The top-rated landlord insurance agent in Lewiston, Idaho is Melody Sandahl - State Farm Insurance Agent, rated 5.0 stars across 802 reviews. Other highly rated options include Taylor Forge - State Farm Insurance Agent, Murray Insurance, Martin Insurance Inc. This directory lists 20 landlord insurance agents serving Lewiston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Melody Sandahl - State Farm Insurance Agent | 1442 Idaho St | (208) 816-4823 |
| 2 | Taylor Forge - State Farm Insurance Agent | 2270 Thain Grd #103 | (208) 746-7052 |
| 3 | Murray Insurance | 1920 19th Ave | (208) 743-4880 |
| 4 | Martin Insurance Inc | 1122 Idaho St | (208) 743-6543 |
| 5 | Ace Insurance, LLC | 803 16th Ave | (208) 791-8971 |
| 6 | American Insurance | 55 Southway Ave | (208) 746-9646 |
| 7 | Farm Bureau Insurance - Robie & Orellana Insurance Agency | 609 Bryden Ave | (208) 758-9010 |
| 8 | Farmers Insurance - Albert Reagan | 618 D St Ste B | (208) 743-5441 |
| 9 | Richard Woods | 1053 21st St | (208) 746-7046 |
| 10 | Clearwater Insurance- Camas Prairie Insurance | 701 Bryden Ave | (208) 746-6184 |
Melody Sandahl - State Farm Insurance Agent serves Lewiston, Idaho, and the surrounding Nez Perce County area, specializing in landlord insurance policies for property owners. As a local agent, she tailors coverage to protect rental homes and multifamily units against common risks such as fire, liability, and loss of rental income. Landlords benefit from policies that address property damage and tenant-related claims. Specific services handled in this area include dwelling fire insurance for rental structures and personal liability coverage for landlords.
Taylor Forge - State Farm Insurance Agent serves homeowners and property managers in the Lewiston area with landlord insurance policies tailored to rental properties. The agency helps clients protect their investments by offering coverage for dwelling damage, liability protection, and potential loss of rental income. Its services are designed to address common risks faced by local landlords in the inland Pacific Northwest. In addition to servicing Lewiston, the agency also covers clients across the river in Clarkston, Washington.
Murray Insurance provides landlord insurance coverage in the Lewiston, Idaho area, offering protection tailored for property owners. The agency assists clients with policies that address property damage and liability risks inherent in rental properties. Their service approach includes guidance on maintaining appropriate coverage limits and adjusting plans as property needs evolve. They service a variety of property types, including single-family homes, apartments, retail spaces, and restaurants, helping each client secure suitable insurance for their specific rental investment.
Martin Insurance Inc serves Lewiston, Idaho, and the surrounding communities, handling landlord insurance needs for residential and small commercial rental properties. The company specializes in policies that cover property damage, liability protection, and potential loss of rental income. For each client, it first evaluates the specific risks associated with the property and local market conditions. It then customizes a coverage plan to address those exposures directly, ensuring the landlord receives appropriate protection for their investment.
Located in Lewiston, ID, Ace Insurance, LLC provides landlord insurance agents who explain the distinct coverage paths available to property owners. A one-time policy can cover a single rental transaction or a specific event, while recurring service establishes ongoing liability and property protection for multiple units. Coverage typically addresses dwelling damage, loss of rental income, and landlord liability exposures. Both options are tailored for the local rental market. Property owners can schedule services as needed for new properties, requested annually, or for unexpected claim events requiring immediate attention.
American Insurance provides landlord insurance agent services in Lewiston, Idaho, specializing in coverage for residential and commercial rental properties. It assists property owners with policies that protect against building damage, liability claims, and rental income loss. The company works to help landlords secure appropriate protection tailored to their individual portfolios. During the harsh winter months, it particularly advises on coverage for freeze-related pipe bursts and roof damage from heavy snow accumulation.
As the snowmelt season approaches in Lewiston, property owners often worry about water damage to rental units. Farm Bureau Insurance - Robie & Orellana Insurance Agency provides landlord insurance policies that address such regionally common risks. These policies generally cover property damage, liability protection, and rental income loss when a unit becomes uninhabitable. While specific coverage needs vary, the agency works to tailor protections for local residential or commercial rental properties. A typical first step involves reviewing a property’s current condition and occupancy details during an initial consultation.
Farmers Insurance - Albert Reagan in Lewiston, ID works with property owners to secure landlord insurance policies. The company specializes in adding coverage for rental property liabilities and building structures. With tailored package endorsements, landlords can protect against losses from tenant damage, weather events, or legal claims. Property loss and liability protection are core to its standard offerings. The agency serves commercial tenants in sectors including office buildings, warehouses, and food service operations, ensuring lease requirements are met.
Richard Woods provides residential landlord insurance for property owners in Lewiston. Commercial coverage is also available for multi-unit dwellings and mixed-use buildings in the surrounding Lewis-Clark Valley area. Policies address common risks for rental properties, including liability, property damage, and loss of rental income. The agency works to tailor each plan to the specific property type and owner needs. After a policy is placed, follow-up service is offered between regular renewals to accommodate tenancy changes or property upgrades.
Clearwater Insurance- Camas Prairie Insurance in Lewiston, ID, is known for providing specialized landlord insurance agent services tailored to property owners in the region. The company helps landlords protect their rental properties against common liabilities, property damage, and income loss. Its standard service range includes policies for single-family rentals, multi-unit dwellings, and other residential income properties. A specialty service it can add on is coverage for loss of rental income during necessary property repairs after a covered loss.
What Does a a Landlord Insurance Agent in Lewiston Cost?
In Idaho landlord insurance premiums typically range from 25 to 50 percent more than standard homeowners insurance. For a rental property in Lewiston you might pay between 800 and 1,500 dollars per year depending on property value location and coverage limits. Costs vary by case so request quotes from multiple agents. This is general information not insurance advice.
About landlord insurance agents in Lewiston
Landlord insurance agents in Lewiston Idaho help property owners protect their rental investments. These agents understand Idaho specific risks like snow load damage and the state legal framework for rental properties. They can guide you through coverage options that comply with Idaho landlord tenant laws.
Frequently Asked Questions
What does landlord insurance cover in Lewiston Idaho?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Idaho policies often include coverage for winter freeze damage and fire risks common in the region.
Is landlord insurance required by Idaho law?
Idaho law does not require landlord insurance but most mortgage lenders do require it. Having a policy protects you from financial loss if a tenant sues or a property is damaged.
How do Idaho landlord tenant laws affect my insurance needs?
Idaho Code Title 6 Chapter 3 outlines landlord duties for property maintenance and safety. A good policy covers liability if a tenant is injured due to a property condition you are responsible for under state law.
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