The top-rated landlord insurance agent in Sterling Heights, Michigan is Clint St.Mosley - State Farm Insurance Agent, rated 4.9 stars across 293 reviews. Other highly rated options include The Salvati Insurance Group, Inc., Russ Vallee - State Farm Insurance Agent, Frolka Insurance Agency Goosehead Insurance. This directory lists 19 landlord insurance agents serving Sterling Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Clint St.Mosley - State Farm Insurance Agent | 43120 Utica Rd # 400 | (586) 979-9700 |
| 2 | The Salvati Insurance Group, Inc. | 42370 Van Dyke Ave Ste 711 | (248) 720-1130 |
| 3 | Russ Vallee - State Farm Insurance Agent | 38151 Utica Rd q | (586) 264-2290 |
| 4 | Frolka Insurance Agency Goosehead Insurance | 44444 Mound Rd Suite 400C | (810) 224-9438 |
| 5 | Lakeside Insurance Agency | 13900 Lakeside Cir | (586) 286-5000 |
| 6 | Beyond Insurance Group | 42140 Van Dyke Ave #210 | (586) 330-9727 |
| 7 | L.A. Insurance | 42903 Van Dyke Ave | (586) 254-8484 |
| 8 | Millennium Insurance Agency LLC -34865 Mound Rd | 34865 Mound Rd | (248) 410-1858 |
| 9 | Gallagher Insurance, Risk Management & Consulting | 13900 Lakeside Cir | (586) 323-5700 |
| 10 | Goosehead Insurance - Rebecca Frolka | 44444 Mound Rd Suite 400C | (810) 224-9438 |
Clint St.Mosley - State Farm Insurance Agent serves Sterling Heights and Macomb County, Michigan. It specializes in landlord insurance policies designed to protect rental property owners from financial losses. The agency helps clients select coverage for dwelling damage, liability protection, and loss of rental income. It also assists with bundling landlord insurance with other personal lines. This agency handles rent default coverage and optional ordinance or law endorsements for building code compliance.
The Salvati Insurance Group, Inc. serves residential landlords and property managers in the Sterling Heights, Michigan area by offering specialized landlord insurance policies. These policies are designed to protect rental property owners from financial losses related to property damage, liability claims, and loss of rental income. Professional guidance helps clients select appropriate coverage levels for their specific investment properties, ensuring their assets remain secure against common local risks. This coverage extends to neighboring communities throughout Macomb County and the greater Detroit metropolitan region.
Russ Vallee - State Farm Insurance Agent in Sterling Heights, MI, offers a range of landlord insurance services designed to protect rental property investments. This coverage typically includes protection for the building structure, liability coverage for accidents on the premises, and options for loss of rental income. Service and maintenance plans can be customized to address ongoing property upkeep needs and emergency repairs, helping to reduce long-term risk. The agency services various property types, including single-family homes, apartments, retail spaces, and restaurants.
Specializing in tailored liability and property coverage for rental dwellings, Frolka Insurance Agency Goosehead Insurance in Sterling Heights, MI helps landlords protect their real estate investments. The agency structures policies to address property damage, loss of rental income, and potential litigation from tenants or visitors. Its general service work includes reviewing unique risks associated with multifamily units and single-family rentals. This spring, amid rising construction material costs and severe Midwest thunderstorms, the agency assists owners in adjusting coverage limits to keep rebuilding estimates adequate and avoid costly gaps at claim time.
Lakeside Insurance Agency in Sterling Heights, Michigan, serves Macomb County landlords and property owners in nearby communities seeking coverage for rental dwellings. It handles a variety of landlord insurance policies, including protection for property damage, liability claims, and potential loss of rental income. The agency evaluates each client’s unique portfolio to determine appropriate coverage limits and deductibles. It then provides a clear comparison of policy options from multiple carriers, allowing property owners to select a plan fitting their specific needs and budget constraints.
As the late snowfall in Sterling Heights gives way to spring thaws, landlords often face sudden water damage from frozen pipes or roof leaks. Beyond Insurance Group addresses these evolving property vulnerabilities with focused commercial policies tailored for rental property owners. Their agents assess individual risk factors like tenant turnover rates and older building structures to match coverage to actual exposure. They help differentiate between vacant dwelling coverage and occupied rental protection depending on property status. Following policy selection, a detailed exterior and interior walkthrough is scheduled to confirm ongoing eligibility needs.
As winter approaches in Sterling Heights, rental property owners often face the increased liability of ice and snow-related accidents. L.A. Insurance provides landlord insurance tailored to this Michigan climate, helping property owners protect their investments from such seasonal risks. Policies cover loss of rental income, property damage, and general liability essential for safeguarding residential or small commercial buildings. The initial process for a new client typically involves a thorough inspection of the property’s condition and a detailed assessment of local rental risk factors.
Millennium Insurance Agency LLC, located at 34865 Mound Rd in Sterling Heights, MI, primarily assists property owners with standard landlord insurance policies to protect rental investments. This agency also helps clients secure specialized endorsements, such as coverage for loss of rental income or liability protection against tenant injuries. Working throughout the local area, the agent focuses on mitigating common risks associated with leasing residential or commercial spaces. Its services are suitable for landlords managing various property types, including office buildings, warehouses, and food service establishments.
Some landlord insurance needs are one-time policy placements, while others require ongoing coverage adjustments for tenant turnover and property changes. Located in Sterling Heights, MI, Gallagher Insurance, Risk Management & Consulting serves local property owners by evaluating exposure to common risks like water damage and liability claims. Coverage is typically tailored to match the specific requirements of rental dwellings, commercial or residential. Scheduling for this agency generally operates on an as-needed basis, with clients requesting consultations or endorsements as their leasing circumstances evolve.
Goosehead Insurance - Rebecca Frolka provides residential landlord insurance services in Sterling Heights, MI, covering properties such as single-family rentals and small multi-unit dwellings. The agency also offers commercial coverage for larger rental complexes and investment properties throughout the local area. Policies are tailored to protect property owners from liability, property damage, and loss of rental income. The agency follows up with clients to adjust coverage as tenant situations change, ensuring consistent protection between regular property visits.
What Does a a Landlord Insurance Agent in Sterling Heights Cost?
The cost of landlord insurance in Michigan typically ranges from $800 to $2,500 per year for a single-family rental property. Factors include the propertys location, age, value, and the coverage limits you choose. Sterling Heights rates may be higher due to local weather risks and property values. This is general information, not insurance advice.
About landlord insurance agents in Sterling Heights
Landlord insurance agents in Sterling Heights, Michigan help property owners protect their rental investments. Michigan law requires landlords to maintain certain property standards, and a good insurance policy can cover liability, property damage, and loss of rental income. An agent can tailor a policy to match local risks and legal obligations.
Frequently Asked Questions
What does landlord insurance cover in Michigan?
Landlord insurance in Michigan typically covers the building structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. It does not cover a tenants personal belongings.
Is landlord insurance required by law in Michigan?
Michigan law does not require landlords to carry insurance, but mortgage lenders usually require a landlord policy. Without it, you risk financial loss from property damage or lawsuits.
How does Michigan weather affect landlord insurance costs?
Michigan experiences harsh winters and storms, which can increase the risk of roof damage, frozen pipes, and water damage. Insurance agents in Sterling Heights can help you get coverage for these common local perils.
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