autumn storms increase in the tri-state area, property owners in South Plainfield, NJ, often require reliable liability coverage that addresses sudden wind or water damage. Loyalty Insurance Agency addresses these pressing needs by specializing in residential and small commercial landlord policies tailored to local building codes and tenant turnover risks. The agency provides guidance on protecting rental income and managing property exposure throughout the lease cycle. A thorough initial assessment of each dwelling’s condition and occupancy type begins the consultation process.
Serving South Plainfield, New Jersey, Ramirez Insurance Agency provides property coverage for residential and commercial landlords. The agency specializes in policies that protect rental income streams and cover liability claims arising from tenant incidents. Additional options include protection against building damage from fire, weather, or vandalism. Coverage extends to landlords managing single-family homes, multi-unit apartment buildings, and mixed-use properties. The agency also serves commercial sectors such as office complexes, warehouses, and food service establishments.
Cancela Insurance Brokerage LLC, based in South Plainfield, NJ, provides residential coverage for landlords seeking to protect rental properties from common risks. They also offer commercial policies for larger multifamily or mixed-use buildings. Their service extends throughout New Jersey, helping property owners secure appropriate protection against liability and property damage. After a policy is issued, the agency conducts regular follow-ups between visits, ensuring clients can promptly adjust coverage as their rental portfolios change.
BEEKAY FINANCIAL SERVICES is known for providing landlord insurance for residential and commercial rental properties in South Plainfield, New Jersey. The agency helps property owners obtain coverage for dwelling protection, liability, and loss of rental income. Policies can be structured for single-family homes, multi-unit apartments, or small commercial spaces. The company assists clients in reviewing insurance documents to match coverage with rental portfolios. A specialty add-on includes coverage for vandalism and accidental damage by tenants.
What Does a a Landlord Insurance Agent in South Plainfield Cost?
The cost of landlord insurance in New Jersey typically ranges from 25 to 40 percent more than standard homeowners insurance. For a single family rental in South Plainfield you might pay between 800 and 1,500 dollars per year. Premiums vary based on property age location and coverage limits. This is general information and not insurance advice.
About landlord insurance agents in South Plainfield
A landlord insurance agent in South Plainfield New Jersey helps property owners secure coverage for rental homes and apartments. New Jersey law does not require landlord insurance but mortgage lenders often mandate it. Agents can explain how local flood zones or older building codes may affect your policy options.
Frequently Asked Questions
What does landlord insurance cover in South Plainfield New Jersey?
Landlord insurance typically covers property damage liability and loss of rental income. In New Jersey policies often include protection against tenant lawsuits and weather events like nor easter storms. You can add flood coverage separately since standard policies exclude it.
Is landlord insurance required by law in New Jersey?
New Jersey state law does not require landlord insurance. However your mortgage lender may require a policy as a condition of the loan. Many landlords also choose coverage to protect their investment from liability claims and property damage.
How do I choose a landlord insurance agent in South Plainfield?
Look for an agent licensed in New Jersey who has experience with rental properties in Middlesex County. Ask about coverage for vacant units and liability limits that meet your needs. Compare quotes from multiple agents to find a policy that fits your budget.
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