The top-rated landlord insurance agent in Lakewood, New Jersey is PRIME Insurance Agency, rated 4.9 stars across 357 reviews. Other highly rated options include Sterling Property and Casualty, Stonebrook Insurance Group, Mitchell Hnatt: Allstate Insurance. This directory lists 17 landlord insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | PRIME Insurance Agency | 960 E County Line Rd | (732) 886-5751 |
| 2 | Sterling Property and Casualty | 20 4th St Suite 211 | (732) 730-7130 |
| 3 | Stonebrook Insurance Group | 500 River Ave Suite 230 | (732) 905-4100 |
| 4 | Mitchell Hnatt: Allstate Insurance | 1900 NJ-70 | (732) 477-6900 |
| 5 | Ben Goldfischer: Allstate Insurance | 300 Main St | (732) 719-4050 |
| 6 | Wilhelm | 699 Cross St #1 | (732) 961-1551 |
| 7 | Insurance Agency New Jersey | 1166 River Ave | (551) 273-4713 |
| 8 | J&R Insurance Agency & Financial Services LLC | 1400 Ocean Ave | (732) 363-1625 |
| 9 | Ideal Insurance Agency | 326 3rd St | (732) 363-8300 |
| 10 | True Life Insurance NJ | 323 Clifton Ave | (732) 307-3222 |
PRIME Insurance Agency serves the Lakewood, New Jersey area as a landlord insurance agent. It helps property owners secure coverage that protects against common rental risks, including property damage and liability claims. The agency works with local landlords to find policies tailored for residential rental properties. Specific services it handles include dwelling fire insurance for multi-unit buildings and loss of rent coverage.
Sterling Property and Casualty in Lakewood, NJ provides a full range of landlord insurance services, including coverage for property damage, liability protection, and loss of rental income. The agency offers service plans that help property owners manage routine maintenance and risk mitigation for their rental units. It works with clients owning single-family homes, apartments, retail spaces, and restaurants, tailoring policies to the specific needs of each commercial or residential property type.
Stonebrook Insurance Group serves landlords, property owners, and managers in Lakewood, New Jersey, with policies tailored for rental dwellings. This agency helps clients secure coverage for fire damage, liability claims, and loss of rental income on both single-family homes and multi-unit buildings. Property managers seeking umbrella liability protection can also obtain guidance here. Beyond Lakewood, the agency extends its landlord insurance services nearby to the communities in Toms River and Jackson Township as well.
Mitchell Hnatt: Allstate Insurance serves property owners in Lakewood, New Jersey and the surrounding Ocean County communities. The agency handles landlord insurance policies for rental homes, apartments, and small multi-unit residential properties. It assists landlords with property coverage, liability protection, and loss-of-rent options suited to local real estate conditions. Each policy review begins with an assessment of the client’s rental inventory and typical tenant risks, then matches coverage limits and endorsements to the specific property features and owner concerns.
In Lakewood, NJ, Ben Goldfischer: Allstate Insurance offers landlord coverage that may be tailored as either a single-policy solution for one property or as recurring service for a growing portfolio. This local agency’s insurance plans address common rental needs, including property damage, liability protection, and potential loss of rental income. Serving property owners who require flexibility, their landlord insurance operates on both a one-time policy basis and as a recurring scheduled service for ongoing asset protection.
Wilhelm offers specialized landlord insurance policies in Lakewood, NJ, focusing on risk management for residential rental properties. Its general service work includes advising property owners on coverage for dwelling repairs, liability protection, and loss of rental income. The agency helps clients navigate region-specific concerns like water damage from aging pipes or severe winter storms that can halt tenant occupancy. It also addresses sudden maintenance emergencies such as failed heating systems during cold months, ensuring financial safeguards are in place.
Insurance Agency New Jersey assists property owners with their insurance needs, specializing in landlord insurance for residential and commercial rental properties in the Lakewood area. The agency focuses on protecting rental income and liability concerns for property owners. Typical offerings include coverage options for dwelling damage, loss of rent, and liability protection. This agency can serve property owners with various commercial sectors, including office buildings, warehouses, or food service establishments.
J&R Insurance Agency & Financial Services LLC serves Lakewood, New Jersey, providing residential landlord insurance for single-family rentals and small multifamily properties. The agency also extends coverage to commercial rental units in the surrounding area. Policies address property damage, liability, and income loss common to local rental markets. Clients can expect clear explanations and timely follow-up to address policy adjustments between regular renewal visits.
As the spring season brings heavier rainfall to the Lakewood area, property owners often seek ways to protect their investments from water damage and liability claims. Ideal Insurance Agency works with local landlords by reviewing rental property risks and matching coverage to the specific needs of each building. The agency explains policy options clearly, addressing issues such as tenant injury exposure and loss of rental income. An initial consultation typically includes a walk-through of the property to identify key hazards and verify current coverage levels before providing a tailored insurance assessment.
True Life Insurance NJ in Lakewood, NJ is known for helping property owners secure coverage for rental dwellings. Its service range includes policies tailored for single-family homes, multi-unit buildings, and commercial rental properties. The agency advises clients on liability protection and loss-of-rent options to safeguard income streams. Work in this area often involves managing risks specific to New Jersey’s landlord-tenant regulations. A specialty service it can add on is customized umbrella liability coverage for portfolios with multiple properties.
What Does a a Landlord Insurance Agent in Lakewood Cost?
Typical landlord insurance in New Jersey costs between 800 and 2500 dollars per year for a single family rental property. Costs depend on property value location and coverage limits. Lakewood properties may have higher premiums due to flood risk in some zones. This is general information not insurance advice.
About landlord insurance agents in Lakewood
Landlord insurance agents in Lakewood New Jersey help property owners protect their rental investments. These agents understand New Jersey specific requirements such as the New Jersey Truth in Renting Act and local Lakewood ordinances. They offer policies that cover property damage liability and loss of rental income.
Frequently Asked Questions
What does landlord insurance cover in Lakewood New Jersey?
Landlord insurance typically covers property damage liability and loss of rental income. In New Jersey policies often include coverage for legal costs related to tenant disputes. It does not cover tenant personal belongings.
Is landlord insurance required by law in New Jersey?
New Jersey law does not require landlord insurance but mortgage lenders usually require it. The New Jersey Truth in Renting Act does not mandate insurance but recommends it for financial protection. Many Lakewood landlords carry it to cover risks like fire or water damage.
How do I choose a landlord insurance agent in Lakewood?
Look for an agent licensed in New Jersey with experience in rental property coverage. Ask about specific Lakewood risks such as flooding in certain areas. Compare quotes from multiple agents to find suitable coverage for your property.
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