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Find Landlord Insurance Agents Near You in Fairhope, AL

Browse landlord insurance agents serving Fairhope, Alabama. Contact information and addresses listed below.

17 agents listed
Updated May 2026
Fairhope, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 17 landlord insurance agents in Fairhope, AL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rick Phyfer - State Farm Insurance Agent
19416 S Greeno Rd, Fairhope, AL 36532
(251) 928-7500 rickphyfer.com
Farmers Insurance - Andrew Malone
104 Professional Park Dr, Fairhope, AL 36532
(251) 990-4000 agents.farmers.com
Chase Herrin - State Farm Insurance Agent
21611 State Hwy 181 Ste A, Fairhope, AL 36532
(251) 929-2020 chaseherrin.com
Globe Life Liberty National Division: The Lambeth Agencies
106 N Greeno Rd, Fairhope, AL 36532
(866) 400-2395 ln.globelifeinsurance.com
Alliance Insurance Group
19009 State Hwy 181, Fairhope, AL 36532
(251) 281-0082 alliancegroupins.com
The Myrick Agency
860 Edwards Ave, Fairhope, AL 36532
(251) 517-5600 themyrickagency.com
Steadfast Insurance
9959 Windmill Rd, Fairhope, AL 36532
(251) 202-4207 getsteadfastinsurance.com
Tim Simmonds - State Farm Insurance Agent
356 Morphy Ave, Fairhope, AL 36532
(251) 928-1400 timsimmonds.com
Scott Soulant: Allstate Insurance
504 N Section St, Fairhope, AL 36532
(251) 990-9553 agents.allstate.com
Malone Insurance agency
104 Professional Park Dr, Fairhope, AL 36532
(251) 990-4000 maloneinsurance.com
Magic City Insurance Group, LLC
7 Bayview St S, Fairhope, AL 36532
(251) 230-2820 magicins.agency
Pitman Insurance
402 Bellangee Ave, Fairhope, AL 36532
(251) 928-9786 pitmaninsurance.com
Eastern Shore Insurance Agency
21036 State Hwy 181, Fairhope, AL 36532
(251) 928-6256 easternshoreinsurance.net
Robertson John A Insurance Agency Inc
101 N Section St, Fairhope, AL 36532
(251) 928-2163 robertsoninsuranceinc.com
ALABAMA COASTAL INSURANCE
520 N Greeno Rd, Fairhope, AL 36532
(251) 929-4672 alcoastalinsurance.com
Home Insurance Faihope AL
8543 Gale Rowe Ln, Fairhope, AL 36532
(251) 270-1124
Chris May, LTN Insurance Services, LLC
19940 State Hwy 181 B, Fairhope, AL 36532
(251) 210-2290 ltninsurance.com

Landlord insurance agents in Fairhope Alabama help rental property owners secure coverage for their investments. Alabama law does not require landlord insurance but mortgage lenders often do. Agents can explain how local risks like Gulf Coast storms affect your policy options in Baldwin County.

What Does a Landlord Insurance Agent in Fairhope Cost?

The cost of landlord insurance in Alabama varies by property location size and coverage limits. For a single family rental in Fairhope expect annual premiums between 800 and 1500 dollars. Properties near Mobile Bay may cost 1500 to 2500 dollars due to wind and flood risk. Deductibles typically range from 1000 to 5000 dollars. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Alabama?
Landlord insurance in Alabama typically covers property damage, liability protection, and loss of rental income. It does not cover tenant personal belongings or flood damage. Flood insurance must be purchased separately through the National Flood Insurance Program.
Is landlord insurance required by Alabama law?
Alabama state law does not require landlord insurance. However if you have a mortgage on the rental property your lender will likely require a policy. Some Alabama lease agreements also require the landlord to carry certain coverage.
How do Alabama landlord insurance costs compare to other states?
Alabama landlord insurance rates are generally lower than the national average due to lower property values in many areas. However coastal properties in Fairhope may have higher premiums because of hurricane and windstorm risk. Typical annual premiums range from 800 to 2500 dollars depending on property size and location.