The top-rated landlord insurance agent in Novi, Michigan is Steve Karagatsoulis - State Farm Insurance Agent, rated 5.0 stars across 289 reviews. Other highly rated options include Highstreet Autumn Insurance & Benefits, Tom Deedler - State Farm Insurance Agent, Commercial Insurance - J & J Insurance Managers. This directory lists 16 landlord insurance agents serving Novi.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Karagatsoulis - State Farm Insurance Agent | 39915 Grand River Ave Ste 550 | (248) 477-8383 |
| 2 | Highstreet Autumn Insurance & Benefits | 27333 Meadowbrook Rd Ste 230 | (248) 478-1177 |
| 3 | Tom Deedler - State Farm Insurance Agent | 45025 W Pontiac Trail | (248) 228-2232 |
| 4 | Commercial Insurance - J & J Insurance Managers | 43000 W 9 Mile Rd | (313) 460-0321 |
| 5 | Malinda Mims - State Farm Insurance Agent | 42020 Grand River Ave # A | (248) 380-6446 |
| 6 | Kristin Faber: Allstate Insurance | 43343 Grand River Ave | (248) 344-0460 |
| 7 | Jason Levy Agency | 28550 Cabot Dr # 100 | (248) 519-7787 |
| 8 | Baty Agency, Inc. | 27333 Meadowbrook Rd Ste 230 | (248) 553-7570 |
| 9 | Acrisure Novi, MI (NuStar Insurance Agency) | 39555 Orchard Hill Pl #130 | (248) 380-6190 |
| 10 | Jeff Haar Agency, LLC: Allstate Insurance | 39853 Grand River Ave | (248) 380-4664 |
Steve Karagatsoulis - State Farm Insurance Agent serves Novi and surrounding Oakland County, offering landlord insurance policies to property owners. The agency helps clients protect rental dwellings and investment properties. It focuses on coverage for multi-family units and single-family rentals, addressing liability and property damage risks relevant to this area. The office handles policies tailored for residential landlords needing loss protection and income safeguards.
Highstreet Autumn Insurance & Benefits provides a range of landlord insurance services in Novi, Michigan, including property coverage and liability protection for rental investments. The agency offers maintenance plans that help property owners manage routine upkeep and unexpected repairs for their income-generating real estate. Through these structured programs, landlords can secure consistent oversight of their assets. Highstreet Autumn Insurance & Benefits serves single-family homes, apartments, retail spaces, and restaurants throughout the local area.
Homeowners, landlords, and property managers in Novi, Michigan turn to Tom Deedler - State Farm Insurance Agent for landlord insurance policies. The agency assists with coverage that protects rental structures from common perils such as fire, weather damage, and liability claims. Clients can discuss property-specific needs like loss of rental income or dwelling protection. Located in Novi, the office also serves rental property owners across the neighboring communities of Walled Lake and Farmington Hills.
Serving Novi and the surrounding communities of southeastern Michigan, J & J Insurance Managers specializes in landlord insurance policies for residential and small commercial property owners. The agency handles coverage for rental properties, including dwellings and multi-unit buildings, to mitigate risks associated with tenants and property damage. It works with clients to review their specific exposure and then designs a policy from available standard markets to meet budget and protection needs.
Coverage for landlord insurance typically applies to one-time claims for a specific incident or under a recurring annual policy that protects a rental property. Malinda Mims - State Farm Insurance Agent in Novi, MI offers either option to fit a landlord’s needs. The coverages address property damage and liability exposure common to rental dwellings in this area. Service for these policies runs on an as-needed basis, with policyholders contacting the agency to adjust coverages or file claims when a situation arises.
Kristin Faber: Allstate Insurance in Novi, MI, specializes in landlord insurance agent services, offering customized policies to property owners protecting their rental investments. The company helps landlords mitigate liability risks, secure coverage for tenant-related damages, and handle loss of rental income claims. Its general service work includes regular policy reviews to ensure adequate property protection and assistance with claims filing. As winter approaches, this agency also helps clients address freeze-related pipe bursts and ice dam damage, safeguarding properties during severe Michigan weather.
As the region’s unpredictable weather and changing rental regulations create new challenges for property owners, Jason Levy Agency in Novi, MI, helps landlords secure appropriate coverage for their residential and commercial buildings. Each policy is tailored to address specific property needs, from liability protection to loss-of-rent clauses. The agency works closely with local landlords to evaluate their holdings and recommend suitable insurance solutions. An initial inspection of the rental property is scheduled to finalize the coverage terms and avoid gaps in protection.
Baty Agency, Inc. works with property owners to secure insurance coverage tailored to their rental properties in Novi, MI. The agency helps landlords add specialty endorsements, such as coverage for loss of rental income or vandalism, onto standard policies. These services address common risks specific to local landlords protecting their investments. The insurance products available through the agency can assist commercial sectors, including office buildings, warehouses, and food service operations.
Acrisure Novi, MI (NuStar Insurance Agency) serves residential landlords in the Novi area, providing coverage for single-family rentals, duplexes, and small apartment buildings. They also assist landlords with commercial properties, such as multi-unit complexes and mixed-use buildings, throughout the greater metro Detroit region. Policies are structured to protect against property damage, liability claims, and lost rental income. The agency follows up with clients after policy issuance and remains available for periodic coverage reviews or adjustments between the regular inspection visits.
Jeff Haar Agency, LLC: Allstate Insurance in Novi, MI, is known for providing landlord insurance policies that protect rental properties. Its service range includes coverage for dwelling damage, liability claims from tenants, and loss of rental income during repairs. The agency combines these core protections with policies designed for different property types in the local area. A specialty service it can add on is umbrella liability insurance for extra coverage beyond a standard policy.
What Does a a Landlord Insurance Agent in Novi Cost?
Typical landlord insurance in Michigan costs between 500 and 1200 dollars per year for a single family rental property. Factors that affect price include the property location in Novi, the age of the building, and the amount of liability coverage you choose. Higher risk properties or those with older roofs may cost more. This is general information and not insurance advice.
About landlord insurance agents in Novi
A landlord insurance agent in Novi Michigan helps rental property owners find coverage for their buildings and liability needs. Michigan law requires landlords to maintain safe premises and proper insurance can help cover claims from tenants or guests. Local agents understand Novi market conditions and can explain how Michigan insurance regulations affect your policy.
Frequently Asked Questions
What does landlord insurance cover in Michigan?
Landlord insurance typically covers the building structure, lost rental income, and liability for injuries on the property. In Michigan, policies may also cover damage from fire, wind, or vandalism. Personal property of tenants is not covered by your policy.
Is landlord insurance required in Novi Michigan?
Michigan law does not require landlord insurance by statute, but most mortgage lenders will require it. Many landlords also carry liability coverage to protect against lawsuits from tenant injuries. Without insurance you could be personally responsible for repair costs and legal fees.
How do Michigan landlord tenant laws affect insurance needs?
Michigan landlord tenant law requires landlords to keep rental units fit for habitation. If a tenant sues for code violations or security deposit disputes, liability coverage can help pay legal costs. An agent can explain how these laws impact your coverage choices.
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