The top-rated landlord insurance agent in Shelby Township, Michigan is SWITCH Insurance Group, rated 4.8 stars across 308 reviews. Other highly rated options include Filliccia Insurance Agency, Dallo Insurance Group, Lifetime Insurance Services. This directory lists 17 landlord insurance agents serving Shelby Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SWITCH Insurance Group | 7857 25 Mile Rd Suite 103 | (248) 636-4200 |
| 2 | Filliccia Insurance Agency | 50551 Van Dyke Ave | (248) 537-4040 |
| 3 | Dallo Insurance Group | 45489 Market St | (248) 606-4991 |
| 4 | Lifetime Insurance Services | 7857 25 Mile Rd Suite 103 | (888) 376-4364 |
| 5 | Green Valley Insurance Agency | 50258 Van Dyke Ave C | (586) 580-3663 |
| 6 | Comparion Insurance Agency | 13001 23 Mile Rd STE 102 | (586) 532-7298 |
| 7 | Todd Terry: Allstate Insurance | 45545 Mound Rd | (586) 726-2550 |
| 8 | Core Insurance Group | 50787 Corporate Dr | (248) 847-2673 |
| 9 | Custom Ins Agency | 50551 Van Dyke Ave | (586) 935-6110 |
| 10 | Hilb Group | 45600 Village Blvd | (586) 799-6000 |
SWITCH Insurance Group serves landlords in Shelby Township and surrounding Macomb County, offering tailored insurance solutions for rental property owners. The company specializes in policies that protect residential investment properties against common risks such as fire damage, water leaks, and liability claims from tenants. Their services also include coverage for loss of rental income when a unit becomes uninhabitable. This agency handles both single-family rental policies and multi-unit dwelling insurance plans for small-scale property investors in the area.
Filliccia Insurance Agency in Shelby Township, MI offers a range of services for property owners seeking landlord insurance coverage, including policies tailored to protect rental investments from liability and property damage. The agency assists with maintenance plans that help landlords manage routine upkeep and emergency repairs through coordinated coverage options. It services single-family homes, apartments, retail spaces, and restaurants.
Serving Shelby Township and the surrounding communities in Macomb County, Dallo Insurance Group handles landlord insurance for residential and small commercial property owners. Their policies cover essential protections like property damage, liability, and lost rental income for local landlords. To support effective coverage, they review each property’s specific risks and tenant situation before recommending a suitable policy.
Lifetime Insurance Services serves landlords and property managers in Shelby Township, Michigan, by offering landlord insurance agent services tailored to rental properties. It helps clients secure coverage for multifamily dwellings and single-family rental homes. The agency addresses common needs such as property damage protection and liability insurance for leased residences. Its work assists property owners in managing risk associated with rental income and tenant occupancy. The company also extends its services to neighboring communities throughout Macomb County and the greater Detroit metro area.
Green Valley Insurance Agency in Shelby Township, MI provides landlord insurance that can be structured through either a single one-time policy for a specific property or a recurring plan that covers multiple rentals over time. Coverage typically includes protection for the building structure, liability for tenant injuries, and loss of rental income if a unit becomes uninhabitable. This agency offers its insurance services on a one-time, scheduled, or as-needed basis depending on the client’s portfolio and renewal preferences.
Comparion Insurance Agency in Shelby Township, Michigan, provides landlord insurance policies tailored for residential rental properties, ensuring coverage for single-family homes and small multi-unit dwellings. The agency also addresses commercial landlord insurance needs for larger rental complexes within the surrounding area. Their policies help protect property owners from financial losses related to tenant damage or liability claims. After the initial policy is established, agents assist with periodic coverage reviews and policy adjustments to accommodate changes in rental properties between routine tenant turnovers.
As autumn storms arrive in Shelby Township, property owners often seek coverage for potential rental income loss from weather-related damage. Todd Terry: Allstate Insurance assists local landlords by explaining how dwelling protection and liability coverage can address these concerns. Their approach focuses on clear communication about common policy exclusions and available endorsements. A typical first step involves reviewing the rental property’s current condition along with local building codes to identify appropriate coverage options. An initial property assessment helps determine the correct liability limits and vacancy provisions.
Custom Ins Agency works with property owners throughout Shelby Township, MI to secure coverage tailored for rental income properties. The agency specializes in endorsing policies with loss of rent protection and liability extensions for tenant-related risks. Landlords may also access coverage for vacant units or short-term lease arrangements. For commercial assets, Custom Ins Agency can serve offices, warehouses, and food service operations.
Hilb Group of Shelby Township handles residential landlord insurance for property owners renting single-family homes. The agency also arranges commercial coverage for apartment buildings and multi-unit rental properties throughout the region. Customizing policies to address liability, property damage, and income loss is routine for their team. After initial policies are placed, they contact clients to review coverage at each lease renewal. This proactive approach ensures follow-up adjustments are made between regular annual property inspections.
What Does a a Landlord Insurance Agent in Shelby Township Cost?
Landlord insurance in Michigan typically costs between 15 and 25 percent more than standard homeowners insurance. For a single family rental in Shelby Township you might pay 800 to 1,500 dollars per year depending on the property value and coverage limits. Costs vary by case based on property age location and claims history. This is general information not insurance advice.
About landlord insurance agents in Shelby Township
A landlord insurance agent in Shelby Township Michigan helps property owners protect their rental investments. Michigan law requires landlords to maintain certain coverages for liability and property damage. Local agents understand the risks specific to Macomb County and can tailor policies to your rental portfolio.
Frequently Asked Questions
What does landlord insurance cover in Shelby Township Michigan?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. It does not cover tenant personal property. Michigan law does not require landlord insurance but most mortgage lenders do require it.
How do I choose a landlord insurance agent in Shelby Township?
Look for an agent who specializes in rental properties and is licensed in Michigan. Ask about their experience with Macomb County properties and whether they offer policies that meet Michigan landlord tenant act requirements.
Is landlord insurance required by Michigan law?
Michigan law does not mandate landlord insurance. However your mortgage lender will require a policy that covers the property. An agent can help you meet lender requirements while also protecting against liability and property damage.
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