The top-rated landlord insurance agent in Southgate, Michigan is Kandi Lambert - State Farm Insurance Agent, rated 5.0 stars across 169 reviews. Other highly rated options include Lademan Insurance Agency, Sam Quisenberry - State Farm Insurance Agent, Gary K Smith Insurance Agency. This directory lists 12 landlord insurance agents serving Southgate.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kandi Lambert - State Farm Insurance Agent | 13454 Eureka Rd | (734) 720-0032 |
| 2 | Lademan Insurance Agency | 16093 Eureka Rd | (734) 284-7500 |
| 3 | Sam Quisenberry - State Farm Insurance Agent | 11165 Allen Rd | (313) 386-6565 |
| 4 | Gary K Smith Insurance Agency | 14405 Northline Rd | (734) 285-7620 |
| 5 | ERA Prime Real Estate Group - Southgate | 19295 Eureka Rd | (734) 250-7248 |
| 6 | Bryan Kozlowski - State Farm Insurance Agent | 13245 Northline Rd | (734) 443-4018 |
| 7 | Brad Baynai - State Farm Insurance Agent | 18706 Eureka Rd | (734) 282-6000 |
| 8 | Brochue Insurance Agency | 13060 Northline Rd | (734) 285-2100 |
| 9 | Kathy Loveridge - State Farm Insurance Agent | 13344 Dix Toledo Rd Hwy | (734) 281-6950 |
| 10 | Lana Mohamed: Allstate Insurance | 13220 Trenton Rd | (734) 258-1986 |
Kandi Lambert - State Farm Insurance Agent serves Wayne County and the Southgate, Michigan area with landlord insurance policies tailored to local property owners. The agency helps clients secure coverage for rental homes, duplexes, and small apartment buildings. It provides general liability protections, property damage coverage, and solutions for loss of rental income when properties become uninhabitable. Policies address risks common to residential rentals in the region, including weather-related damage and tenant liability claims. The agent handles policy reviews and claims assistance for existing customers regarding their rental properties.
Lademan Insurance Agency in Southgate, MI, offers a range of services for local property owners seeking specialized landlord coverage. It gathers customized insurance solutions that address property damage, liability protection, and potential rental income loss. The agency also assists with regular policy maintenance, including annual coverage reviews and updates for regulatory changes in Michigan. This ensures landlords remain protected against evolving risks and leasing requirements. The company services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Sam Quisenberry - State Farm Insurance Agent serves Southgate, MI homeowners, rental property owners, and property managers seeking landlord insurance coverage. The agency provides policies designed to protect residential rental properties from common risks such as fire, theft, liability, and weather-related damage. Their services include customizing coverage limits and deductibles to fit individual rental portfolios. The agent also assists clients in neighboring communities throughout the Downriver area, including Allen Park and Lincoln Park.
Gary K Smith Insurance Agency serves Southgate, Michigan, and the surrounding Downriver communities. It handles landlord insurance policies designed to protect rental property owners from typical financial risks such as property damage and liability claims. The agency assists clients in securing coverage that safeguards their investment properties against common hazards like fire, weather events, and tenant-related issues. For a typical job, this agency begins by assessing the specific property and the owner’s exposure, then matches that profile with appropriate policy options from available carriers.
ERA Prime Real Estate Group - Southgate in Southgate, MI distinguishes between one-time and recurring service options for landlords seeking insurance. One-time policies cover individual property exposures over a fixed term, while recurring arrangements provide continuous protection across multiple rental units. Coverage typically includes property damage, liability claims, and loss of rental income due to covered perils. Services are scheduled as needed based on lease cycles, property acquisitions, or policy renewals, ensuring timely adjustments to evolving landlord portfolios.
Bryan Kozlowski - State Farm Insurance Agent in Southgate, MI, specializes in landlord insurance policies that protect rental properties from property damage and liability claims. The agency also provides general insurance services for homeowners and renters. It assists local landlords in addressing seasonal concerns such as winter freeze damage to pipes or roofs, ensuring income properties remain safeguarded against regional weather risks typical in southeastern Michigan.
As autumn storms arrive in Southgate, MI, property owners often face unexpected damage from wind and water that can threaten rental income. Brad Baynai - State Farm Insurance Agent assists landlords by reviewing individual policies to confirm coverage for such seasonal perils and liability exposures. Their service focuses on matching rental property needs with appropriate protection, whether for a single unit or multiple dwellings. An initial consultation involves a walkthrough inspection of the property to assess current conditions and identify any maintenance issues.
Brochue Insurance Agency provides landlord insurance coverage to property owners throughout Southgate, MI and the surrounding region. The company can tailor policies to include specialty add-ons, such as coverage for loss of rental income or protection against vandalism and property damage. These customized options help safeguard real estate investments. Brochue Insurance Agency is equipped to serve commercial property sectors, including offices, warehouses, and food service establishments.
Kathy Loveridge’s agency provides residential landlord insurance services to property owners in Southgate, Michigan, and the surrounding area. Commercial coverage is also available for multi-unit buildings and rental properties. A local agent can help customize policies to cover dwelling damage and liability protection. The agency works with clients to review their coverage needs during each renewal cycle and offers follow-up service between annual visits to discuss policy adjustments or new property acquisitions.
What Does a a Landlord Insurance Agent in Southgate Cost?
Landlord insurance in Michigan typically costs between 15 and 30 percent more than standard homeowners insurance. For a single family rental in Southgate, annual premiums often range from 800 to 1,500 dollars. Costs vary based on property age, location, coverage limits, and claims history. This is general information and not insurance advice.
About landlord insurance agents in Southgate
Landlord insurance agents in Southgate Michigan help rental property owners protect their investments. Michigan law requires landlords to maintain certain property standards, and a proper policy covers risks like fire damage or liability claims. Local agents can explain how Michigan landlord tenant laws affect your coverage needs.
Frequently Asked Questions
What does landlord insurance cover in Southgate Michigan?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. In Michigan, policies may also include coverage for vandalism or tenant damage. An agent can tailor coverage to your specific property type.
Is landlord insurance required by law in Michigan?
Michigan law does not require landlord insurance, but most mortgage lenders do require it. Without coverage, you risk paying out of pocket for property damage or liability claims. An agent can help you meet lender requirements and protect your assets.
How do I choose a landlord insurance agent in Southgate?
Look for an agent licensed in Michigan who has experience with rental properties. Ask about their knowledge of local building codes and Michigan landlord tenant laws. Compare quotes from multiple agents to find suitable coverage.
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