The top-rated landlord insurance agent in Hoboken, New Jersey is Hugo Gonzalez - State Farm Insurance Agent, rated 4.9 stars across 472 reviews. Other highly rated options include Andrew Bevington - State Farm Insurance Agent, The Jill Biggs Group, Corcoran Sawyer Smith. This directory lists 13 landlord insurance agents serving Hoboken.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hugo Gonzalez - State Farm Insurance Agent | 715 Washington St | (201) 795-0004 |
| 2 | Andrew Bevington - State Farm Insurance Agent | 801 Monroe St | (276) 225-5238 |
| 3 | The Jill Biggs Group | 331 Washington St | (973) 495-6038 |
| 4 | Corcoran Sawyer Smith | 1 River St | (201) 653-8000 |
| 5 | Muller Insurance | 930 Washington St | (201) 659-2403 |
| 6 | Mile Square Insurance Agency | 80 River St #4C | (201) 687-9950 |
| 7 | Able Title Agency LLC | 84 Washington St 4th floor | (201) 610-1110 |
| 8 | Keller Williams City Life Realty | 5 Marine Vw Plz Suite 310 | (201) 659-8600 |
| 9 | Gravity Title | 100 Washington St | (609) 891-8898 |
| 10 | Brownstone Insurance, NJ | 333 River St | (551) 239-6338 |
Hugo Gonzalez - State Farm Insurance Agent serves Hoboken and surrounding Hudson County communities, offering landlord insurance policies tailored to property owners. The agency helps landlords protect rental properties from common risks such as fire, theft, and liability claims. Coverage options extend to loss of rental income and building repairs. Hugo Gonzalez - State Farm Insurance Agent also handles personal liability coverage and damaged property protection for landlords.
Andrew Bevington - State Farm Insurance Agent in Hoboken, NJ provides coverage for landlords seeking financial protection against property damage, liability claims, and loss of rental income. Service plans typically include assessment of individual exposure risks and ongoing policy adjustments to match changing occupancy requirements. Common rental property types served include single-family homes, multi-unit apartment buildings, retail storefronts, and full-service restaurants.
The Jill Biggs Group serves Hoboken and the surrounding New Jersey communities, handling comprehensive landlord insurance policies for property owners. They address risks like property damage, liability claims, and lost rental income common to local multi-unit buildings. Their approach begins with a detailed evaluation of each property’s unique exposures and coverage needs, then compares options from multiple carriers to match policies that provide balanced protection. A typical job involves reviewing lease agreements and municipal requirements to ensure the selected coverage aligns with both legal obligations and the landlord’s financial goals.
Corcoran Sawyer Smith serves property managers and small-scale residential landlords operating in Hoboken, New Jersey. The agency offers essential landlord insurance policies that help owners protect their rental properties against common perils such as fire, water damage, and liability claims from tenants or visitors. Working within the dense urban market of Hudson County, the company provides coverage options tailored to area regulations and building types. Its service area extends to neighboring communities within the Jersey City metro region as well.
For property owners needing coverage, Muller Insurance in Hoboken, NJ, distinguishes between one-time policies for a single rental unit and ongoing service options for a portfolio of properties. Their landlord insurance plans generally cover property damage, liability protection, and potential loss of rental income. Protection is often tailored to help manage the unique risks of leasing residential or commercial spaces locally. Service for addressing coverage questions or adjusting policies typically operates on an as-needed basis, allowing clients to request support only when specific needs arise.
Mile Square Insurance Agency in Hoboken, New Jersey provides specialty landlord insurance policies tailored for property owners. It also offers comprehensive general coverage services for residential and commercial rental properties. Landlord insurance protects against potential liabilities, property damage, and loss of rental income. First-time and experienced landlords can secure policies covering structural repairs, tenant disputes, or vandalism. In the winter months, the agency helps clients manage risks related to frozen pipes, ice dam damage, or slip-and-fall accidents on icy walkways.
Able Title Agency LLC in Hoboken, NJ works with property owners to secure essential insurance coverage for their rental buildings. The agency offers additional specialized policies beyond basic landlord protection, including liability and property damage endorsements. These comprehensive plans focus on safeguarding income properties against common risks such as tenant disputes, vandalism, and weather-related issues. The agency serves local commercial sectors including office buildings, warehouses, and food service establishments requiring unique coverage tailored to their operational exposures.
In the densely packed neighborhoods of Hoboken, where old brownstones sit beside new condos, October often brings last-minute insurance checks before winter pipe bursts. Keller Williams City Life Realty responds to these property owners as a landlord insurance agent, helping ensure the policy covers rental income loss during needed repairs. These agents review how the building’s age and proximity to Hudson River flood risk affect the premium. A typical process begins with scheduling a walk-through assessment to document current unit conditions and tenant occupancy details.
Gravity Title provides landlord insurance agent services for residential properties in Hoboken, New Jersey, then expands to offer commercial coverage for local rental portfolios. Clients in the area receive assistance with policies tailored to protect multi-unit and single-family investment properties. Ongoing consultation remains available between regular policy renewal visits, ensuring property owners can adjust coverage as their holdings change.
Brownstone Insurance, NJ, based in Hoboken, is known for providing landlord insurance for property owners in the area. Its service range covers the essential protection needs for rental properties, including coverage for dwelling structures, liability, and loss of rental income. Property owners with multi-unit buildings can rely on tailored policies to address local weather and liability risks. As an add-on service, the company offers specialized coverage for water backup damage from sump pump failures.
What Does a a Landlord Insurance Agent in Hoboken Cost?
Landlord insurance agent fees in New Jersey are typically included in the policy premium. The average annual premium for a landlord policy in Hoboken ranges from 800 to 2,500 dollars for a single family rental. Multi-unit properties can cost 3,000 to 6,000 dollars per year. Flood insurance, which is often required in Hoboken, adds 700 to 1,500 dollars annually. This is general information and not insurance advice.
About landlord insurance agents in Hoboken
A landlord insurance agent in Hoboken New Jersey helps property owners protect their rental investments. New Jersey law requires landlords to maintain certain liability coverages, and a local agent can tailor a policy to meet those requirements. Hoboken agents understand the unique risks of multi-unit buildings and flood zones common in the area.
Frequently Asked Questions
What does a landlord insurance agent in Hoboken do?
A landlord insurance agent in Hoboken helps you find a policy that covers property damage, liability, and loss of rental income. They review your specific rental property needs and compare options from multiple carriers. They also ensure compliance with New Jersey landlord insurance requirements.
Is landlord insurance required by law in New Jersey?
New Jersey does not have a state law requiring landlord insurance. However, most mortgage lenders require it. Additionally, New Jersey landlord tenant law may require you to carry liability coverage for common areas and to protect tenant security deposits.
How much does landlord insurance cost in Hoboken New Jersey?
Costs vary based on property value, location, and coverage limits. In Hoboken, a typical landlord policy ranges from 800 to 2,500 dollars per year for a single unit. Flood insurance is often needed in Hoboken and adds extra cost.
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