The top-rated landlord insurance agent in West Bloomfield Township, Michigan is Ahmed Basuni - State Farm Insurance Agent, rated 5.0 stars across 606 reviews. Other highly rated options include PKIG | Phil Klein Insurance Group, Agency Advantage Insurance Agency, AAA Insurance - Waredni Insurance Agency, LLC. This directory lists 14 landlord insurance agents serving West Bloomfield Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ahmed Basuni - State Farm Insurance Agent | 4843 Haggerty Rd | (248) 242-7007 |
| 2 | PKIG | Phil Klein Insurance Group | 7125 Orchard Lake Rd #302 | (248) 682-7445 |
| 3 | Agency Advantage Insurance Agency | 7011 Orchard Lake Rd Suite 104 | (866) 680-7283 |
| 4 | AAA Insurance - Waredni Insurance Agency, LLC | 7035 Orchard Lake Rd Suite 100 | (248) 906-3400 |
| 5 | Goosehead Insurance - Martin Shina | 5600 W Maple Rd Suite B-201 | (248) 939-8597 |
| 6 | All Forms Insurance Agency | 5600 W Maple Rd Ste D403 | (248) 496-8480 |
| 7 | Monique Woods Agency-Insurance | 5640 W Maple Rd #202 | (248) 301-6620 |
| 8 | Highstreet ProLaw Group — formerly Paragon Underwriters, Inc. | 7115 Orchard Lake Rd # 500 | (248) 851-3066 |
| 9 | Nationwide Insurance: Jeffrey H Kaplan | 6960 Orchard Lake Rd #203 | (248) 539-9070 |
| 10 | AAA Insurance - Clifford Wallace Insurance Agency | 6057 Haggerty Rd | (248) 669-1966 |
Ahmed Basuni - State Farm Insurance Agent in West Bloomfield Township, MI, provides a range of landlord insurance services designed to protect rental properties and their owners from common risks. These policies cover property damage, liability, and lost rental income to support the financial stability of property investments. Maintenance-related guidance may be offered to help landlords address repairs and keep their units habitable. The agency services single-family homes, apartments, retail spaces, and restaurants, ensuring coverage tailored to each property type.
PKIG | Phil Klein Insurance Group serves landlords across West Bloomfield Township and the surrounding Oakland County area. As a dedicated landlord insurance agency, this firm specializes in crafting tailored coverage solutions for residential and small commercial rental properties. Policies typically address property damage, liability protection, and potential loss of rental income. The company also assists local investors with securing specialized protection for multi-unit dwellings and single-family rental homes.
Agency Advantage Insurance Agency serves homeowners, businesses, and property managers in West Bloomfield Township, Michigan, offering tailored landlord insurance policies to protect rental properties. They help clients find coverage for single-family homes, multi-unit dwellings, and commercial rental spaces, addressing local risks such as weather damage and liability claims. Their services include policy reviews and risk assessment guidance for property owners seeking financial protection. The agency also serves landlords in neighboring communities like Farmington Hills and the greater Detroit metro area.
Located in West Bloomfield Township, Michigan, AAA Insurance - Waredni Insurance Agency, LLC serves landlords throughout the surrounding communities of Oakland County. The agency handles a full range of property coverage needs for residential and commercial rental properties. It provides policies that protect against building damage, liability claims, and loss of rental income. To handle a typical job, the agency begins by assessing the specific risk profile of each rental property, then customizes a coverage plan to meet the unique exposures faced by local landlords.
Goosehead Insurance - Martin Shina provides tailored coverage plans for residential rental properties in West Bloomfield Township, MI. The agency specializes in landlord insurance policies that protect against property damage and liability claims. In addition, it offers general guidance on risk management for single-family rentals and multi-unit dwellings. During the harsh Michigan winter months, the company helps landlords address potential issues like ice dam formation and frozen pipe claims that can threaten income properties.
For landlords seeking protection, one-time liability policies differ from ongoing coverage for rental properties. All Forms Insurance Agency of West Bloomfield Township, MI offers landlord insurance agents who can discuss both options. This service covers potential property damage, income loss from tenant vacancies, and legal expenses from evictions. These independent practitioners understand regional rental market risks, from winter pipe bursts to tenant liability issues. Client appointments can be scheduled on a one-time basis for individual policy setup or on an as-needed basis for policy reviews and claim support.
As local property owners prepare for Michigan’s freeze-and-thaw cycle, Monique Woods Agency-Insurance in West Bloomfield Township, MI, specializes in landlord insurance policies that cover rental properties against weather-driven damage, tenant liability, and income loss. Their agents review each property’s unique structure, lease terms, and local ordinances before recommending appropriate coverage. A thorough on-site inspection of the rental unit is then scheduled to confirm condition and identify any immediate maintenance risks.
Highstreet ProLaw Group, based in West Bloomfield Township, Michigan, provides landlord insurance services for rental property owners, including coverage for dwelling damage and general liability. Formerly known as Paragon Underwriters, Inc., the agency specializes in policies protecting landlords against tenant-related risks and property loss. It serves commercial sectors such as office buildings, warehouses, and food service establishments, offering tailored liability and property protection for each type of leased commercial space.
Nationwide Insurance: Jeffrey H Kaplan is known for providing landlord insurance services to property owners in West Bloomfield Township, MI. The agency assists clients in securing coverage that addresses risks associated with rental properties, including property damage and liability concerns. Policies are tailored to the unique needs of local landlords, ensuring proper protection for their investments. A specialty service it can add on is coverage for loss of rental income due to covered property damage, helping maintain financial stability during repairs.
AAA Insurance - Clifford Wallace Insurance Agency serves residential landlord clients in West Bloomfield Township, Michigan, with policies tailored to rental property protection. Commercial coverage is also available for multi-unit buildings and small apartment complexes throughout the area. Each policy is designed to address liability, property damage, and loss of rental income risks. Landlords can contact the agency for initial quotes and then return for periodic policy reviews or adjustments between regular property visits, ensuring coverage remains aligned with evolving tenant and portfolio needs.
What Does a a Landlord Insurance Agent in West Bloomfield Township Cost?
Landlord insurance in Michigan typically costs between 15 and 30 percent more than a standard homeowners policy. For a single family rental in West Bloomfield Township, annual premiums often range from 800 to 1,500 dollars. Costs depend on the propertys age, location, coverage limits, and deductible chosen. This is general information and not insurance advice.
About landlord insurance agents in West Bloomfield Township
A landlord insurance agent in West Bloomfield Township helps rental property owners find coverage tailored to their needs. Michigan law does not require landlords to carry insurance, but most mortgage lenders do require a policy. Agents can explain local risks like severe winter weather and water damage from frozen pipes.
Frequently Asked Questions
What does landlord insurance cover in West Bloomfield Township Michigan?
Landlord insurance typically covers the building structure, liability protection, and loss of rental income. It does not cover a tenants personal belongings. Michigan specific risks like ice dam damage may require additional endorsements.
Do Michigan landlords need flood insurance?
Standard landlord policies do not cover flood damage. West Bloomfield Township is near several lakes and flood zones. Agents often recommend a separate flood policy through the National Flood Insurance Program for properties in high risk areas.
How does Michigan law affect landlord insurance costs?
Michigan has a high minimum liability requirement for auto insurance but no state mandated coverage for rental properties. However, local building codes and the cost of winter storm repairs can raise premiums. Agents factor in these local conditions when quoting a policy.
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