The top-rated landlord insurance agent in Decatur, Alabama is Highstreet Kilgro Insurance Agency, rated 5.0 stars across 246 reviews. Other highly rated options include Acceptance Insurance, Providence Insurance, Standridge Insurance Group. This directory lists 19 landlord insurance agents serving Decatur.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Highstreet Kilgro Insurance Agency | 439 Johnston St SE | (256) 350-8241 |
| 2 | Acceptance Insurance | 1313 Point Mallard Pkwy C | (256) 278-7028 |
| 3 | Providence Insurance | 107 Grant St SE | (256) 277-1481 |
| 4 | Standridge Insurance Group | 713 6th Ave SE | (256) 476-4068 |
| 5 | Senior Benefits of North Alabama | 2215 Danville Rd SW suite i | (256) 706-2760 |
| 6 | Akin & Associates Insurance Group - Priceville | 468 Hwy 67 S | (256) 355-8500 |
| 7 | Alabama Insurance Services | 2132 6th Ave SE Suite 105 | (256) 355-0413 |
| 8 | Stovall-Marks Insurance | 2601 Danville Rd SW | (256) 355-7951 |
| 9 | SHIELD INSURANCE (formerly) Insurance Services Gil & Vicki Terry | 1414 7th Ave SE | (256) 552-7577 |
| 10 | ABC Insurance Services | 2042 Beltline Rd SW b102 | (256) 686-2039 |
As weather in Decatur shifts with each season, landlords need responsive coverage for their rental properties, and Highstreet Kilgro Insurance Agency provides tailored policies designed specifically for property investors. They craft landlord insurance solutions that address common local risks such as storm damage and liability concerns unique to the Decatur rental market. Their process begins with a thorough assessment of each property, followed by a detailed discussion of coverage options. A complete inspection of the unit is then scheduled to confirm specific policy requirements.
Acceptance Insurance serves Jefferson County, including Midfield, Alabama, as a local provider of landlord insurance agency services. The company assists rental property owners in securing coverage tailored to residential and commercial buildings. Policies typically address liability protection for landlords, as well as potential property damage from tenants or natural events. Dedicated guidance through the claims process helps property managers maintain stable income streams. The firm handles loss-of-rent reimbursement and coverage for building structures, ensuring landlords in this region safeguard their investments against common rental property risks.
Providence Insurance serves landlords in and around Decatur, Alabama, focusing on insurance solutions for residential and commercial rental properties. The agency helps property owners obtain coverage that protects against common risks such as fire damage, liability claims from tenants, and loss of rental income. Policies are tailored to meet the specific needs of single-family rentals, multi-unit apartment buildings, and other investment properties in the area. Providence Insurance works to find appropriate coverage for vacant rental units and assists with policy adjustments for new acquisitions.
Standridge Insurance Group provides a full range of policies tailored for rental property owners, including liability coverage and building protection. Its maintenance plans help landlords manage property upkeep and mitigate damage risks. The agency serves investors with diverse holdings throughout the Decatur, Alabama area. Its client properties include single-family homes, apartment complexes, mixed-use retail spaces, and commercial restaurants.
Senior Benefits of North Alabama serves property owners and landlords seeking specialized insurance coverage for rental properties in Decatur, Alabama. The agency provides policies designed to protect residential and commercial rental investments from common risks like property damage, liability claims, and income loss during repairs. Its team assists clients in tailoring coverage options to meet individual property needs, ensuring compliance with local landlord requirements. In addition to its Decatur base, the company extends its services to the surrounding Morgan County area and neighboring communities such as Hartselle.
Akin & Associates Insurance Group - Priceville distinguishes between one-time and recurring service options for landlord insurance agents in Decatur, AL. Coverage is tailored to protect rental properties from common risks such as property damage and liability claims. The company serves local landlords needing insurance for single-family homes or small multifamily units. Their landlord insurance agent works to match policies with each property owner’s specific rental portfolio needs. All service runs strictly on an as-needed basis, determined by the client’s individual request.
Alabama Insurance Services serves Decatur and the surrounding communities in northern Alabama, providing coverage options tailored specifically for landlords. The agency handles policies for rental properties, including single-family homes, duplexes, and small multi-unit dwellings. Their work involves assessing property risks and structuring plans to address potential liabilities and property damage. Each client receives an individual consultation to review current coverage needs, ensuring the policy aligns with the specific property type and rental situation. Leases and property conditions are evaluated to recommend appropriate limits.
Stovall-Marks Insurance offers specialized landlord insurance policies, protecting rental property owners in Decatur, Alabama. It also provides a full range of general insurance services to meet diverse client needs. The agency works to help local landlords secure coverage that addresses property damage and liability exposures common to rental units. Tailored policies can also include protections for loss of rental income. For example, an agent can help a landlord facing tenant-related property issues during the busy summer moving season.
SHIELD INSURANCE, formerly known as Insurance Services Gil & Vicki Terry, serves as a landlord insurance agent in Decatur, Alabama. The company assists property owners in securing coverage for rental dwellings, including liability and property protection. It can customize policies with specialized add-ons such as loss-of-rent coverage and vandalism protection. This agency is equipped to handle insurance needs for various commercial sectors, including offices, warehouses, and food service establishments.
As the leaves begin to fall and potential winter storms loom near Decatur, property owners need reliable protection for their rental investments. ABC Insurance Services responds by offering tailored policies that cover structures against fire, liability, and tenant-related damage common to local rental properties. Their agents work closely with landlords to understand specific building needs and seasonal weather risks. Every new policy begins with a thorough inspection of the property to assess current conditions and identify necessary coverage.
What Does a a Landlord Insurance Agent in Decatur Cost?
The cost of landlord insurance in Alabama typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Decatur you might pay between 800 and 1,500 dollars per year. Costs vary by property value location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Decatur
Landlord insurance agents in Decatur Alabama help property owners protect their rental investments. Alabama law does not require landlord insurance but mortgage lenders often do. Local agents can explain coverage options for properties in Morgan County and around the Tennessee River area.
Frequently Asked Questions
What does landlord insurance cover in Decatur Alabama?
Landlord insurance typically covers property damage, liability, and loss of rental income. In Alabama policies often exclude flood damage which is common in Decatur near the Tennessee River. You may need separate flood insurance.
Do Alabama landlords need liability insurance?
Alabama does not have a state law requiring liability insurance for landlords. However it is strongly recommended to protect against tenant injury claims. Many mortgage lenders require it for rental properties.
How long does an Alabama landlord have to return a security deposit?
Under Alabama Code Section 35-9A-201 a landlord must return the security deposit within 60 days after the lease ends. The landlord can deduct for unpaid rent or damage beyond normal wear and tear.