The top-rated landlord insurance agent in Athens, Alabama is Pepper, Johnstone & Company, rated 4.9 stars across 139 reviews. Other highly rated options include iPROTECT Insurance & Financial Services, Inc., Eddie Breakfield - State Farm Insurance Agent, Nationwide Insurance: Jon Peters Insurance Agency, Inc.. This directory lists 19 landlord insurance agents serving Athens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pepper, Johnstone & Company | 122 Market St W | (256) 232-7818 |
| 2 | iPROTECT Insurance & Financial Services, Inc. | 1114 US-31 Suite E | (256) 444-2041 |
| 3 | Eddie Breakfield - State Farm Insurance Agent | 114 N Marion St | (256) 232-1238 |
| 4 | Nationwide Insurance: Jon Peters Insurance Agency, Inc. | 1111 US Hwy 72 E | (256) 232-7200 |
| 5 | Michael Howell - State Farm Insurance Agent | 903 S Clinton St | (256) 232-5400 |
| 6 | Brian King - State Farm Insurance Agent | 1785 US Hwy 72 E STE A | (256) 771-2001 |
| 7 | SOS Insurance Agency | 1102 S Jefferson St | (256) 262-9133 |
| 8 | Highstreet Kilgro Insurance Agency | 707 US-31 Ste F | (256) 232-5241 |
| 9 | Lance Bledsoe: Allstate Insurance | 617 Hobbs St E | (256) 233-2377 |
| 10 | Farmers Insurance - Toni Griffin | 707 Hobbs St E Ste C | (256) 262-9286 |
Pepper, Johnstone & Company serves landlords throughout Athens and Limestone County, Alabama, as a dedicated landlord insurance agent. The firm assists property owners in securing coverage tailored to rental dwellings, addressing the unique risks of leasing residential real estate. Its work includes helping clients understand policy differences between standard homeowners insurance and landlord-specific protection. For local investors, the company handles both single-family rental property policies and policies for small multi-unit apartment buildings common in this area.
iPROTECT Insurance & Financial Services, Inc. provides a range of landlord insurance services, including customized coverage for rental properties and tailored risk management solutions. Its service plans focus on protecting property owners from liability, property damage, and income loss. Located in Athens, AL, the agency works with landlords to assess local market exposures and secure appropriate policies. It services various property types, such as single-family homes, apartments, retail spaces, and restaurants.
As a landlord insurance agent, Eddie Breakfield’s office in Athens, AL serves property managers and residential landlords who own rental properties. It provides coverage for rental dwellings, including protection against property damage, liability claims, and loss of rental income. The agency assists local clients with policy reviews and updates to meet changing landlord requirements. Its service area also extends to nearby communities such as Decatur and the surrounding Limestone County region.
Nationwide Insurance: Jon Peters Insurance Agency, Inc. specializes in policies for residential rental properties, offering tailored liability and property damage coverage for landlords in the Athens, AL area. It also handles general homeowners and commercial insurance needs. The agency helps property owners navigate coverage requirements for vacant units after a tenant moves out abruptly, protecting against extended vacancy risks and related exposures.
Michael Howell - State Farm Insurance Agent serves Athens, Alabama, and the surrounding communities. It handles landlord insurance policies designed to protect rental property owners from common risks. Coverage typically includes dwelling protection, liability for tenant injuries, and loss of rental income from covered perils. The agency tailors each policy to the specific property and the landlord’s needs. To handle a typical job, it conducts a detailed review of the property’s age, location, and occupancy status before recommending coverage options.
Brian King, serving Athens, AL, offers landlord insurance solutions that distinguish between a single policy for one rental property and a broader package covering multiple units. This approach provides tailored coverage to protect against property damage, liability claims, and income loss from tenant issues. Local property owners benefit from protection that addresses common hazards in the area. For service, the agent provides ongoing support on either a scheduled review basis or as needed when circumstances such as new tenants or property changes arise.
SOS Insurance Agency in Athens, Alabama offers landlord insurance that distinguishes between a single one-time policy to cover a specific vacancy transition and a recurring policy for ongoing rental protection. Coverage typically safeguards property structures, liability risks, and potential loss of rental income for local residential or commercial landlords. Service can be arranged on an as-needed basis for seasonal landlords or new property acquisitions, with no long-term commitment required.
As spring rains stress rental roofs in Athens, AL, and tenant turnover accelerates, property owners require coverage for storm damage and liability gaps. Highstreet Kilgro Insurance Agency provides landlord insurance policies tailored to local residential and small commercial buildings. This agent assists clients in understanding policy protections for rental income loss, maintenance disputes, and sudden vacancy. Each new account begins with a preliminary inspection of the property's condition and local fire protection availability.
Serving Athens, AL, Lance Bledsoe: Allstate Insurance provides property coverage for residential landlords. Its specialty add-ons include protection for loss of rental income and liability coverage for tenant injuries. The agency helps property owners secure policies that address common risks such as fire damage and weather-related losses in the region. It can tailor coverage for commercial sectors, including offices, warehouses, and food service operations.
Farmers Insurance - Toni Griffin provides residential landlord insurance for property owners seeking to protect rental homes in Athens, AL. Commercial coverage is also available for multi-unit dwellings and small apartment buildings in the surrounding area. Policies address liability concerns and property damage that may arise between tenancies. The agency can assist with follow-up service and adjustments when a policyholder contacts them for routine review or coverage changes between regular visits.
What Does a a Landlord Insurance Agent in Athens Cost?
In Alabama the average cost of landlord insurance ranges from 800 to 1500 dollars per year for a single-family rental property. Factors include property value location and coverage limits. Older homes or properties with higher liability risks may cost more. This is general information not insurance advice.
About landlord insurance agents in Athens
Landlord insurance agents in Athens Alabama help rental property owners protect their investments. Alabama law does not require landlord insurance but most mortgage lenders do. Local agents understand the specific risks for properties in Limestone County and across the state.
Frequently Asked Questions
What does landlord insurance cover in Alabama?
Landlord insurance typically covers the building structure, liability protection, and loss of rental income. It does not cover a tenants personal belongings. Alabama law does not require this coverage but it is strongly recommended for property owners.
How do I find a landlord insurance agent in Athens Alabama?
You can search online for independent insurance agencies in Athens Alabama that offer commercial or rental property policies. Many local agents work with multiple carriers to find the right coverage for your rental property.
Is landlord insurance required by Alabama law?
No Alabama law does not require landlord insurance. However most mortgage lenders require a landlord or dwelling fire policy. An agent can help you meet lender requirements while also protecting against common risks.