The top-rated home insurance agent in Oak Ridge, Tennessee is Stephanie Hale-Smith - State Farm Insurance Agent, rated 5.0 stars across 330 reviews. Other highly rated options include Bradley Roberts: Allstate Insurance, Mike Massaglia - State Farm Insurance Agent, Josh Hemphill - State Farm Insurance Agent. This directory lists 19 home insurance agents serving Oak Ridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Hale-Smith - State Farm Insurance Agent | 40 New York Ave #110 | (865) 483-7784 |
| 2 | Bradley Roberts: Allstate Insurance | 106 S Illinois Ave | (865) 482-9596 |
| 3 | Mike Massaglia - State Farm Insurance Agent | 108 S Illinois Ave | (865) 425-7750 |
| 4 | Josh Hemphill - State Farm Insurance Agent | 574 Oak Ridge Turnpike | (865) 512-7542 |
| 5 | Laura Lynn Green - State Farm Insurance Agent | 136 Marquette Rd | (865) 483-5666 |
| 6 | Direct Auto Insurance | 860 Oak Ridge Turnpike Suite 4 | (865) 220-5537 |
| 7 | Madison Insurance Group, Inc. | 795 Main St W Suite 200 | (865) 425-7300 |
| 8 | Thompson Insurance Group | 697 Emory Valley Rd E | (865) 685-5069 |
| 9 | Health Plan Solutions Insurance Agency | 140 Talmeda Rd #138 | (865) 294-4359 |
| 10 | Fox Insurance Group | 110 S Illinois Ave | (865) 482-0513 |
Stephanie Hale-Smith's State Farm Insurance Agency serves the Oak Ridge, Tennessee, area with a focus on residential coverage. The agency works with homeowners to tailor personal property and liability policies to match individual needs and local conditions. General protections typically include dwelling, other structures, and loss of use coverage. The office also routinely assists clients with bundling auto policies for potential discounts and with selecting appropriate deductibles for storm or fire protection in the region.
Bradley Roberts: Allstate Insurance provides a range of home insurance coverage options for property owners in Oak Ridge, Tennessee. The agency offers policies designed to protect against common risks, including damage from fire, theft, and weather events, with plans that can be tailored to individual needs. Maintenance and service plans often feature annual policy reviews to ensure adequate coverage limits and deductible preferences remain aligned with current home values. The company services single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners, renters, and property managers in Oak Ridge, Tennessee, Mike Massaglia - State Farm Insurance Agent provides home insurance policies designed to protect personal property and structures from common risks. It offers coverage options that include dwelling protection, liability assistance, and contents reimbursement. The agency works with clients to tailor policies to individual property needs. This home insurance agent also serves the nearby community of Clinton, extending its services to residents and businesses in the surrounding Anderson County area.
Josh Hemphill - State Farm Insurance Agent in Farragut, TN works with homeowners to develop property coverage that protects against common regional risks, such as storm damage and liability. The agency also offers additional specialty endorsements, including flood insurance and personal property floaters for valuable items like jewelry. Commercial clients can receive tailored policies that cover offices, warehouses, and food service operations, ensuring their business assets and liability exposures are addressed with appropriate protection plans.
Serving Oak Ridge and the surrounding East Tennessee communities, Laura Lynn Green - State Farm Insurance Agent provides home insurance policies designed to protect residential properties. The agency addresses standard coverage needs, including dwelling protection, personal liability, and contents insurance for homeowners. It also assists with companion products and policy adjustments to suit local housing types and weather considerations. For a typical job, the agent reviews a client’s property details and current risk factors to recommend an appropriate coverage plan that meets individual household requirements and budget.
Serving the Oak Ridge, Tennessee area in home insurance, this agent helps customers by explaining policy options such as dwelling, liability, and personal property coverage. They can assist in comparing plan structures to evaluate deductibles and premium levels for individual needs. The agent supports policy management, including annual reviews and straightforward filing support for claims. This office handles policies for a range of properties, from single-family homes and apartments to local retail storefronts and restaurants.
Madison Insurance Group, Inc. specializes in providing tailored home insurance policies to protect Oak Ridge residents from property damage and liability risks. The agency works diligently to match homeowners with coverage that fits their individual needs and budgets. Beyond standard dwelling protection, it assists clients in understanding policy details like deductibles and replacement cost options. As winter approaches in East Tennessee, the team helps ensure local homeowners are adequately covered against potential freeze damage to pipes and ice-related roof leaks.
Thompson Insurance Group provides home insurance services to residents and property owners in and around Oak Ridge, Tennessee. The agency assists clients in selecting standard coverage policies and also offers specialized add-ons for valuable personal property, water backup protection, and extended replacement cost options. Its home insurance services help protect single-family dwellings, rental properties, and condominiums. The agency can also serve commercial sectors such as offices, warehouses, and food service establishments.
As spring storms season approaches in Oak Ridge, homeowners often look for reliable coverage for potential wind or hail damage. Fox Insurance Group offers home insurance services to residents in the area. Their agents work to identify and explain relevant policy options based on a property’s location and construction. The agency typically begins with an in-person walkthrough of the home and a detailed inspection of the structure’s roof, siding, and foundation before discussing coverage. They then complete an initial risk assessment to recommend appropriate limits.
What Does a a Home Insurance Agent in Oak Ridge Cost?
The average cost of home insurance in Tennessee is around 1,500 to 2,200 dollars per year for a standard policy. Actual rates depend on your homes location age and replacement cost. Oak Ridge rates may vary based on flood risk and local crime data. This is general information not insurance advice.
About home insurance agents in Oak Ridge
Home insurance agents in Oak Ridge Tennessee help you find coverage for your house and belongings. Tennessee law requires insurers to offer a minimum of 30 days notice before nonrenewal of a policy. Local agents understand the specific risks in the Oak Ridge area including weather and property values.
Frequently Asked Questions
What does a home insurance agent in Oak Ridge do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain policy details and assist with claims. Agents in Oak Ridge know local building costs and weather risks.
Is home insurance required in Tennessee?
Tennessee law does not require home insurance for homeowners. However mortgage lenders almost always require it. If you have a loan your lender will set minimum coverage amounts.
How can I lower my home insurance cost in Tennessee?
You can lower your cost by bundling home and auto policies with the same company. Installing smoke detectors and a security system may also reduce rates. Ask your agent about discounts for newer roofs or storm shutters.
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