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Find Landlord Insurance Agents Near You in St Joseph, MI

Browse landlord insurance agents serving St Joseph, Michigan. Updated 2026-07-14.

The top-rated landlord insurance agent in St Joseph, Michigan is Jonah McDonough - State Farm Insurance Agent, rated 4.9 stars across 261 reviews. Other highly rated options include The Batalis Agency - Farm Bureau Insurance, Nulty Insurance Agency, IMS Insurance. This directory lists 10 landlord insurance agents serving St Joseph.

Showing 10 landlord insurance agents in St Joseph, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jonah McDonough - State Farm Insurance Agent2606 Lakeshore Dr(269) 408-8015
2The Batalis Agency - Farm Bureau Insurance2396 S Cleveland Ave Box 917(269) 983-0179
3Nulty Insurance Agency720 St Joseph Dr(269) 983-7161
4IMS Insurance501 Main St(269) 983-7101
5Metzger Insurance Agency4146 M-139(269) 429-3160
6Ryan James Agency: Allstate Insurance818 Ship St(269) 684-5200
7Wallace Agency206 Court St Suite B(269) 932-7100
8Farm Bureau Insurance - Resseguie Agency2396 S Cleveland Ave(269) 983-2165
9Liskey / TRICOR Insurance517 Broad Street(269) 983-1644
10Farmers Insurance - Daniel Omodio505 Pleasant St # 202(269) 769-0082
JM
2606 Lakeshore Dr
Jonah McDonough - State Farm Insurance Agent
Landlord Insurance Agent · St Joseph, MI

Jonah McDonough - State Farm Insurance Agent serves St. Joseph and Berrien County, Michigan, as a provider of landlord insurance policies. The agency offers coverage designed to protect rental property owners from financial losses due to property damage, liability claims, and lost rental income. Policies address risks such as fire, vandalism, and tenant-related incidents. Common services include helping landlords secure dwelling protection and liability coverage for single-family rentals or multi-unit properties in the local area.

BA
2396 S Cleveland Ave Box 917
The Batalis Agency - Farm Bureau Insurance
Landlord Insurance Agent · St Joseph, MI

The Batalis Agency - Farm Bureau Insurance provides a range of landlord insurance services to protect rental property investments. It offers customized coverage plans tailored to the specific needs of property owners and managers. The agency can assist with maintaining adequate liability protection and property damage coverage for rental units. Service plans are designed to help landlords manage risks associated with tenant-occupied buildings. The agency services single-family homes, apartments, retail spaces, and restaurants in the St Joseph, MI area.

NI
720 St Joseph Dr
Nulty Insurance Agency
Landlord Insurance Agent · St Joseph, MI

Nulty Insurance Agency serves landlords in St. Joseph, Michigan, and the surrounding communities of Berrien County. The agency handles comprehensive landlord insurance policies that protect rental properties and address liabilities from tenant situations. It covers typical exposures such as property damage from weather events, fire, or broken fixtures. When managing a claim, the agency first assesses the specific risks associated with the client's rental structure. It then aligns coverage options with the property’s unique occupancy details and local hazard patterns.

II
501 Main St
IMS Insurance
Landlord Insurance Agent · St Joseph, MI

IMS Insurance serves residential landlords and property managers throughout St Joseph, Michigan, with property coverage tailored to rental dwellings. The agency assists clients in securing policies that protect against common risks such as fire, theft, and liability claims. Claims guidance and periodic policy reviews are also offered to help maintain appropriate coverage. In addition to serving the St Joseph market, IMS Insurance extends its landlord insurance services to homeowners and small investors in neighboring Benton Harbor.

MI
4146 M-139
Metzger Insurance Agency
Landlord Insurance Agent · St Joseph, MI

Metzger Insurance Agency serves St Joseph and the surrounding communities of southwestern Michigan, handling landlord insurance policies for property owners. The agency helps clients protect rental properties from liability claims and property damage. Property managers and individual landlords can obtain coverage for multi-unit dwellings and single-family rentals alike. For each typical job, Metzger Insurance Agency reviews specific risk factors associated with the property before presenting suitable coverage options.

