The top-rated landlord insurance agent in Kuna, Idaho is Ashley Bruning McBride - State Farm Insurance Agent, rated 4.9 stars across 238 reviews. Other highly rated options include Farmers Insurance - Kelsey Holder, FIG Financial Insurance Group, Dwain Cluff - State Farm Insurance Agent. This directory lists 10 landlord insurance agents serving Kuna.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ashley Bruning McBride - State Farm Insurance Agent | 708 E Wythe Creek Ct APARTMENT 101 | (208) 608-5127 |
| 2 | Farmers Insurance - Kelsey Holder | 290 W Main St | (208) 955-6369 |
| 3 | FIG Financial Insurance Group | 462 W Main St | (208) 922-2124 |
| 4 | Dwain Cluff - State Farm Insurance Agent | 463 W 4th St | (208) 922-3344 |
| 5 | Ward Insurance Group: Allstate Insurance | 333 N Ave C C Ste 8 | (208) 922-5875 |
| 6 | Scott Malmstrom - Idaho Farm Bureau Insurance Agent | 280 N Linder Ave | (208) 922-3600 |
| 7 | Golden Oak Insurance Services | 1100 E Firestone Dr | (208) 471-8800 |
| 8 | Right Choice Insurance LLC | 414 W Main St | (208) 315-6231 |
| 9 | Purcell Insurance LLC | 395 E Screech Owl Dr | (208) 965-4275 |
| 10 | KIG | 290 W Main St | (208) 955-6406 |
Ashley Bruning McBride - State Farm Insurance Agent serves the Kuna, Idaho, area and the broader Ada County region, specializing in landlord insurance coverage. This agency helps property owners protect rental homes, duplexes, and other investment properties from common risks such as fire damage, vandalism, and liability claims. They work to structure policies that address the unique needs of local landlords, including coverage for loss of rental income. The agency assists with obtaining property damage protection and securing liability insurance for rented dwellings.
Farmers Insurance - Kelsey Holder offers landlord insurance agent services in Kuna, ID, covering a range of essential policies for property owners. This agency helps landlords protect their investments by arranging appropriate coverage for rental properties. Maintenance or service plans are tailored to assist with ongoing property management needs. It works closely with clients to explain policy options and address common rental risks. Properties served include single-family homes, apartments, retail spaces, and restaurants.
Property managers, real estate investors, and local homeowners in Kuna, ID rely on FIG Financial Insurance Group for landlord insurance coverage. This agency provides policies that protect rental properties from common risks such as property damage, liability claims, and loss of rental income. By understanding the specific needs of landlords, it helps property owners secure appropriate insurance for single-family rentals, duplexes, or small apartment buildings. FIG Financial Insurance Group also serves clients in nearby Meridian and other communities throughout Ada County.
Serving Kuna, Idaho, and the surrounding communities, Dwain Cluff - State Farm Insurance Agent handles landlord insurance policies tailored for residential rental property owners. The agency works to cover risks like property damage, liability issues, and loss of rental income. It conducts a thorough review of each property’s unique exposures to develop appropriate coverage limits and deductibles. Dwain Cluff approaches each client by assessing their specific rental situation to ensure the policy aligns with both legal and practical needs.
Ward Insurance Group: Allstate Insurance in Kuna, ID offers landlord insurance through both one-time policy purchases and recurring annual renewal options. Coverage protects rental property owners from financial losses due to property damage, liability claims, and lost rental income. Policies are tailored to individual property needs and local risk factors. Service runs on an as-needed basis, with policyholders able to contact the agency whenever questions or claims arise, and scheduled check-ins may be arranged at policy renewal time.
Scott Malmstrom - Idaho Farm Bureau Insurance Agent in Kuna, ID offers specialized landlord insurance policies that cover rental property structures, liability, and loss of rental income. The agency also provides general insurance services for property owners. Scott helps landlords in the area manage risks associated with tenant turnover, property damage, and weather-related claims common to Idaho’s seasonal climate. In winter, it assists with coverage for frozen pipes or roof damage from heavy snow.
As the spring thaw arrives in Kuna, ID, landlords often face issues like water damage from burst pipes or roof leaks. Golden Oak Insurance Services helps property owners secure appropriate coverage for rental homes and multi-unit dwellings. They locate policies that protect against liability claims and loss of rental income during repairs. Before issuing a quote, the company typically schedules a walkthrough of the property to identify any immediate risks and document the current condition of the structure and systems.
Right Choice Insurance LLC serves property owners in Kuna, ID by providing general liability and property coverage tailored specifically for rental properties. The agency specializes in protecting landlords against common risks such as property damage, loss of rental income, and liability claims from tenants or visitors. Coverage options are designed to address the unique exposures of residential rentals as well as commercial sectors including offices, warehouses, and food service establishments.
Purcell Insurance LLC provides residential landlord insurance services to property owners in Kuna, Idaho. The agency also offers commercial coverage for multi-unit buildings and rental portfolios within the surrounding area. Its policies help protect against tenant damage, liability claims, and lost rental income. The agent works directly with clients to structure coverage that fits each property’s specific needs. After the initial policy is in place, the agency remains available for follow-up service and coverage reviews between regular inspection visits.
KIG is a landlord insurance agent in Kuna, ID, known for helping property owners secure coverage for rental dwellings. Its service range includes policies that protect against property damage, liability claims, and loss of rental income. The agency works with local residential and small commercial landlords to tailor policies to specific property risks. In addition to standard landlord insurance, KIG can add on coverage for valuable items like equipment or appliances kept on the rental premises.
What Does a a Landlord Insurance Agent in Kuna Cost?
The cost of landlord insurance in Idaho typically ranges from 15 to 30 percent more than a standard homeowners policy. For a single-family rental in Kuna, annual premiums often fall between 800 and 1,500 dollars, depending on the property value, location, and coverage limits. Factors like the age of the home, roof condition, and deductible amount also affect the price. This is general information and not insurance advice.
About landlord insurance agents in Kuna
A landlord insurance agent in Kuna Idaho helps rental property owners protect their investments with policies tailored to local risks. Idaho law does not require landlords to carry specific insurance, but most mortgage lenders and property management companies do require it. Working with a local agent ensures your policy covers common Idaho concerns like wildfire, freeze damage, and liability for tenant injuries.
Frequently Asked Questions
What does landlord insurance cover in Kuna Idaho?
Landlord insurance typically covers the dwelling structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. Idaho policies may exclude flood or earthquake damage, so ask your agent about separate coverage for those risks.
Is landlord insurance required by Idaho law?
Idaho does not have a state law requiring landlords to carry insurance. However, most mortgage lenders require a landlord policy, and many property management companies also require proof of coverage. Without it, you could be personally liable for property damage or tenant injuries.
How do I choose a landlord insurance agent in Kuna?
Look for an agent who specializes in rental property insurance and understands Idaho-specific risks such as snow load, hail, and wildfire. Ask about coverage for vacant properties and liability limits. Compare quotes from at least three agents to find a policy that fits your needs.
Landlord Insurance Agents in Other Idaho Cities
Boise · Caldwell · Coeur d'Alene · Eagle · Idaho Falls · Lewiston · Meridian · Nampa · Pocatello · Post Falls · Twin Falls