The top-rated landlord insurance agent in Midland, Michigan is Bone & Bailey Insurance Agency, Inc., rated 4.9 stars across 504 reviews. Other highly rated options include Ieuter Insurance Group, Jessica Mishler - State Farm Insurance Agent, Robb Boerner - State Farm Insurance Agent. This directory lists 14 landlord insurance agents serving Midland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bone & Bailey Insurance Agency, Inc. | 512 Buttles St W | (989) 631-3511 |
| 2 | Ieuter Insurance Group | 414 Townsend St | (989) 835-6701 |
| 3 | Jessica Mishler - State Farm Insurance Agent | 106 W Wackerly St | (989) 488-2367 |
| 4 | Robb Boerner - State Farm Insurance Agent | 2918 N Saginaw Rd | (989) 423-1770 |
| 5 | HUB International | 2816 Jefferson Ave | (989) 631-1920 |
| 6 | Scott MacGregor - State Farm Insurance Agent | 5108 Eastman Ave #2 | (989) 631-5512 |
| 7 | Tim Boychuck - State Farm Insurance Agent | 967 S Saginaw Rd | (989) 832-2665 |
| 8 | My Member Insurance Agency-Midland Office | 216 Buttles St W | (989) 631-1950 |
| 9 | Farmers Insurance - Richard Merso | 2430 Schuette Rd | (989) 318-8881 |
| 10 | Garrison Family Agency - Farm Bureau | 2706 Louanna St | (989) 631-6398 |
Bone & Bailey Insurance Agency, Inc. serves the Midland, Michigan metro area as a landlord insurance agent. It helps property owners obtain coverage for residential rental dwellings, protecting against common risks like fire damage and liability claims. Policies are tailored to address the specific needs of local landlords, from single-family rentals to multi-unit buildings. The agency handles both tenant-occupied property coverage and loss of rental income policies.
Ieuter Insurance Group provides landlord insurance services for property owners in Midland, MI, including property damage and liability coverage plans. It offers service plans that can help landlords manage routine maintenance needs for their rental units. These plans assist with coordinating repairs and addressing tenant issues to minimize property downtime. The agency works with clients who own single-family homes, apartments, retail spaces, and restaurants, customizing coverage to different property types.
Jessica Mishler’s State Farm Insurance agency in Midland serves residential landlords and property managers seeking essential coverage for their rental investments. The agency works to help property owners secure policies that protect against common risks such as property damage, liability claims, and loss of rental income. Each policy is tailored to the specific needs of the landlord’s individual rental units or multi-family properties. This agent also provides coverage for property owners managing units in nearby communities like Sanford or throughout Midland County.
Robb Boerner - State Farm Insurance Agent serves Midland, Michigan, and the surrounding communities, handling landlord insurance policies for residential and small commercial rental properties. The agency works to protect property owners from common risks such as fire damage, liability claims, and loss of rental income. Each policy is tailored to the specific needs of the landlord, ensuring coverage aligns with the property’s age and location. Robb Boerner’s team reviews the unique details of a typical job to recommend appropriate coverage limits and deductibles that balance protection with cost.
A landlord insurance agent can provide either one-time policy placements or ongoing service to adjust coverage as property portfolios change. HUB International in Midland helps landlords in Michigan select policies that cover physical damage, liability, and rental income loss. The agency offers a full range of coverage options to address common risks for rental properties. Service is available on a scheduled basis for policy reviews and on an as-needed basis when claims or portfolio changes arise.
Scott MacGregor - State Farm Insurance Agent in Midland, MI specializes in landlord insurance policies tailored for property owners. The agency also provides general coverage options addressing a range of personal and commercial insurance needs. Landlords here benefit from protection against common risks such as property damage, liability claims, and loss of rental income. This agent helps property owners navigate seasonal concerns like winter freeze-related damages or tenant turnover issues during the colder months.
As winter snows recede across Midland, landlords often face scrutiny of seasonal wear on tenant-occupied properties. Tim Boychuck - State Farm Insurance Agent addresses these recurring coverage checks, guiding property owners through the unique liability exposures linked to rental dwellings in Midland. Keeping rental income protected from local weather claims and tenant disputes is a core focus. Tim Boychuck reviews policies after each tenant transition and before spring thaw. A thorough inspection of the rental’s current condition before the lease term concludes initiates the coverage assessment.
Serving the greater Midland area, this agency handles a wide range of property insurance matters for local real estate investors. It specifically focuses on placing landlord insurance policies that often include additional riders for rental income protection and liability coverage during tenant turnovers. Owners of single-family rentals, duplexes, and multi-unit apartment buildings regularly depend on this Midland office for tailored policies. The agency can also structure coverage for commercial real estate sectors such as office buildings, warehouses, and food service establishments.
Farmers Insurance - Richard Merso serves residential landlords in Midland, MI, by helping to protect rental properties. The agency also provides commercial landlord coverage for larger multifamily or mixed-use buildings in the surrounding region. Policies are arranged to address property damage, liability, and revenue loss. After an initial policy setup, the agent contacts clients for regular reviews or when a renewal approaches, ensuring ongoing support between tenant turnovers and property visits.
Garrison Family Agency - Farm Bureau, based in Midland, MI, is known for providing specialized landlord insurance for local property owners. Its service range includes coverage for rental dwellings, helping landlords protect their investments against common property risks in the region. Policies typically address liability concerns as well as damage to structures rented to tenants. For property managers overseeing multiple units, the agency can also add on coverage for loss of rental income during necessary repairs.
What Does a a Landlord Insurance Agent in Midland Cost?
Landlord insurance in Michigan typically costs 15 to 25 percent more than standard homeowners insurance. For a single family rental in Midland, annual premiums often range from 800 to 1,500 dollars depending on property value, location, and coverage limits. Policies for multi unit buildings or older properties may cost more. This is general information and not insurance advice.
About landlord insurance agents in Midland
A landlord insurance agent in Midland Michigan helps property owners protect their rental investments. Michigan law requires landlords to maintain certain coverages for liability and property damage. Local agents understand the unique risks of Midland properties including weather and tenant liability issues.
Frequently Asked Questions
What does landlord insurance cover in Michigan?
Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income. In Michigan, it does not cover a tenant personal belongings. Landlords should also consider flood insurance as standard policies exclude flood damage.
Is landlord insurance required by law in Michigan?
Michigan does not legally require landlord insurance. However, most mortgage lenders require a landlord policy for rental properties. Without coverage you could face significant financial loss from property damage or liability claims.
How do I choose a landlord insurance agent in Midland?
Look for an agent with experience in rental property insurance. Ask about coverage for fire, vandalism, and liability. A local Midland agent can also advise on Michigan specific requirements like lead paint disclosures and tenant rights.
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