RJ
818 Ship St
Ryan James Agency: Allstate Insurance
Landlord Insurance Agent · St Joseph, MI

For landlord clients needing routine property inspections versus policies for new rental investments, Ryan James Agency: Allstate Insurance in St Joseph, MI handles both one-time coverage adjustments and ongoing tenant liability protections. This local agency assists with landlord-specific risks, including property damage and loss of rental income from covered perils. Service for such insurance functions on a one-time, scheduled, or as-needed basis depending on policyholder requests and property management cycles.

WA
206 Court St Suite B
Wallace Agency
Landlord Insurance Agent · St Joseph, MI

Wallace Agency provides specialty landlord insurance coverage for rental property owners in St Joseph, Michigan, offering policies tailored to protect residential and commercial investment properties. Their general service work includes helping local landlords manage liability risks, property damage, and loss of rental income. This agency assists clients in navigating insurance requirements during the busy summer tourist season, when short-term vacation rentals in this Lake Michigan shoreline community face heightened exposure to weather-related claims and guest injuries.

FB
2396 S Cleveland Ave
Farm Bureau Insurance - Resseguie Agency
Landlord Insurance Agent · St Joseph, MI

As the seasons change along the shores of Lake Michigan, property owners in St Joseph, MI, face unique weather-related demands for their rental units. Farm Bureau Insurance - Resseguie Agency responds by offering landlord insurance policies tailored to the coverage gaps that standard homeowners plans leave open. They structure policies that address property damage, liability, and lost rental income. To begin crafting a suitable plan for your investment, they will first schedule an in-person inspection of your rental property to assess its current condition.

LT
517 Broad Street
Liskey / TRICOR Insurance
Landlord Insurance Agent · St Joseph, MI

Liskey / TRICOR Insurance serves property owners in St Joseph, Michigan, by addressing their risk management needs for rental buildings. It specializes in landlord insurance, offering tailored coverage for property damage, liability, and loss of rental income. The agency typically advises on policies that protect residential rental properties. Additional coverage options may include protections for commercial sectors its clients operate in, such as offices, warehouses, and food service establishments.

FI
505 Pleasant St # 202
Farmers Insurance - Daniel Omodio
Landlord Insurance Agent · St Joseph, MI

Farmers Insurance - Daniel Omodio provides residential landlord insurance for property owners in St Joseph, Michigan, covering risks such as tenant damage and liability. Commercial coverage is also available for multi-unit dwellings and small rental complexes in Southwest Michigan. The agency offers tailored policies to protect rental income and property structures. Clients can expect prompt follow-up for policy adjustments or claim questions between regular billing cycles.

What Does a a Landlord Insurance Agent in St Joseph Cost?

Typical landlord insurance costs in Michigan range from 800 to 2,500 dollars per year for a single-family rental, with higher premiums for multi-unit buildings or properties near water. Factors include property age, replacement cost, and liability limits. In St Joseph, proximity to Lake Michigan can increase rates due to wind and ice damage risks. This is general information and not insurance advice.

About landlord insurance agents in St Joseph

Landlord insurance agents in St Joseph Michigan help property owners protect their rental investments. Michigan law requires landlords to maintain certain property standards, and a local agent can tailor a policy to cover structures, liability, and loss of rental income. Working with an agent familiar with Berrien County and Lake Michigan properties ensures your policy addresses regional risks like ice damage and seasonal tenant turnover.

Frequently Asked Questions

What does landlord insurance cover in St Joseph Michigan?

Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. In Michigan, policies may also include coverage for vandalism or theft by tenants. An agent can help you add endorsements for specific risks like flood or sewer backup common in lakeside areas.

Is landlord insurance required by law in Michigan?

Michigan state law does not require landlord insurance, but most mortgage lenders will require it for rental properties. Without coverage, you could be personally liable for property damage or tenant injuries. A local agent can explain how Michigan landlord-tenant laws affect your liability exposure.

How much does landlord insurance cost in St Joseph Michigan?

Costs vary based on property value, location, and coverage limits. In Michigan, a basic landlord policy might range from 800 to 2,500 dollars per year for a single-family home. Properties near Lake Michigan may have higher premiums due to weather risks. An agent can provide a quote tailored to your specific rental property.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.