The top-rated landlord insurance agent in Farmington Hills, Michigan is Wolf-Chandler Agency, LLC, rated 4.9 stars across 140 reviews. Other highly rated options include AAA Insurance - Ali Insurance Agency, AAA Farmington Hills, Bergstrom Insurance Agency. This directory lists 14 landlord insurance agents serving Farmington Hills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Wolf-Chandler Agency, LLC | 30903 Northwestern Hwy Suite 260 | (248) 952-9500 |
| 2 | AAA Insurance - Ali Insurance Agency | 29525 W Nine Mile Rd | (313) 992-0006 |
| 3 | AAA Farmington Hills | 38751 W 12 Mile Rd | (248) 553-3700 |
| 4 | Bergstrom Insurance Agency | 30701 W 10 Mile Rd #400 | (248) 478-4800 |
| 5 | Michigan Basic Property Insurance | 27555 Farmington Rd Suite 315 | (313) 877-7400 |
| 6 | Loma Portal Insurance Services | 32813 Middlebelt Rd Suite M | (248) 702-5866 |
| 7 | H W Kaufman Financial Group | 30833 Northwestern Hwy # 220 | (248) 916-1984 |
| 8 | VTC Insurance Group - Farmington Hills | 37000 Grand River Ave #150 | (248) 471-0970 |
| 9 | Burns & Wilcox Ltd | 30833 Northwestern Hwy # 220 | (248) 932-9000 |
| 10 | United Insurance Services LLC | 28230 Orchard Lake Rd #203 | (248) 737-0022 |
Wolf-Chandler Agency, LLC serves landlords and property investors throughout Oakland County and the greater Farmington Hills area. As a specialized agency, the firm focuses exclusively on landlord insurance policies designed to protect residential rental properties. These policies typically cover dwelling damage, rental income loss, and liability claims associated with tenant activities. The agency also assists clients in securing necessary coverage for multifamily units and single-family rental homes. Common services include policy reviews, risk assessments, and claims assistance for rental property owners.
AAA Insurance - Ali Insurance Agency serves Farmington Hills, Michigan, and the surrounding communities, handling property coverage for residential and commercial landlords. It focuses on policies that protect rental properties against common risks such as property damage, liability claims, and loss of rental income. The agency assesses each client's specific portfolio of properties and coverage needs, then works to match them with an appropriate insurer and policy terms. It follows a standard process of reviewing property details, discussing exposure concerns, and selecting a suitable plan.
AAA Farmington Hills provides landlord insurance services tailored to property owners throughout the Farmington Hills area. Its offerings include customized coverage plans designed to protect rental investments against common risks such as property damage and liability claims. Regular service maintenance plans help landlords manage policy updates and annual reviews. The company handles insurance for a diverse range of properties, including single-family homes, apartments, retail spaces, and restaurants.
Bergstrom Insurance Agency in Farmington Hills, MI provides landlord insurance with a distinction between one-time policy placements for a single property and recurring service options for managing a portfolio. Coverage addresses property damage, liability protection, and potential rental income loss. The team is familiar with local landlord risks. Service runs on both a scheduled annual review model and an as-needed basis for new policies or claims assistance.
Michigan Basic Property Insurance serves homeowners, small business owners, and property managers in Farmington Hills who need specialized landlord insurance policies. The company helps landlords obtain coverage for rental properties, including protection against property damage, liability claims, and loss of rental income. It works to match each client with appropriate insurance solutions tailored to their specific rental portfolio. Beyond Farmington Hills, Michigan Basic Property Insurance also assists landlords and property owners with their insurance needs throughout the nearby Plymouth area.
Loma Portal Insurance Services specializes in landlord insurance coverage, offering tailored policies for property owners in the Farmington Hills, MI area. The agency assists residential and commercial landlords in securing protection against property damage, liability claims, and rental income loss. Its general service work includes reviewing existing policies, recommending appropriate coverage limits, and helping clients navigate claims. During winter months, it helps address concerns related to frozen pipes and ice dam damage, ensuring rental properties remain protected against seasonal hazards.
When winter storms threaten rental properties in Farmington Hills, H W Kaufman Financial Group offers landlord insurance coverage designed to address specific local risks like ice damage and liability claims. As a dedicated agent, this company works to match property owners with policies that protect both single-family rentals and multi-unit buildings common in the area. The process begins with a thorough inspection of the rental premises to assess current coverage needs.
VTC Insurance Group - Farmington Hills works with local property owners to secure coverage tailored to the rental market. Its specific focus includes landlord insurance policies that often incorporate liability protection and dwelling coverage. The agency can assist policyholders with add-ons such as loss of rental income and flood or sewer backup endorsements. Serving the Farmington Hills area, it provides these insurance solutions for commercial sectors including office buildings, warehouses, and food service establishments.
Burns & Wilcox Ltd in Farmington Hills, MI provides landlord insurance agents who focus primarily on residential rental property coverage and also handle commercial landlord policies for the local area. Help arises when property owners need protection against liability and property damage losses. The agents assist with policy reviews for individual rentals or multi-unit complexes. Personalized annual follow-up ensures each client’s coverage remains current. Ongoing service helps adjust policies accordingly between regular, scheduled visits.
United Insurance Services LLC of Farmington Hills, MI, is recognized for offering tailored coverage solutions for residential rental properties. Its services include protecting single-family homes, duplexes, and small multifamily units from common risks such as fire, liability, and rental income loss for landlords. Every policy is designed to address the specific needs of property owners managing local rental markets. An additional specialty is providing vacancy coverage for properties between tenants, ensuring continuous protection during turnover periods.
What Does a a Landlord Insurance Agent in Farmington Hills Cost?
The cost of landlord insurance in Michigan typically ranges from 25 to 50 percent more than standard homeowners insurance. For a single family rental in Farmington Hills you might pay between 800 and 1500 dollars per year depending on the property value and coverage limits. Factors like the age of the property, number of units, and your claims history affect the premium. This is general information not insurance advice.
About landlord insurance agents in Farmington Hills
A landlord insurance agent in Farmington Hills Michigan helps rental property owners find coverage that meets state requirements. Michigan law does not require landlord insurance but mortgage lenders often mandate it. Local agents understand the specific risks for properties in Oakland County including weather damage and liability concerns.
Frequently Asked Questions
What does landlord insurance cover in Farmington Hills Michigan?
Landlord insurance typically covers property damage from fire or storms, liability for tenant injuries, and loss of rental income. In Michigan policies may also cover damage from frozen pipes which is a common winter issue. Coverage limits vary so an agent can help you choose appropriate amounts.
Is landlord insurance required by law in Michigan?
Michigan state law does not require landlord insurance. However most mortgage lenders require a landlord policy if you rent out the property. Without it you could be personally liable for property damage or tenant injuries.
How do I choose a landlord insurance agent in Farmington Hills?
Look for an agent licensed in Michigan who specializes in rental property coverage. Ask about their experience with Oakland County properties and whether they offer policies that cover specific local risks like sewer backup or wind damage. Compare quotes from multiple agents to find suitable coverage.
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