The top-rated landlord insurance agent in Trussville, Alabama is Bo Murphy - State Farm Insurance Agent, rated 5.0 stars across 231 reviews. Other highly rated options include Chas Brown - State Farm Insurance Agent, The Grogan Agency, Inc., Cindy Stuman: Allstate Insurance. This directory lists 12 landlord insurance agents serving Trussville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bo Murphy - State Farm Insurance Agent | 6421 S Chalkville Rd | (205) 661-6305 |
| 2 | Chas Brown - State Farm Insurance Agent | 326 Main St | (205) 854-8339 |
| 3 | The Grogan Agency, Inc. | 7018 Gadsden Hwy #120 | (205) 661-9393 |
| 4 | Cindy Stuman: Allstate Insurance | 8170 Gadsden Hwy # 100 | (205) 508-3408 |
| 5 | Steve Frantz - State Farm Insurance Agent | 112 N Chalkville Rd | (205) 661-0221 |
| 6 | Nicki Kearley - State Farm Insurance Agent | 326 Main St | (205) 655-2146 |
| 7 | Huffstutler Insurance Group, Inc. | 204 Main St Suite 122 | (205) 661-8089 |
| 8 | Deerfoot Insurance Agency | 8170 Gadsden Hwy Ste 108 | (205) 655-1020 |
| 9 | Cahaba Insurance Agency | 11 Office Park | (205) 655-4626 |
| 10 | Bobby McLaughlin: Allstate Insurance | 800 Watterson Curve # 102 | (205) 833-8888 |
Bo Murphy - State Farm Insurance Agent serves the Trussville, Alabama area with landlord insurance coverage. This agency helps property owners protect rental homes and investment real estate against common risks. General landlord insurance policies here typically cover dwelling damage, liability protection, and loss of rental income. Bo Murphy’s office also offers tailored solutions for single-family rentals and multi-unit properties in the local market.
Chas Brown - State Farm Insurance Agent in Trussville, AL, provides a range of landlord insurance policies designed to protect rental property investments, including coverage for property damage and liability. Service options typically include customizable policy reviews and claims assistance to help maintain coverage as property needs evolve. The agency serves properties such as single-family homes, apartments, retail spaces, and restaurants.
The Grogan Agency, Inc. serves residential landlords, property managers, and small business owners in Trussville, Alabama, by providing landlord insurance policies. These policies cover rental dwellings and protect against common property risks such as fire, weather damage, and liability claims. The agency helps clients structure coverage for single-family rentals and multi-unit properties. Tailored policies can include loss of rental income protection. In addition to serving the Trussville area, The Grogan Agency also assists clients in neighboring parts of the Birmingham metro, including the city of Leeds.
Cindy Stuman: Allstate Insurance serves Trussville, Alabama, and the surrounding communities of the Birmingham metropolitan area. The agency handles landlord insurance policies designed to protect residential rental properties and property owners from common financial risks. It assists landlords in covering potential property damage, liability claims, and loss of rental income. To handle a typical job, the agency evaluates the specific construction and location of a rental property to recommend appropriate coverage limits and deductibles that match the owner’s circumstances.
Steve Frantz, a local landlord insurance agent in Trussville, AL, differentiates between one-time policies for short-term rentals and recurring annual coverage for long-term investment properties. His agency assists rental property owners in securing protection against property damage, liability claims, and loss of rental income. Services focus on tailoring policies to the specific needs of single-family homes and small multi-unit dwellings throughout the Trussville area. All consultations and policy adjustments are available on an as-needed basis to accommodate fluctuating tenant occupancy and property changes.
Located in Trussville, AL, Nicki Kearley - State Farm Insurance Agent specializes in landlord insurance policies tailored for residential rental property owners. The agency also provides general insurance services to address broader personal coverage needs in the local area. Landlord insurance protects property owners against risks like building damage, loss of rental income, and liability from tenant injuries. During the spring season, the agency helps landlords review coverage for potential storm damage that frequently affects Alabama rental properties.
Huffstutler Insurance Group, Inc. assists property owners in Trussville, AL, with comprehensive coverage for rental dwellings. Their services often include protection for liability, property damage, and loss of rental income. For landlords, specialized add-ons may cover vandalism, equipment breakdown, or ordinance and law compliance. This agency can help insure various commercial sectors, including offices, warehouses, and food service properties.
As spring rains arrive in Trussville, landlords often face increased risks of water damage and liability claims. Deerfoot Insurance Agency specializes in addressing these concerns by providing landlord insurance policies tailored to protect rental properties against common perils. The agency assists property owners in understanding coverage options for their specific investment needs. After discussing available protections, agents typically schedule a thorough inspection of the rental unit to assess its condition and identify any immediate hazards before finalizing the policy details.
Cahaba Insurance Agency provides residential landlord insurance for property owners in Trussville, Alabama, along with commercial coverage for larger rental properties throughout the surrounding area. Their policies protect income properties against common claims such as property damage and liability. Agents help landlords evaluate coverage needs based on local rental market conditions. Clients typically receive a thorough initial consultation followed by prompt service for policy adjustments between regular annual reviews, ensuring continued protection for their investment properties.
What Does a a Landlord Insurance Agent in Trussville Cost?
Landlord insurance in Alabama typically costs between 15 and 25 percent more than standard homeowners insurance. For a rental property in Trussville annual premiums often range from 800 to 1500 dollars depending on property age location and coverage limits. Actual costs vary by case. This is general information not insurance advice.
About landlord insurance agents in Trussville
A landlord insurance agent in Trussville Alabama helps property owners find coverage for rental homes and duplexes. Alabama law does not require landlord insurance but mortgage lenders often do. Local agents know the risks specific to the Birmingham metro area including storm damage and tenant liability.
Frequently Asked Questions
What does landlord insurance cover in Trussville Alabama?
Landlord insurance typically covers the building structure, loss of rental income, and liability protection. In Alabama policies often exclude flood damage so a separate flood policy may be needed for properties in flood zones.
Is landlord insurance required by Alabama law?
Alabama does not have a state law requiring landlord insurance. However most mortgage lenders require a landlord policy for rental properties. Without it you could be personally liable for property damage or injuries.
How can a Trussville agent help with landlord insurance?
A local agent can explain policy options that meet Alabama requirements and lender demands. They can also recommend coverage limits based on property value and local rental market conditions in Trussville.