The top-rated landlord insurance agent in Coeur d'Alene, Idaho is Tim Skelton - State Farm Insurance Agent, rated 5.0 stars across 391 reviews. Other highly rated options include Redman & Company Insurance Inc., Flathead Insurance Coeur d'Alene Insurance, 1st Choice Insurance Brokers, LLC. This directory lists 19 landlord insurance agents serving Coeur d'Alene.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim Skelton - State Farm Insurance Agent | 2140 W Riverstone Dr Ste 202 | (208) 664-2155 |
| 2 | Redman & Company Insurance Inc. | 1410 S Lincoln Wy STE 100 | (208) 664-5263 |
| 3 | Flathead Insurance Coeur d'Alene Insurance | 350 E Kathleen Ave #300 | (208) 667-7485 |
| 4 | 1st Choice Insurance Brokers, LLC | MAILING ADDRESS ONLY, 174 E Neider Ave #36 | (208) 758-8050 |
| 5 | Dirks Insurance Group, LLC | 1003 E Best Ave | (208) 664-9272 |
| 6 | Marsh McLennan Agency | 601 E Front Ave STE 502 | (208) 667-9406 |
| 7 | Panhandle Insurance | 1103 E Best Ave a | (208) 664-9223 |
| 8 | Pacific Crest Insurance - Coeur d'Alene | 402 W Canfield Ave # 2 | (208) 714-4251 |
| 9 | Neipert Insurance Agency Inc: Allstate Insurance | 293 E Appleway Ave | (208) 676-1747 |
| 10 | Miles Insurance Team | 1110 W Ironwood Dr | (208) 765-6849 |
Tim Skelton - State Farm Insurance Agent serves the Coeur d'Alene, Idaho, metro area, specializing in landlord insurance policies for rental property owners. The agency helps residential and commercial landlords protect their investments with coverage tailored to local rental markets. It handles general liability and property damage protection for structures like single-family homes and apartment buildings. Additional services include addressing income loss from tenant vacancies and faulty equipment claims.
Redman & Company Insurance Inc. offers a full range of landlord insurance services in Coeur d'Alene, ID, designed to protect rental investments from property damage and liability. Its service plans typically help landlords manage risks associated with tenant exposure and building maintenance. The company structures coverage to address the unique demands of leasing properties in the region. It services single-family homes, apartments, retail spaces, and restaurants.
Flathead Insurance Coeur d'Alene Insurance serves rental property owners and residential landlords throughout the Coeur d'Alene area, offering coverage tailored to protect single-family rentals and small multi-unit properties. The agency helps clients secure liability protection and dwelling policies that address local risks. Policies often cover loss of rental income and property damage from common regional events. The agency assists property managers in managing insurance requirements for leased homes and apartments, and extends its services to neighboring communities such as Post Falls.
Serving Coeur d'Alene and the surrounding communities of Kootenai County, 1st Choice Insurance Brokers, LLC handles landlord insurance for property owners who rent out residential or commercial spaces. This agency works to secure policies that cover structures, liability, and potential loss of rental income. To handle a typical job, the agent first reviews the property's specifics and the landlord's risk concerns before comparing options from multiple carriers to find appropriate coverage.
As lake-effect snow and spring thaws threaten rental properties across Coeur d'Alene, Dirks Insurance Group, LLC helps landlords secure coverage that addresses water damage and liability gaps typical to the region. Their landlord insurance agency focuses on matching property owners with policies that protect both income and assets. They review each rental’s physical condition and tenant history before recommending appropriate coverage limits. An initial walk-through of the property is scheduled to identify specific risks and complete the assessment
Marsh McLennan Agency in Coeur d'Alene, Idaho, specializes in insurance policies tailored for residential and commercial rental properties, helping landlords shield their investments from liability claims and property damage. Its full-service approach also addresses general coverage needs, unique policy endorsements, and risk management strategies for local property owners. As winter approaches, the agency frequently advises clients on safeguarding their buildings against freezing pipes, ice dam formation, and liability from slip-and-fall accidents on icy walkways.
Panhandle Insurance provides landlord insurance agent services in Coeur d'Alene, Idaho, helping property owners secure coverage for rental dwellings. The agency specializes in tailoring policies that address common local risks, including liability protection and loss of rental income coverage. It assists commercial clients by offering insurance solutions for various business properties, such as offices, warehouses, and food service establishments.
Pacific Crest Insurance - Coeur d'Alene provides residential landlord insurance, covering rental properties from single-family homes to multi-unit dwellings. Commercial coverage is also available for larger apartment complexes in Coeur d'Alene, ID, and the surrounding North Idaho area. Policies address property damage, liability protection, and loss of rental income for local landlords. The agency follows up between regular visits to discuss policy adjustments, ensuring coverage aligns with changing tenant circumstances or property renovations.
Neipert Insurance Agency Inc: Allstate Insurance in Coeur d'Alene, ID, distinguishes between a single policy for one rental property and ongoing coverage for a portfolio of rental units, tailoring deductible options and liability limits to each landlord’s specific needs. General landlord insurance in this area protects against property damage, lost rental income, and injury claims from tenants or visitors. Coverage for vandalism and weather-related losses is commonly included. Service runs on an as-needed basis for policy adjustments, renewals, or new property additions.
Miles Insurance Team in Coeur d’Alene, ID, is a landlord insurance agent specializing in protecting rental property investments. It helps local property owners secure policies that cover building damage, liability, and potential loss of rental income. The agency assists with the specific exposures owners face when leasing residential or commercial spaces in the Idaho region. They guide clients through coverage options tailored to the area’s market conditions and seasonal risks. For further customization, the company can add separate coverage for tenant-caused damage or vandalism as an endorsement.
What Does a a Landlord Insurance Agent in Coeur d'Alene Cost?
Typical landlord insurance in Idaho costs between 800 and 2000 dollars per year for a single family rental. Factors include property value location and coverage limits. Older homes or properties in wildfire zones may cost more. This is general information not insurance advice.
About landlord insurance agents in Coeur d'Alene
Landlord insurance agents in Coeur d Alene help property owners find coverage for rental homes and apartments. Idaho law does not require landlords to carry insurance but most lenders and HOAs do. Local agents understand risks like wildfire damage and tenant liability common in North Idaho.
Frequently Asked Questions
What does landlord insurance cover in Coeur d Alene?
Landlord insurance typically covers property damage, liability for tenant injuries, and lost rental income. It does not cover tenant personal belongings. Idaho law requires landlords to maintain safe premises which liability coverage supports.
Do I need landlord insurance for a single rental house in Idaho?
Yes it is strongly recommended even for one rental property. Standard homeowners policies do not cover rental use. If you have a mortgage the lender may require a landlord policy. Idaho Code does not mandate insurance but it protects your investment.
How does Idaho law affect landlord insurance claims?
Idaho follows a modified comparative fault rule for liability claims. If a tenant is partially at fault for damage your payout may be reduced. Landlord insurance agents can explain how this affects your policy limits and deductibles.
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