The top-rated landlord insurance agent in Holland, Michigan is Zeke Alejos - State Farm Insurance Agent, rated 4.9 stars across 1,390 reviews. Other highly rated options include Kevin Condon - State Farm Insurance Agent, Alliance Financial & Insurance Agency, Farmers Insurance - Nathan Bowers. This directory lists 20 landlord insurance agents serving Holland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zeke Alejos - State Farm Insurance Agent | 244 James St B | (616) 796-8781 |
| 2 | Kevin Condon - State Farm Insurance Agent | 897 Washington Ave | (616) 994-8062 |
| 3 | Alliance Financial & Insurance Agency | 348 S Waverly Rd STE 230 | (616) 588-2510 |
| 4 | Farmers Insurance - Nathan Bowers | 426 Century Ln Ste 100 | (616) 317-2488 |
| 5 | Amsink Insurance Agency, LLC | 416 Butternut Dr | (616) 393-4977 |
| 6 | Jared Kimber Agency – Farm Bureau Insurance | 529 E 16th St Ste 200 | (616) 226-1136 |
| 7 | Farmers Insurance - Alvesteffer Agency | 1362 S Point Pl suite 140 | (616) 344-4073 |
| 8 | Alera Group (formerly Lighthouse) | 99 E 8th St Ste 210 | (616) 392-6900 |
| 9 | L.A. Insurance | 12521 James St Ste. 50 | (616) 738-8100 |
| 10 | Krystal Knoll: Allstate Insurance | 482 Century Ln Ste 50 | (616) 546-7000 |
Zeke Alejos - State Farm Insurance Agent serves the Holland, Michigan metro area, specializing in landlord insurance policies for property owners. The agency helps clients protect rental investments with comprehensive coverage options tailored to local housing regulations. Services include liability protection for tenant injuries and property damage. Additionally, the agent handles loss of rental income coverage, ensuring homeowners maintain financial stability during property repairs or vacancies.
Kevin Condon’s agency, a landlord insurance agent in Holland, MI, provides coverage for rental properties including liability protection and property damage policies. The office can assist with customizing plans to meet legal requirements and risk management needs. Services may include portfolio review and claims support. Clients can plan for maintenance and tenant-related costs through tailored insurance options. The agent services single-family homes, apartments, retail spaces, and restaurants.
Alliance Financial & Insurance Agency serves homeowners, landlords, and property managers in Holland, Michigan, by providing liability protection, property coverage, and loss-of-rent insurance tailored to rental real estate. As experienced professionals in landlord insurance, they help clients assess risks specific to residential and commercial rental properties. Their services address common concerns such as tenant damage and weather-related claims. The agency also extends its coverage offerings to the nearby community of Zeeland, ensuring property owners in that area have access to specialized rental insurance solutions.
Farmers Insurance - Nathan Bowers in Holland, MI, distinguishes between one-time coverage options for specific short-term rentals and recurring policies designed for ongoing property leasing. Their landlord insurance typically protects against property damage, liability claims, and lost rental income due to covered perils. Tenants, common-area conditions, and certain natural risks may also be addressed depending on the policy. Navigating owner-occupancy rules and local rental ordinances is a central part of their consultation. Service for new or updated policies in this area generally runs on a one-time, as-needed basis.
Amsink Insurance Agency, LLC serves Holland, Michigan, and its surrounding communities, handling landlord insurance for residential and commercial rental property owners. Its policies address property damage, liability protection, and potential loss of rental income from covered events. The agency works with local clients to evaluate specific coverage needs for their rental investments. It follows a straightforward process, explaining policy options and exclusions to help property owners understand their risk exposure before selecting a plan tailored to their properties.
Jared Kimber Agency – Farm Bureau Insurance specializes in property protection policies for landlords in Holland, Michigan, offering tailored coverage for rental homes and duplexes. It also provides general insurance services for local property owners, helping secure liability and dwelling protection. The agency assists clients with concerns such as winter freeze damage to vacant units or tenant disputes that require prompt risk management solutions during lease renewals.
Farmers Insurance - Alvesteffer Agency in Holland, MI, provides landlord insurance coverage to property owners, helping protect rental investments from liability and property damage. The agency specializes in tailoring policies with additional endorsements for specific risks landlords commonly face. Its services can address the insurance needs of commercial sectors such as offices, warehouses, and food service operations, ensuring these different property types receive appropriate protection terms.
With Holland’s lakeshore weather frequently shifting between harsh winters and humid summers, landlords face risks from freeze damage to moisture intrusion. Alera Group, formerly Lighthouse, provides tailored insurance for rental properties, addressing coverage gaps that standard policies often miss. They work with property owners to secure protection for structures, liability, and potential loss of rental income. A typical first step involves a local agent completing a thorough inspection of the property to assess exposures specific to the area’s climate and tenant turnover.
L.A. Insurance serves Holland, Michigan, and the surrounding Ottawa County area, providing landlord insurance policies for property owners. The agency works with residential and commercial rental property clients to secure coverage that addresses specific risk factors common to landlords. Policies typically include protection for the building structure, liability coverage, and loss of rental income options. The firm handles property damage claims and tenant liability protection for local landlords.
Krystal Knoll: Allstate Insurance in Holland, MI, provides residential landlord insurance for property owners renting single-family homes and duplexes. The agency also offers commercial coverage for multi-unit apartment buildings and rental complexes in the Holland area. Policies are designed to protect against property damage, liability, and loss of rental income. After an initial consultation, the agent follows up to review coverage needs and assists with any policy adjustments between regular annual renewals.
What Does a a Landlord Insurance Agent in Holland Cost?
Typical landlord insurance in Michigan costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Holland, annual premiums often range from 800 to 1,500 dollars. Costs depend on property value, location, coverage limits, and deductible. This is general information and not insurance advice.
About landlord insurance agents in Holland
Landlord insurance agents in Holland, Michigan help property owners protect their rental investments. Michigan law requires landlords to maintain safe premises, and proper insurance can cover liability, property damage, and loss of rental income. Local agents understand Holland housing regulations and the Lake Michigan shoreline area risks.
Frequently Asked Questions
What does landlord insurance cover in Michigan?
Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income. It does not cover tenant personal property. Michigan law does not require landlord insurance but most mortgage lenders do.
How do I find a landlord insurance agent in Holland?
You can search for independent insurance agents in Holland who specialize in rental property coverage. Many agents offer free quotes and can explain Michigan-specific policy options like water backup coverage.
Are there Michigan laws that affect landlord insurance?
Michigan landlord-tenant law requires landlords to keep properties habitable. Insurance can help cover costs from code violations or tenant claims. Michigan also has a 30-day notice requirement for rent increases, which may affect loss of income claims.
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