The top-rated landlord insurance agent in Nutley, New Jersey is Esposito Insurance Group, rated 4.9 stars across 66 reviews. Other highly rated options include James Alonso - State Farm Insurance Agent, Agency on the Ave, Renee Friscia - State Farm Insurance Agent. This directory lists 10 landlord insurance agents serving Nutley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Esposito Insurance Group | 89 Franklin Ave Suite 200 | (973) 284-1083 |
| 2 | James Alonso - State Farm Insurance Agent | 664 Franklin Ave | (973) 447-4202 |
| 3 | Agency on the Ave | 349 Franklin Ave Suite 203 | (973) 337-8883 |
| 4 | Renee Friscia - State Farm Insurance Agent | 146 Franklin Ave | — |
| 5 | Farmers Insurance - Nancy DeLima | 393 Centre St | (973) 667-5451 |
| 6 | Gary Vivinetto: Allstate Insurance | 359 Centre St | (973) 661-2886 |
| 7 | Olde School Title Services LLC | 247 Franklin Ave | (973) 320-8896 |
| 8 | Strategic Insurance Partners | 492 Franklin Ave | (973) 667-2600 |
| 9 | CENTURY 21 Award Agency | 210 Franklin Ave | (973) 661-3808 |
| 10 | D/B/A Esposito Insurance Group | 89 Franklin Ave Ste 300 | (973) 284-1083 |
What Does a a Landlord Insurance Agent in Nutley Cost?
Typical landlord insurance costs in New Jersey range from 1,200 to 2,500 dollars per year for a single-family rental property. Policies with higher liability limits or additional coverage for flood or earthquake will cost more. In Nutley, premiums may be influenced by local property values and crime rates. This is general information and not insurance advice.
About landlord insurance agents in Nutley
Landlord insurance agents in Nutley, New Jersey help property owners protect their investments with specialized coverage. New Jersey law does not require landlord insurance, but mortgage lenders often mandate it for rental properties. A local agent can explain how policies cover property damage, liability, and loss of rental income specific to Nutley and the surrounding Essex County area.
Frequently Asked Questions
What does landlord insurance cover in Nutley New Jersey?
Landlord insurance typically covers the dwelling structure, liability for injuries on the property, and loss of rental income if the unit becomes uninhabitable. In New Jersey, it may also cover legal costs if you face a tenant lawsuit, such as for eviction or property damage.
Is landlord insurance required by law in New Jersey?
New Jersey state law does not require landlord insurance. However, most mortgage lenders for rental properties will require a landlord policy as a condition of the loan. It is also strongly recommended to protect against liability claims and property damage.
How much does landlord insurance cost in Nutley New Jersey?
Costs vary based on property value, location, and coverage limits. In New Jersey, average annual premiums for landlord insurance range from 1,200 to 2,500 dollars. Factors like the age of the property and proximity to fire stations in Nutley can affect the rate.
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