The top-rated landlord insurance agent in Eagle, Idaho is Chelsea Stutzman - State Farm Insurance Agent, rated 4.9 stars across 307 reviews. Other highly rated options include Farmers Insurance: Matt Dietz, Bittick Insurance Services, Steve Garringer - State Farm Insurance Agent. This directory lists 16 landlord insurance agents serving Eagle.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chelsea Stutzman - State Farm Insurance Agent | 188 W State St Ste 140 | (208) 908-6500 |
| 2 | Farmers Insurance: Matt Dietz | 82 E State St | (208) 939-7123 |
| 3 | Bittick Insurance Services | 787 E State St Ste 125 | (208) 609-3511 |
| 4 | Steve Garringer - State Farm Insurance Agent | 1299 E Iron Eagle Dr Suite 100 | (208) 938-4975 |
| 5 | Pacific Crest Services | 450 W State St # 215 | (888) 938-4197 |
| 6 | Jared Stokes - State Farm Insurance Agent | 3210 E Chinden Blvd Ste 108 | (208) 887-0910 |
| 7 | Tom Heffner: Allstate Insurance | 1065 E Winding Creek Dr Ste 240 | (208) 938-4408 |
| 8 | Farmers Insurance - Jess Rambaran | 597 E State St | (208) 939-8485 |
| 9 | Access First Insurance, LLC | 849 E State St #101 | (208) 854-3621 |
| 10 | Silver Key Insurance | 280 S Academy Ave Ste 110 | (208) 939-7111 |
Chelsea Stutzman - State Farm Insurance Agent serves the Eagle, Idaho area, providing landlord insurance policies designed to protect rental property owners. This agency works with clients to structure coverage for single-family rentals, duplexes, and other residential investment properties. Their focus is on safeguarding a landlord’s financial exposure from property damage and liability claims. Important protections they handle include dwelling coverage for structural repairs and loss-of-rent coverage to replace income if a unit becomes uninhabitable due to a covered event.
Farmers Insurance: Matt Dietz provides landlord insurance services in Eagle, Idaho, covering property protection and liability coverage for rental owners. Service plans can include policy reviews to help ensure adequate coverage for evolving tenant situations or property upgrades. Maintenance plans are not typically offered as a separate product, but consultations on risk management are available. The agency services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Bittick Insurance Services serves homeowners, property managers, and small business owners in the Eagle, Idaho area who need tailored landlord insurance policies. The agency helps clients protect their rental properties from common risks such as fire damage, liability claims, and loss of rental income. Working with multiple carriers allows the team to compare coverage options and recommend a suitable policy for each property type. In addition to serving Eagle, Bittick Insurance Services also extends coverage options to property owners in the neighboring community of Meridian.
Steve Garringer’s office serves Eagle and the surrounding communities in the greater Treasure Valley, handling landlord insurance policies for residential and small commercial rental properties. The agency addresses coverage needs such as property damage, liability protection, and loss of rental income for local property owners. Each client’s situation is individually reviewed to match the appropriate policy options with their specific rental portfolio. The company approaches every job by first completing a thorough risk assessment of the insured property and then recommending tailored coverage solutions.
Pacific Crest Services in Eagle, Idaho understands that landlord insurance needs differ: a one-time policy covers a single property during vacancy or renovation, while recurring plans provide ongoing protection for rental income loss and liability. Coverage options typically include dwelling repair, loss of rent, and legal defense against tenant claims. These policies help property owners manage risks unique to rental real estate in the area. The company offers its services to landlords on either a one-time or an as-needed basis.
Eagle landlords often face insurance questions as spring storms roll in. Jared Stokes – State Farm Insurance Agent has landlord insurance coverage available. The agency helps rental property owners in Eagle protect their investments from common local risks such as fire damage, liability claims, or unexpected vacancy. Policies are explained clearly to match each rental property’s specific needs, including coverage for loss of rental income. A first step involves reviewing the property’s current insurance and inspecting its condition before tailoring any policy proposal.
Tom Heffner: Allstate Insurance provides specialized coverage for residential rental properties in Eagle, addressing unique risks for landlords holding investment homes. The agency also handles broader personal insurance needs for property owners across the area. Policies are crafted to protect against tenant-caused damages, loss of rental income, and liability concerns on leased dwellings. A particular focus for local clients includes guidance on protecting properties during the Boise Valley’s freeze-thaw cycles, which can cause sudden pipe bursts and subsequent interior flood damage.
Farmers Insurance - Jess Rambaran offers residential landlord insurance services for property owners in Eagle, Idaho. Commercial coverage is also available for small rental properties within the region. Their work includes policies that help protect against common rental property risks. Between regular policy review visits, clients can follow up directly for adjustments or questions regarding their coverage. This allows for tailored service that addresses changing property needs without requiring a formal appointment.
Access First Insurance, LLC in Eagle, ID works with property owners to secure appropriate coverage for rental investments and focuses specifically on landlord insurance policy options that protect buildings and liability. The company addresses the unique risks property managers face from tenant turnover and maintenance obligations. Clients may include owners of various commercial spaces such as offices, warehouses, and food service operations.
Silver Key Insurance in Eagle, ID, is known for representing both standard and high-value residential landlord insurance policies. The agency arranges liability coverage, property damage protection, and loss-of-rent endorsements for property owners across the Treasure Valley. It helps landlords secure dwelling fire coverage for rental houses and also structures policies for multi-unit apartment buildings. A specialty service the agency can include is ordinance or law coverage, which helps fund upgrades to meet current building codes after a covered loss.
What Does a a Landlord Insurance Agent in Eagle Cost?
The cost of landlord insurance in Idaho typically ranges from 25 to 50 percent more than a standard homeowners policy. For a single family rental in Eagle you might pay between 800 and 1500 dollars per year. Factors include property age location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Eagle
Landlord insurance agents in Eagle Idaho help rental property owners secure coverage that meets state requirements. Idaho law does not require landlords to carry insurance but most mortgage lenders do. A local agent can explain how policies cover property damage liability and loss of rental income in Ada County.
Frequently Asked Questions
What does landlord insurance cover in Eagle Idaho?
A standard landlord policy covers the dwelling structure liability for tenant injuries and loss of rental income. It does not cover the tenants personal belongings. Idaho law allows landlords to require tenants to carry renters insurance.
Is landlord insurance required by Idaho law?
Idaho does not have a state law that requires landlord insurance. However your mortgage lender may require it as a condition of the loan. A local agent can help you meet lender requirements and add optional coverages like flood or earthquake.
How do I choose a landlord insurance agent in Eagle?
Look for an agent who specializes in rental property coverage and understands Idaho landlord tenant law. Ask about policy exclusions for vacant properties and liability limits. Compare quotes from multiple agencies to find the right fit for your property.
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