The top-rated landlord insurance agent in Saginaw, Michigan is My Member Insurance Agency-Thomas Twp Office, rated 4.8 stars across 555 reviews. Other highly rated options include Ryan Coe - State Farm Insurance Agent, Monte Wilder - State Farm Insurance Agent, L.A. Insurance. This directory lists 25 landlord insurance agents serving Saginaw.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | My Member Insurance Agency-Thomas Twp Office | 7531-2 Gratiot Rd Suite 2 | (989) 781-2662 |
| 2 | Ryan Coe - State Farm Insurance Agent | 4725 Wenmar Dr | (989) 799-8111 |
| 3 | Monte Wilder - State Farm Insurance Agent | 6902 Gratiot Rd | (989) 781-3131 |
| 4 | L.A. Insurance | 4234 Dixie Hwy | (989) 755-8055 |
| 5 | Safeguard Insurance Agency | 2475 Midland Rd | (989) 799-4800 |
| 6 | Mid-Valley Insurance and Financial | 9080 Gratiot Rd ste 100 | (989) 781-3070 |
| 7 | Jennifer Howie & Associates - Farm Bureau Insurance | 6137 Tittabawassee Rd Suite 4 | (989) 220-1415 |
| 8 | Emil Rummel Insurance Agency Inc | 4884 Gratiot Rd UNIT 15 | (989) 793-2100 |
| 9 | Future Insurance Agency | 5580 State St # 1 | (989) 799-8808 |
| 10 | Kaytlyn Thompson at Comparion Insurance Agency | 5157 Hampton Pl | (989) 486-6796 |
My Member Insurance Agency-Thomas Twp Office serves the Saginaw, Michigan area and surrounding county as a local landlord insurance agent. The company assists residential and commercial property owners in securing coverage tailored to rental real estate risks. It helps landlords protect their investments against common liabilities and property damage. Specific services the agency handles in this area include policies for rental dwellings and loss of rental income coverage.
Ryan Coe - State Farm Insurance Agent in Saginaw, MI, provides landlord insurance policies covering property damage, liability protection, and loss of rental income. Its service plans include claims assistance and policy review to help maintain adequate coverage as property conditions change. The company offers straightforward billing options and access to local support for claims management. It services a variety of rental properties, including single-family homes, apartments, retail spaces, and restaurants.
Monte Wilder - State Farm Insurance Agent serves Saginaw, Michigan, and the surrounding communities, handling a full range of landlord insurance needs for property owners. The company manages policies for rental dwellings, covering essential protections for buildings, liability, and potential income loss. It also addresses specific local concerns such as weather-related damage and tenant-related risks common to the region. To handle a typical job, the agent first reviews the property's details and coverage gaps, then customizes a policy quote to fit the landlord's specific risk profile and budget requirements.
Serving homeowners, property managers, and small business investors, L.A. Insurance provides landlord insurance agent services in Saginaw, MI. The agency helps property owners secure coverage tailored to rental dwellings, addressing liability protection and property damage needs. Policies can be structured to cover single-family homes, multi-unit buildings, and commercial spaces leased to tenants. Clients rely on this local office for clear guidance on managing risks associated with rental properties. L.A. Insurance also extends its services to neighboring communities throughout Saginaw County and the greater Tri-Cities area, including Bay City.
For landlords, insurance can be obtained as a one-time policy for a single rental property or as a scheduled, ongoing service covering multiple units. Safeguard Insurance Agency in Saginaw, MI, provides coverage for property damage, liability claims, and loss of rental income. A landlord agent helps tailor these policies to local market regulations and property types. Service at this agency is available on an as-needed basis, allowing clients to request consultations only when adjusting or purchasing new coverage.
Mid-Valley Insurance and Financial provides specialized landlord insurance services, including coverage for property damage, liability claims, and loss of rental income for property owners throughout Saginaw. The agency works closely with landlords to help secure policies that address both standard and unique rental property exposures. Whether a client manages a single-family home or a small multifamily unit, the agency offers guidance on appropriate protection. It also assists with reviewing policy options before the seasonal spring rental turnover, helping mitigate risks tied to tenant move-ins and maintenance cycles.
As snow and ice give way to spring rains in Saginaw, landlords begin assessing their properties for potential water damage and liability risks. Jennifer Howie & Associates - Farm Bureau Insurance provides specialized landlord insurance coverage to protect rental investments in this climate. The agency works with property owners to secure policies that address building repair costs, loss of rental income, and legal protection against tenant claims. Before issuing a policy, they schedule an initial on-site inspection of the rental unit to document its current condition and identify any hazards that may affect coverage.
Emil Rummel Insurance Agency Inc is known for securing financial protection for property investors in Saginaw. The agency connects local landlords with policies that cover rental dwellings against common perils. Its service range includes advising on liability and property damage coverage tailored to individual rental portfolios. Experienced agents work to match policy terms with each landlord’s specific risk exposures in this region. As a specialty service, the agency can include coverage for loss of rental income following a covered property event.
Future Insurance Agency in Saginaw, MI works with residential landlords to secure coverage for single-family rentals, duplexes, and small multifamily properties. Commercial coverage is also available for larger apartment buildings and mixed-use structures within the greater Saginaw area. The agency helps property owners navigate local insurance requirements and risk considerations common to the region with straightforward policy options. Follow-up service assists clients with endorsements for property changes or tenant transitions between regular policy reviews.
What Does a a Landlord Insurance Agent in Saginaw Cost?
In Saginaw Michigan landlord insurance premiums generally range from 800 to 1500 dollars annually for a standard single family rental. Factors like property age replacement cost and deductible amount affect the price. Properties with higher liability limits or additional coverage for loss of rent may cost 2000 dollars or more. This is general information and not insurance advice.
About landlord insurance agents in Saginaw
A landlord insurance agent in Saginaw Michigan helps property owners secure coverage for rental homes and apartment buildings. Michigan law does not require landlord insurance but mortgage lenders often mandate it for financed properties. Local agents understand Saginaw weather risks like winter freeze damage and can tailor policies to your specific rental situation.
Frequently Asked Questions
What does landlord insurance cover in Saginaw Michigan?
Landlord insurance typically covers property damage from fire wind and vandalism as well as liability if a tenant is injured. It may also cover loss of rental income if the property becomes uninhabitable due to a covered event. Michigan specific policies often include protection against sewer backup and ice dam damage common in Saginaw winters.
Is landlord insurance required by law in Michigan?
Michigan state law does not require landlord insurance for rental properties. However your mortgage lender will almost always require it as a condition of the loan. Additionally many property management companies in Saginaw require proof of coverage before they agree to manage your unit.
How much does landlord insurance cost in Saginaw Michigan?
Costs vary based on property value location and coverage limits. In Saginaw a basic landlord policy typically ranges from 800 to 1500 dollars per year for a single family home. Older homes or properties in flood zones may cost more. Always compare quotes from multiple agents for the best rate.
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