The top-rated landlord insurance agent in Bloomfield Hills, Michigan is E&Y Insurance Agency, rated 5.0 stars across 554 reviews. Other highly rated options include Elizabeth Ross - State Farm Insurance Agent, Goosehead Insurance - Marty O'Neill, The Hartley Agency - Farmers Insurance. This directory lists 10 landlord insurance agents serving Bloomfield Hills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | E&Y Insurance Agency | 33 Bloomfield Hills Pkwy Suite 245 | (248) 362-1313 |
| 2 | Elizabeth Ross - State Farm Insurance Agent | 2525 S Telegraph Rd #106 | (248) 641-8200 |
| 3 | Goosehead Insurance - Marty O'Neill | 41000 Woodward Ave Suite 350 East | (248) 542-7770 |
| 4 | The Hartley Agency - Farmers Insurance | 6421 Inkster Rd #106 | (248) 847-3167 |
| 5 | Gallagher Insurance, Risk Management & Consulting | 2600 S Telegraph Rd Suite 100 and Suite LL 25 | (248) 332-3100 |
| 6 | Oswald Companies | 39572 Woodward Ave #201 | (248) 433-1466 |
| 7 | Schulte Insurance Inc | 39520 Woodward Ave # 211 | (248) 644-6666 |
| 8 | Huntington Insurance | 39520 Woodward Ave | (231) 241-8151 |
| 9 | D. E. Irwin Insurance Agency, PLLC | 41000 Woodward Ave Suite 350 East Bldg | (248) 481-8214 |
| 10 | Insurance One Agency | 4130 Telegraph Rd | (586) 215-3052 |
E&Y Insurance Agency serves landlords throughout the Bloomfield Hills metro area and Oakland County. They provide insurance policies tailored specifically for residential and commercial rental property owners. Covering risks such as property damage, liability claims, and loss of rental income, the agency helps clients secure financial protection for their investment properties. Working with multiple carriers, they can compare coverage options for various building types. Common offerings include dwelling fire policies and comprehensive landlord liability insurance for single-family rentals and multi-unit apartment buildings in the region.
Elizabeth Ross - State Farm Insurance Agent in Bloomfield Hills, MI, provides a full range of landlord insurance policies to protect rental properties, covering both property damage and liability exposures. Its service offerings include annual policy reviews to account for updated property values, as well as assistance with claims filing and risk management guidance. The agency services various kinds of properties, including single-family homes, apartments, retail spaces, and restaurants.
Goosehead Insurance - Marty O'Neill serves homeowners and property managers seeking landlord insurance in Bloomfield Hills, Michigan. The agency assists clients in securing coverage for rental properties, including policies that protect against property damage and liability claims. It also works with small rental businesses to find appropriate insurance solutions tailored to individual property portfolios. Additional services include reviewing existing policies to address coverage gaps. The firm further extends its services to clients in the surrounding communities of Troy and Rochester Hills.
The Hartley Agency - Farmers Insurance serves landlord insurance clients in Bloomfield Hills, Michigan and the surrounding communities, handling coverage needs for residential rental properties. The agency addresses policies that protect landlords against property damage from events like fire or weather, as well as liability concerns related to tenant injuries or property incidents. To manage these responsibilities, it takes a consultative approach, starting by reviewing each client's specific rental situation before recommending appropriate coverage limits and optional endorsements for that property.
Gallagher Insurance, Risk Management & Consulting in Bloomfield Hills offers specialized landlord insurance policies designed to protect rental properties and their owners. The agency provides general risk management services to help landlords assess and mitigate common liability exposures on residential or commercial units. Its agents work closely with property owners to tailor coverage for structures, loss of rental income, and legal defense costs. During Michigan’s harsh winter season, it helps landlords address issues from frozen pipes, ice dam damage, or tenant slip-and-fall claims on icy walkways.
For property owners in Bloomfield Hills, Oswald Companies offers both one-time policy placements for single transactions and ongoing service options for established rental portfolios. Their landlord insurance coverage typically protects against property damage, liability claims, and potential loss of rental income. Customizing a policy involves assessing the specific risks associated with residential or commercial tenancies. Service from this landlord insurance agent operates on an as-needed basis, allowing clients to request adjustments or new quotes when their rental situation changes.
Schulte Insurance Inc in Bloomfield Hills, MI, provides specialty landlord insurance policies designed to protect rental property owners from property damage and liability claims. The agency also offers general coverage consultations for local residential and commercial landlords. Throughout the year, its services help property owners address common risks like fire, theft, or tenant injury. For landlords in this area, the agency is particularly helpful when preparing for winter weather damage to unoccupied units or icy walkways.
As spring rains arrive in Bloomfield Hills, landlords often face unexpected roof leaks and tenant maintenance calls that demand prompt action. Huntington Insurance provides tailored landlord insurance agent services to help property owners protect their investments from common seasonal liabilities, including water damage and liability claims. The team works closely with clients to review coverage limits for rental properties and adjust for local housing market conditions. A thorough property inspection is scheduled during the initial consultation to assess structural risks and recommend appropriate policy options.
D. E. Irwin Insurance Agency, PLLC provides comprehensive insurance protection for residential rental properties in Bloomfield Hills and the surrounding region. Its landlord insurance services also commonly include coverage for added structures such as detached garages and liability protection for tenant injuries. The agency works with clients who own and manage income-producing commercial properties as well. It is able to serve those operating office spaces, wholesale and retail warehouses, and food service establishments.
After a heavy snowmelt or summer storm in Bloomfield Hills, rental property owners often face unexpected water damage. Insurance One Agency helps landlords review coverage for leaks, liability, and vacancy risks. The agency identifies gaps in standard policies to ensure rental buildings are properly covered for repairs and lost rent. Speaking with a landlord insurance agent provides the property-specific protection needed. An initial phone assessment or property walk-through can highlight exposures before a claim arises.
What Does a a Landlord Insurance Agent in Bloomfield Hills Cost?
Landlord insurance in Michigan typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Bloomfield Hills annual premiums often range from 800 to 1500 dollars. Factors like property age location and coverage limits affect the final price. This is general information not insurance advice.
About landlord insurance agents in Bloomfield Hills
A landlord insurance agent in Bloomfield Hills Michigan helps rental property owners find coverage that meets state requirements. Michigan law does not require landlord insurance but most mortgage lenders do. Agents can explain how local risks like severe winter weather affect your policy needs.
Frequently Asked Questions
What does a landlord insurance agent in Bloomfield Hills do?
An agent helps you find a policy that covers property damage liability and lost rental income. They know Michigan insurance regulations and can explain how local ordinances affect your coverage.
Is landlord insurance required by Michigan law?
Michigan does not legally require landlord insurance. However your mortgage lender may require it. An agent can help you meet lender requirements while protecting your investment.
How do I choose a landlord insurance agent in Bloomfield Hills?
Look for an agent licensed in Michigan with experience in rental property coverage. Ask about their knowledge of local risks like frozen pipes and tree damage common in Oakland County.
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