The top-rated landlord insurance agent in Boise, Idaho is United Commercial Insurance, LLC, rated 4.9 stars across 621 reviews. Other highly rated options include Collin Leino - State Farm Insurance Agent, Hartley Insurance, Inc., Inszone Insurance Services. This directory lists 18 landlord insurance agents serving Boise.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | United Commercial Insurance, LLC | 9196 W Emerald St Ste 180 | (208) 229-8222 |
| 2 | Collin Leino - State Farm Insurance Agent | 4792 W Overland Rd #300 | (208) 639-0412 |
| 3 | Hartley Insurance, Inc. | 931 S Allante Pl | (208) 322-3473 |
| 4 | Inszone Insurance Services | 9504 W Fairview Ave | (208) 321-0081 |
| 5 | Eric Jeglum: Allstate Insurance | 894 E Boise Ave | (208) 344-7189 |
| 6 | Ricketts and Associates Inc | 13177 Persimmon Ln | (208) 322-5525 |
| 7 | Associated Insurance Services | 2676 S Vista Ave | (208) 336-7733 |
| 8 | Seth DeFonseka - Idaho Farm Bureau Insurance Agent | 1250 S Allante Ave | (208) 279-1720 |
| 9 | Marsh McLennan Agency | 960 S Broadway Ave Suite 500 | (208) 424-2900 |
| 10 | Fuhriman Insurance | 9603 W Chinden Blvd | (208) 327-3400 |
United Commercial Insurance, LLC serves the Boise, Idaho metro area, offering landlord insurance agent services to property owners in the region. The company helps rental property landlords obtain coverage solutions designed for residential and commercial units. Policies typically address risks such as property damage, liability claims, and loss of rental income. United Commercial Insurance, LLC handles tailored plans for single-family homes and multi-unit apartment buildings in this area.
Collin Leino - State Farm Insurance Agent in Boise, ID provides comprehensive landlord insurance services, including property damage coverage, liability protection, and loss of rental income options. The agency assists property owners in developing personalized risk management strategies for their investments. Its service approach emphasizes clear policy explanations and responsive claims support for landlords. The company serves a variety of properties, such as single-family homes, apartments, retail spaces, and restaurants.
Hartley Insurance, Inc. serves homeowners, landlords, and property managers throughout the Boise area, offering specialized landlord insurance policies. The agency provides coverage for rental properties, protecting against property damage and liability claims common to residential leases. They help clients navigate the specific risks associated with renting out homes and multifamily units in the region. Beyond central Boise, the company also extends its services to property owners in the neighboring community of Meridian.
Inszone Insurance Services serves the Boise, Idaho area and surrounding communities, handling landlord insurance coverage for property owners. Their work addresses protection for rental properties against common liabilities and physical damages. Policies typically include coverage for structures, lost rental income, and legal defense costs from tenant injuries. To handle a typical job, the agency evaluates each property’s unique exposures and recommends a tailored policy that aligns with the landlord’s risk tolerance and financial goals.
Eric Jeglum: Allstate Insurance in Boise, ID, offers both one-time landlord policies for single property issues and recurring annual coverage for ongoing rental operations. These landlord insurance plans protect against property damage, liability claims, and income loss from tenant vacancies or repairs. Local property owners benefit from policies that address the unique risks of the Boise rental market. Service appointments are available on a one-time, scheduled, or as-needed basis, allowing landlords to choose the frequency that best matches their management needs.
Ricketts and Associates Inc in Boise, ID offers specialized landlord insurance policies designed to protect rental property investments, covering structures, liability, and loss of rental income. This agency also provides general property and liability insurance guidance for residential and commercial landlords navigating Idaho’s leasing environment. In this market, it regularly assists property owners with adjusting coverage ahead of seasonal turnover, such as addressing new tenant move-ins or preparing for winter-related damage risks.
As winter approaches in Boise, property owners begin preparing their buildings for potential freeze-related damage. Associated Insurance Services offers landlord policies designed to cover such seasonal perils, including burst pipes and liability for icy walkways. They provide coverage tailored to rental property exposures across the Treasure Valley, helping owners protect their investments against common apartment and single-family risks. A typical initial step with their agency involves a thorough inspection of the existing property rental footprint to identify specific coverage gaps and structural concerns.
Seth DeFonseka - Idaho Farm Bureau Insurance Agent in Boise, ID assists property owners with core insurance needs and additionally specializes in tailored protection for landlords. This work addresses the unique risks of renting out residential and commercial properties. Coverage options can help safeguard against property damage, liability claims, and loss of rental income. The agency serves various commercial sectors, including offices, warehouses, and food service establishments.
As a landlord insurance agent in Boise, Idaho, Marsh McLennan Agency offers specialty services tailored to protect residential and commercial rental properties from liability claims and property damage. It works closely with local property owners to structure policies that cover structures, loss of rental income, and legal defense. This insurance is particularly valuable during Boise’s winter months, when frozen pipes and ice dam formation can cause significant, costly interior water damage to occupied or vacant rentals.
What Does a a Landlord Insurance Agent in Boise Cost?
Typical landlord insurance in Idaho costs between 15 and 30 percent more than standard homeowners insurance. For a single family rental in Boise annual premiums often range from 800 to 1500 dollars. Factors include property age location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Boise
Landlord insurance agents in Boise help property owners protect their rental investments. Idaho law does not require landlord insurance but mortgage lenders often do. Agents can tailor policies to cover property damage liability and loss of rental income for homes in Ada County.
Frequently Asked Questions
What does landlord insurance cover in Idaho?
Landlord insurance typically covers the building structure liability protection and loss of rental income. It does not cover tenant personal property. Idaho law allows landlords to require tenants to carry renters insurance.
Do I need landlord insurance for a single family rental in Boise?
Yes if you have a mortgage your lender likely requires it. Even without a mortgage landlord insurance protects against fire storm damage and liability claims. Idaho has no state law mandating coverage but it is a standard practice.
How do I choose a landlord insurance agent in Boise?
Look for an agent licensed in Idaho who specializes in rental property coverage. Ask about replacement cost coverage and liability limits. Compare quotes from multiple agents to find a policy that fits your property type and budget.
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