The top-rated landlord insurance agent in Detroit, Michigan is CoverTree, rated 4.8 stars across 1,385 reviews. Other highly rated options include L.A. Insurance, Premier Insurance Detroit, Shauna Johnson: Allstate Insurance. This directory lists 15 landlord insurance agents serving Detroit.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | CoverTree | 1555 Broadway St Floor 2 | (877) 417-8733 |
| 2 | L.A. Insurance | 13545 W Seven Mile Rd | (313) 340-4444 |
| 3 | Premier Insurance Detroit | 15363 Livernois | (313) 342-4100 |
| 4 | Shauna Johnson: Allstate Insurance | 18711 Grand River Ave | (313) 272-2020 |
| 5 | J. Healan Baker Agency | 645 Griswold St # 2015 | (313) 963-0480 |
| 6 | Nemecek Agency | 1420 Washington Blvd STE 300 | (313) 771-5619 |
| 7 | Family Auto Insurance Agency | 6442 Michigan Ave | (313) 285-9042 |
| 8 | Long Insurance Services, LLC | 3031 W Grand Blvd #529 | (313) 873-0300 |
| 9 | Gilead Insurance Agency | 18323 W McNichols Rd | (313) 533-3220 |
| 10 | Jordan A. Mitchell Insurance Agency | 6925 E Jefferson Ave | (313) 451-6400 |
CoverTree serves the Detroit metro area as a local landlord insurance agent. The company focuses on insuring rental properties in the city’s diverse housing market. It works with property owners to secure policies that cover standard perils such as fire, theft, and liability claims. Coverage is also designed to help protect structures like apartment buildings or single-family rentals against weather damage common to the region. CoverTree handles both dwelling property coverage and customized liability protection for landlords.
L.A. Insurance provides a full range of landlord insurance services in Detroit, Michigan, including property damage coverage and liability protection. The company offers service plans to help landlords maintain proper coverage and navigate policy adjustments. Routine maintenance details can be structured alongside these insurance plans to support ongoing risk management. Its policies serve various rental properties, from single-family homes and apartments to retail spaces and restaurants, ensuring a broad spectrum of real estate investments stays protected.
Premier Insurance Detroit offers landlord insurance agent services including property coverage analysis and liability policy arrangements for property owners across the area. Its service plans typically involve reviewing rental property exposures, discussing coverage limits with clients, and adjusting policies as lease terms change. Maintenance plans often include periodic policy reviews to keep pace with local building codes and tenant turnover cycles. The agency services single-family homes, apartments, retail spaces, and restaurants in the Detroit, MI region.
Shauna Johnson: Allstate Insurance in Detroit, Michigan, serves homeowners, businesses, and property managers seeking landlord insurance coverage. The agency provides policies tailored to protect rental properties, including liability protection and dwelling coverage. Landlords working with this agent gain help assessing risks specific to Detroit-area rental units, such as older building concerns. They can also discuss customized options for safeguarding income from tenant-occupied homes. The agency additionally serves clients in the nearby community of Dearborn, offering the same focused landlord insurance guidance across the metro area.
J. Healan Baker Agency in Detroit, MI distinguishes between one-time policy adjustments and recurring risk assessments for rental property owners. Their landlord insurance coverage typically protects against property damage, liability claims, and potential income loss from tenant vacancies. Service is offered on an as-needed basis, allowing clients to request consultations or claim support whenever a specific situation arises.
Nemecek Agency specializes in landlord insurance policies tailored for residential rental properties, serving property owners across Detroit, MI. Its general work includes advising clients on policy coverage for property damage, liability protection, and vacancy risks, helping landlords maintain compliance with local requirements. The agency assists with common situational concerns such as lease-end period claims or financial exposure from unexpected tenant vacancies during seasonal turnover periods.
Family Auto Insurance Agency serves Detroit, Michigan, and its surrounding communities as a landlord insurance agent. The company handles policies that protect residential rental properties, covering structures like single-family homes and duplexes against common risks. It focuses on liability coverage for property owners and addresses the specific insurance needs of local landlords. To handle a typical job, it takes a consultative approach by reviewing a property’s rental details and matching those exposures to an appropriate commercial policy format.
Long Insurance Services, LLC serves Detroit, Michigan, and the surrounding communities, handling all aspects of landlord insurance for area property owners. It provides coverage for rental dwellings, including protection against property damage, liability claims, and loss of rental income. For each policy, the agency evaluates the specific risks of the individual rental property to tailor coverage. It then works to secure a suitable plan by comparing options from multiple insurance carriers.
Gilead Insurance Agency serves property owners, landlords, and property managers throughout the Detroit, Michigan area who require specialized coverage for their rental properties. The agency helps local clients secure landlord insurance policies that protect against common rental risks, including property damage and liability claims. Its offerings are designed to address the particular challenges of managing residential or commercial income properties. For landlords with assets in surrounding communities, Gilead Insurance Agency also provides coverage solutions for properties in nearby Dearborn and the greater Wayne County region.
What Does a a Landlord Insurance Agent in Detroit Cost?
The cost of landlord insurance in Michigan typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Detroit, annual premiums often fall between 800 and 1,500 dollars. Factors like property age, location, and coverage limits affect the price. This is general information and not insurance advice.
About landlord insurance agents in Detroit
A landlord insurance agent in Detroit Michigan can help you find coverage for rental properties. Michigan law requires landlords to maintain certain safety standards, and proper insurance protects against property damage and liability claims. Local agents understand the Detroit market and can tailor policies to your specific rental units.
Frequently Asked Questions
What does landlord insurance cover in Michigan?
Landlord insurance typically covers property damage, loss of rental income, and liability protection. In Michigan, policies may also include coverage for vandalism or weather damage common in the region.
Is landlord insurance required by law in Detroit?
Michigan does not legally require landlord insurance, but most mortgage lenders will require it. It is strongly recommended to protect your investment and cover potential lawsuits from tenants.
How do I choose a landlord insurance agent in Detroit?
Look for an agent with experience in rental properties and knowledge of Michigan insurance regulations. Ask about coverage limits, deductibles, and whether the policy includes ordinance or law coverage for older Detroit buildings.
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