The top-rated landlord insurance agent in Florence, Alabama is Farmers Insurance - Mark Holley, rated 4.9 stars across 239 reviews. Other highly rated options include Acceptance Insurance, Lyndsay Warren - COUNTRY Financial Agent, B.J. Brewer: Allstate Insurance. This directory lists 20 landlord insurance agents serving Florence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Mark Holley | 464 E Tennessee St | (256) 767-5555 |
| 2 | Acceptance Insurance | 3109 Florence Blvd | (256) 449-7017 |
| 3 | Lyndsay Warren - COUNTRY Financial Agent | 2101 Florence Blvd ste a | (256) 383-7077 |
| 4 | B.J. Brewer: Allstate Insurance | 1705 Darby Dr B | (256) 718-1666 |
| 5 | Freeway Insurance | 129 Cox Crk Pkwy S | (256) 207-8335 |
| 6 | Brad Tank: Allstate Insurance | 4039 Florence Blvd | (256) 757-6100 |
| 7 | Hicks & Associates | 1801 N Wood Ave | (256) 766-6000 |
| 8 | Grier Insurance | 103 E Tennessee St | (256) 766-2222 |
| 9 | Lance Hendrix Agency | 3368 Cloverdale Rd | (256) 320-7446 |
| 10 | Michael Noe - Nationwide Insurance | 115 E Mobile St | (256) 767-4237 |
Farmers Insurance - Mark Holley serves the Florence, Alabama area as a local landlord insurance agent. The agency provides tailored coverage solutions for residential and commercial rental properties. Landlord policies typically include dwelling protection and liability coverage for property owners renting out units. Additional support involves assessing unique risks such as tenant damage or loss of rental income. This office handles policy adjustments for single-family rentals and multi-unit apartment buildings in the region.
Acceptance Insurance serves Jefferson County, including Midfield, Alabama, as a local provider of landlord insurance agency services. The company assists rental property owners in securing coverage tailored to residential and commercial buildings. Policies typically address liability protection for landlords, as well as potential property damage from tenants or natural events. Dedicated guidance through the claims process helps property managers maintain stable income streams. The firm handles loss-of-rent reimbursement and coverage for building structures, ensuring landlords in this region safeguard their investments against common rental property risks.
Lyndsay Warren - COUNTRY Financial Agent in Florence, Alabama, serves homeowners, rental property owners, and landlords seeking coverage for their residential investment properties. The agency provides landlord insurance policies designed to protect structures, liability, and potential loss of rental income. Clients can discuss specific property risks and policy options tailored to a single unit or multiple dwellings. Lyndsay Warren also offers services to property managers and investors in nearby Muscle Shoals and the broader Shoals metropolitan area.
B.J. Brewer: Allstate Insurance provides landlord insurance services in Florence, AL, including property protection and liability coverage for rental investments. Its maintenance plans help landlords manage routine upkeep and unforeseen damage, ensuring steady rental income. Policies are tailored to secure the financial risks associated with leasing properties. The agency services single-family homes, apartments, retail spaces, and restaurants.
Freeway Insurance offers specialized landlord insurance policies for property owners in Florence, Alabama. Its general service work assists clients in protecting rental properties against common risks such as fire damage and liability claims. The agency focuses on developing tailored coverage that addresses the unique responsibilities of renting out homes or apartments in the Shoals area. This includes helping landlords adjust their policies after a period of heavy storms or when acquiring a new tenant during the local college semester turnover.
Brad Tank: Allstate Insurance serves Florence, Alabama, and surrounding communities, handling landlord insurance policies for property owners. This agency works to protect rental properties from various common risks, including property damage and liability claims. For a typical job, the agent evaluates a client’s specific rental property details to tailor coverage needs accordingly. The general approach involves reviewing the property type, number of units, and local exposure concerns to recommend appropriate policy options.
Hicks & Associates offers both one-time policy placements for specific properties and ongoing service for managing multiple landlord insurance needs across rental portfolios. Coverage options include property damage, liability protection, and loss of rental income tailored to Florence’s local market. The company focuses on matching policy limits to individual landlord requirements. Services are primarily available on an as-needed basis, allowing clients to request assistance only when purchasing or reviewing a policy for a property.
Grier Insurance specializes in crafting renters protection policies and liability packages tailored for residential property owners in Florence, Alabama. Its general service work includes assessing property risks unique to the local market from severe weather threats. The firm guides landlords through lease-end transition periods, such as handling sudden vacancy or winter freeze damage to unoccupied units, ensuring continuous risk transfer cover seasonally.
As a landlord insurance agent in Florence, AL, Michael Noe - Nationwide Insurance helps property owners secure coverage for rental dwellings and multi-unit buildings. The agency specializes in endorsements that address liability, loss of rental income, and damage from fire or weather events. Policies can extend to protect common areas and shared facilities on a residential rental property. For commercial real estate, the agency routinely serves offices, warehouses, and food service establishments.
What Does a a Landlord Insurance Agent in Florence Cost?
Landlord insurance in Alabama typically costs 15 to 25 percent more than standard homeowners insurance. For a single family rental home you might pay between 800 and 1500 dollars per year for a basic policy. Costs vary based on property age, location, coverage limits, and deductible chosen. This is general information and not insurance advice.
About landlord insurance agents in Florence
Landlord insurance agents in Florence Alabama help property owners find coverage for rental homes and duplexes. Alabama law does not require landlord insurance but most mortgage lenders do. Agents can explain how local risks like severe weather affect your policy needs.
Frequently Asked Questions
What does landlord insurance cover in Florence Alabama?
Landlord insurance typically covers the building structure, liability protection, and loss of rental income. It does not cover a tenants personal belongings. Each policy can be customized for your specific property.
Is landlord insurance required by Alabama law?
Alabama state law does not require landlord insurance. However your mortgage lender will likely require a dwelling fire or landlord policy. An agent can help you meet lender requirements while adding extra protection.
How do I choose a landlord insurance agent in Florence?
Look for an agent who specializes in rental property coverage and understands local risks like tornadoes and hail. Ask about replacement cost coverage and liability limits. Compare quotes from multiple agents to find the right fit.