The top-rated landlord insurance agent in Ann Arbor, Michigan is Tom Pelham - State Farm Insurance Agent, rated 5.0 stars across 548 reviews. Other highly rated options include Aaron Richards - State Farm insurance Agent, Farah Zaid Alkilanie: Allstate Insurance, Heidi Kussurelis Insurance. This directory lists 22 landlord insurance agents serving Ann Arbor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Pelham - State Farm Insurance Agent | 2178 S State St Suite B | (734) 929-1818 |
| 2 | Aaron Richards - State Farm insurance Agent | 530 S Maple Rd | (734) 995-5052 |
| 3 | Farah Zaid Alkilanie: Allstate Insurance | 2750 Carpenter Rd Suite 1 | (734) 780-2815 |
| 4 | Heidi Kussurelis Insurance | 2405 S Main St | (734) 213-6736 |
| 5 | Farmers Insurance - Julia Jakacki | 323 S Main St Ste A | (734) 519-5489 |
| 6 | Ann Arbor Insurance Centre | 2755 Carpenter Rd | (734) 973-9444 |
| 7 | Lequana Robinson Insurance Agency | 2531 Jackson Ave #318 | (734) 585-5259 |
| 8 | Concept Insurance | 4884 S State Rd | (734) 369-9900 |
| 9 | Falcon Insurance Agency of Michigan | Floor Seven, 202 E Washington St Suite 711 | (734) 887-9110 |
| 10 | Gallagher Insurance, Risk Management & Consulting | 305 E Eisenhower Pkwy #200 | (734) 662-3100 |
Tom Pelham - State Farm Insurance Agent serves the Ann Arbor, Michigan, metro area, specializing in landlord insurance policies for property owners. These policies protect rental homes against property damage from fire, vandalism, and severe weather. Coverage also addresses liability protection for injuries occurring on rental premises. The agency helps clients secure appropriate dwelling coverage and may assist with loss of rental income protection.
Aaron Richards - State Farm Insurance Agent in Ann Arbor, MI, provides landlord insurance services designed to protect rental property investments against common risks such as property damage and liability claims. Service offerings typically include customized coverage options and a straightforward claims process handled by a local representative. The agency also supports clients with policy reviews and coverage adjustments as property needs evolve. It services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Farah Zaid Alkilanie: Allstate Insurance serves property managers and homeowners with landlord insurance solutions in Ann Arbor, Michigan. The agency helps landlords protect rental properties, dwellings, and income streams with tailored coverage options. Policies typically address property damage, liability protection, and loss of rental income for residential landlords. The agency also extends its landlord insurance expertise to the neighboring community of Ypsilanti across Washtenaw County.
Heidi Kussurelis Insurance serves Ann Arbor, Michigan, and the surrounding communities. As a landlord insurance agent, it handles policies tailored for rental property owners, including coverage for dwellings, liability, and loss of rental income. The company assists local landlords with navigating the specific risks of managing residential or small commercial properties in the area. To handle a typical job, it reviews the property’s unique features and the landlord’s exposure, then matches appropriate coverage options from available insurance carriers to address those needs.
Farmers Insurance - Julia Jakacki offers landlord insurance agents in Ann Arbor, MI, providing coverage choices that fall into either a one-time policy for individual properties or an ongoing policy for a portfolio of rentals. General liability and property damage protection are essential components, safeguarding against tenant incidents and weather-related losses. Services in this area typically accommodate both a scheduled review for recurring needs and an as‑needed consultation for specific situations.
Specializing in policies for rental properties and multi-unit dwellings, Ann Arbor Insurance Centre provides landlord insurance agent services for property owners in Ann Arbor, MI. It helps landlords protect income streams and liability exposure for houses, apartments, and commercial spaces. Tenants can change rapidly, and seasonal turnover in college town rentals creates frequent coverage updates. The company assists with adjusting policy limits to account for shifts in local housing demand or vacancy concerns during summer months between academic years.
Lequana Robinson Insurance Agency works with property owners in Ann Arbor to secure liability and structural coverage for rental dwellings. The agency specifically tailors policies to include protection against tenant-related damages and lost rental income. For commercial clients, coverage extends beyond residential properties, encompassing office buildings, warehouses, and food service establishments, ensuring each operation has appropriate liability limits and property protection for their unique spaces.
Concept Insurance serves residential landlords in the Ann Arbor area by securing property coverage for rental homes and duplexes. Commercial coverage is also offered for larger apartment buildings and multi-unit complexes throughout Washtenaw County. Policies are tailored to protect against common risks such as tenant damage and liability claims. After an initial policy is set, the agency remains available for mid-term adjustments and annual coverage reviews, ensuring landlords receive consistent support between regular renewal visits.
When the changing seasons in Ann Arbor bring freeze-thaw cycles that can damage rental properties, Falcon Insurance Agency of Michigan helps local landlords secure coverage tailored to their investment properties. As a landlord insurance agent, the company focuses on policies that address the specific risks of renting out residential units in this community. Protection for property damage and liability concerns forms the core of their service. A new client typically begins by scheduling a detailed property inspection to assess coverage needs for their rental.
What Does a a Landlord Insurance Agent in Ann Arbor Cost?
Typical landlord insurance in Michigan costs between 15 and 30 percent more than standard homeowners insurance. For a single family rental in Ann Arbor, annual premiums often range from 800 to 1,500 dollars. Factors like property age, location, and coverage limits affect the price. This is general information and not insurance advice.
About landlord insurance agents in Ann Arbor
A landlord insurance agent in Ann Arbor Michigan helps rental property owners protect their investments with policies tailored to local regulations. Michigan law requires landlords to maintain certain property standards, and a good insurance policy can cover liability, property damage, and loss of rental income. Working with a local agent ensures you understand Ann Arbor specific requirements like rental registration and inspection rules.
Frequently Asked Questions
What does landlord insurance cover in Michigan?
Landlord insurance in Michigan typically covers property damage from fire or storms, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. It does not cover tenant personal belongings or intentional damage by tenants.
Do I need landlord insurance for a single rental property in Ann Arbor?
Yes, even for one rental property, landlord insurance is strongly recommended. Michigan law does not require it, but most mortgage lenders do. It also protects you from liability claims, which are common in rental situations.
How do Michigan landlord tenant laws affect my insurance needs?
Michigan landlord tenant laws require you to maintain a habitable property and follow eviction procedures. If you fail to do so, a tenant could sue for damages. Landlord insurance can cover legal defense costs and settlements for such claims.
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