The top-rated landlord insurance agent in Waterford Township, Michigan is Joe Fagan - State Farm Insurance Agent, rated 4.9 stars across 473 reviews. Other highly rated options include J. Bejin & Associates, Acrisure Waterford Township, MI (Select Underwriters), AAA Insurance - Jon Gilroy Insurance Agency. This directory lists 20 landlord insurance agents serving Waterford Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joe Fagan - State Farm Insurance Agent | 6909 Highland Rd | (248) 666-2590 |
| 2 | J. Bejin & Associates | 2300 Dixie Hwy Suite 415 | (248) 599-9076 |
| 3 | Acrisure Waterford Township, MI (Select Underwriters) | 100 N Williams Lake Rd Suite A | (248) 698-7600 |
| 4 | AAA Insurance - Jon Gilroy Insurance Agency | 5324 Highland Rd | (248) 618-3665 |
| 5 | Larry Lukovich - State Farm Insurance Agent | 5660 Dixie Hwy Ste 1 | (248) 623-0878 |
| 6 | Acrisure Waterford Township, MI (Huttenlocher Group) | 1007 W Huron St | (248) 681-2100 |
| 7 | Hutchison's Insurance Agency, LLC | 3392 Sashabaw Rd | (248) 674-0464 |
| 8 | Sean Flynn - State Farm Insurance Agent | 4182 Pontiac Lake Rd | (248) 618-9812 |
| 9 | Vikings Insurance Agency | 4209 Sashabaw Rd | (248) 674-2271 |
| 10 | Farm Bureau Insurance - The Milner Agency | 3756 Sashabaw Rd | (248) 599-3135 |
Joe Fagan - State Farm Insurance Agent serves Waterford Township and the surrounding Oakland County area as a landlord insurance agent. The company helps property owners secure coverage for rental dwellings, including protection against property damage and liability claims. Tailored policies address risks associated with tenant-occupied homes and multi-unit buildings. Specific services handled in this area include loss-of-rent coverage and landlord property insurance for single-family rentals.
J. Bejin & Associates serves as a landlord insurance agent in Waterford Township, MI, offering a range of coverage for rental property owners. Their services include policies for property damage, liability protection, and rental income loss. Maintenance plans and risk management guidance are provided to help landlords protect their investments. The agency services single-family homes, apartment complexes, retail spaces, and restaurants.
Acrisure Waterford Township, MI, a Select Underwriters agency, serves homeowners, rental property owners, and property managers with tailored landlord insurance policies. Their offerings focus on protecting residential and small business rental investments from common liabilities and property damage risks. These agents assist clients in securing appropriate coverage for single-family rentals, duplexes, and multi-unit dwellings. They also support commercial landlords who manage apartment complexes in the area. Additionally, the agency extends its services to neighboring communities throughout Oakland County and the greater metropolitan Detroit region, ensuring consistent access to landlord insurance solutions.
Located in Waterford Township, MI, AAA Insurance - Jon Gilroy Insurance Agency serves the Oakland County area and surrounding communities for landlord insurance needs. The agency handles landlord insurance policies to cover rental properties against property damage and liability risks. For a typical job, it reviews the property details and the landlord’s specific coverage requirements to build a suitable policy tailored to the rental unit’s exposure and loss history.
Larry Lukovich - State Farm Insurance Agent specializes in tailored landlord insurance policies for property owners in Waterford Township, MI. The agency generally assists with protecting rental income, property structures, and liability coverage for single-family homes and small multi-unit buildings. Their work involves helping clients understand how lease terms and property conditions affect policy needs. As winter approaches, the agency aids landlords in addressing ice dam damage and frozen pipe claims common to Michigan rental properties.
With winter freezing and thaw cycles putting stress on rental properties, Acrisure Waterford Township, MI (Huttenlocher Group) provides specialized landlord insurance coverage for local owners. They structure policies to address residential rental exposures common in Southeast Michigan, such as burst pipes and liability from tenant injuries. Their work focuses on matching property-specific risks with appropriate replacement cost valuations. An initial consultation typically involves a phone review of the rental unit’s age and condition before scheduling an on-site inspection of the premises.
Operating on both a one‑time and recurring service model, Hutchison's Insurance Agency, LLC in Waterford Township, MI structures its landlord insurance plans for residential rental properties. Coverage typically addresses property damage, liability protection, and loss of rental income for owners. As a local agency, it provides policies tailored to the risks common in the region, such as weather-related claims and tenant turnover. Service arrangements run on either a scheduled plan or as needed per the individual policyholder's request.
Serving property owners in Waterford Township and the surrounding areas, this agency provides comprehensive landlord insurance solutions designed to protect rental investments. Standard coverage is enhanced through specialized add-ons such as liability protection and loss-of-rent provisions, ensuring financial stability during vacancy periods. Tailored risk assessments consider local market conditions and property types. The agency can serve commercial landlords with policies for a variety of business sectors, including offices, warehouses, and food service operations.
Vikings Insurance Agency, based in Waterford Township, MI, provides residential landlord insurance tailored to protect rental properties such as single-family homes and duplexes. They also offer commercial coverage options for larger multi-unit apartment buildings and mixed-use spaces across the surrounding area. Tenants’ liability protection and property damage policies are structured to help local investors manage risk effectively. After an initial policy setup, the agency typically helps arrange scheduled follow-up reviews between regular visits to adjust coverage as property values or rental terms change.
What Does a a Landlord Insurance Agent in Waterford Township Cost?
Landlord insurance in Michigan typically costs between 15 and 25 percent more than a standard homeowners policy. For a single family rental in Waterford Township, annual premiums often range from 800 to 1,500 dollars depending on property age, location, and coverage limits. Factors like the number of units and deductible choices also affect the price. This is general information and not insurance advice.
About landlord insurance agents in Waterford Township
Landlord insurance agents in Waterford Township help rental property owners protect their investments. Michigan law requires landlords to maintain certain property standards, and a dedicated agent can tailor a policy to meet those requirements. Local agents understand the specific risks for properties in Oakland County and can advise on liability coverage and dwelling protection.
Frequently Asked Questions
What does landlord insurance cover in Waterford Township?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. In Michigan, policies may also include coverage for vandalism or weather damage common to the region. An agent can explain optional endorsements like ordinance or law coverage for older properties.
Do I need landlord insurance for a single family rental in Michigan?
Yes, standard homeowners insurance does not cover rental properties. Michigan law does not mandate landlord insurance, but most mortgage lenders require it. An agent can help you meet lender requirements and protect against liability claims from tenants.
How is landlord insurance different from homeowners insurance in Michigan?
Landlord insurance excludes coverage for tenant personal property and usually has higher liability limits. It also includes loss of rental income coverage, which homeowners policies lack. Michigan insurance regulations treat rental properties as commercial risks, so policies are structured differently.
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