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HomeHome Insurance AgentsTennessee › Oak Ridge

Find Home Insurance Agents Near You in Oak Ridge, TN

Browse home insurance agents serving Oak Ridge, Tennessee. Updated 2026-07-14.

The top-rated home insurance agent in Oak Ridge, Tennessee is Stephanie Hale-Smith - State Farm Insurance Agent, rated 5.0 stars across 330 reviews. Other highly rated options include Bradley Roberts: Allstate Insurance, Mike Massaglia - State Farm Insurance Agent, Josh Hemphill - State Farm Insurance Agent. This directory lists 19 home insurance agents serving Oak Ridge.

Showing 19 home insurance agents in Oak Ridge, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Stephanie Hale-Smith - State Farm Insurance Agent40 New York Ave #110(865) 483-7784
2Bradley Roberts: Allstate Insurance106 S Illinois Ave(865) 482-9596
3Mike Massaglia - State Farm Insurance Agent108 S Illinois Ave(865) 425-7750
4Josh Hemphill - State Farm Insurance Agent574 Oak Ridge Turnpike(865) 512-7542
5Laura Lynn Green - State Farm Insurance Agent136 Marquette Rd(865) 483-5666
6Direct Auto Insurance860 Oak Ridge Turnpike Suite 4(865) 220-5537
7Madison Insurance Group, Inc.795 Main St W Suite 200(865) 425-7300
8Thompson Insurance Group697 Emory Valley Rd E(865) 685-5069
9Health Plan Solutions Insurance Agency140 Talmeda Rd #138(865) 294-4359
10Fox Insurance Group110 S Illinois Ave(865) 482-0513
SH
40 New York Ave #110
Stephanie Hale-Smith - State Farm Insurance Agent
Home Insurance Agent · Oak Ridge, TN

Stephanie Hale-Smith's State Farm Insurance Agency serves the Oak Ridge, Tennessee, area with a focus on residential coverage. The agency works with homeowners to tailor personal property and liability policies to match individual needs and local conditions. General protections typically include dwelling, other structures, and loss of use coverage. The office also routinely assists clients with bundling auto policies for potential discounts and with selecting appropriate deductibles for storm or fire protection in the region.

BR
106 S Illinois Ave
Bradley Roberts: Allstate Insurance
Home Insurance Agent · Oak Ridge, TN

Bradley Roberts: Allstate Insurance provides a range of home insurance coverage options for property owners in Oak Ridge, Tennessee. The agency offers policies designed to protect against common risks, including damage from fire, theft, and weather events, with plans that can be tailored to individual needs. Maintenance and service plans often feature annual policy reviews to ensure adequate coverage limits and deductible preferences remain aligned with current home values. The company services single-family homes, apartments, retail spaces, and restaurants.

MM
108 S Illinois Ave
Mike Massaglia - State Farm Insurance Agent
Home Insurance Agent · Oak Ridge, TN

Serving homeowners, renters, and property managers in Oak Ridge, Tennessee, Mike Massaglia - State Farm Insurance Agent provides home insurance policies designed to protect personal property and structures from common risks. It offers coverage options that include dwelling protection, liability assistance, and contents reimbursement. The agency works with clients to tailor policies to individual property needs. This home insurance agent also serves the nearby community of Clinton, extending its services to residents and businesses in the surrounding Anderson County area.

JH
574 Oak Ridge Turnpike
Josh Hemphill - State Farm Insurance Agent
Home Insurance Agent · Oak Ridge, TN

Josh Hemphill - State Farm Insurance Agent in Farragut, TN works with homeowners to develop property coverage that protects against common regional risks, such as storm damage and liability. The agency also offers additional specialty endorsements, including flood insurance and personal property floaters for valuable items like jewelry. Commercial clients can receive tailored policies that cover offices, warehouses, and food service operations, ensuring their business assets and liability exposures are addressed with appropriate protection plans.

LL
136 Marquette Rd
Laura Lynn Green - State Farm Insurance Agent
Home Insurance Agent · Oak Ridge, TN

Serving Oak Ridge and the surrounding East Tennessee communities, Laura Lynn Green - State Farm Insurance Agent provides home insurance policies designed to protect residential properties. The agency addresses standard coverage needs, including dwelling protection, personal liability, and contents insurance for homeowners. It also assists with companion products and policy adjustments to suit local housing types and weather considerations. For a typical job, the agent reviews a client’s property details and current risk factors to recommend an appropriate coverage plan that meets individual household requirements and budget.

DA
860 Oak Ridge Turnpike Suite 4
Direct Auto Insurance
Home Insurance Agent · Oak Ridge, TN

Serving the Oak Ridge, Tennessee area in home insurance, this agent helps customers by explaining policy options such as dwelling, liability, and personal property coverage. They can assist in comparing plan structures to evaluate deductibles and premium levels for individual needs. The agent supports policy management, including annual reviews and straightforward filing support for claims. This office handles policies for a range of properties, from single-family homes and apartments to local retail storefronts and restaurants.

MI
795 Main St W Suite 200
Madison Insurance Group, Inc.
Home Insurance Agent · Oak Ridge, TN

Madison Insurance Group, Inc. specializes in providing tailored home insurance policies to protect Oak Ridge residents from property damage and liability risks. The agency works diligently to match homeowners with coverage that fits their individual needs and budgets. Beyond standard dwelling protection, it assists clients in understanding policy details like deductibles and replacement cost options. As winter approaches in East Tennessee, the team helps ensure local homeowners are adequately covered against potential freeze damage to pipes and ice-related roof leaks.

TI
697 Emory Valley Rd E
Thompson Insurance Group
Home Insurance Agent · Oak Ridge, TN

Thompson Insurance Group provides home insurance services to residents and property owners in and around Oak Ridge, Tennessee. The agency assists clients in selecting standard coverage policies and also offers specialized add-ons for valuable personal property, water backup protection, and extended replacement cost options. Its home insurance services help protect single-family dwellings, rental properties, and condominiums. The agency can also serve commercial sectors such as offices, warehouses, and food service establishments.

HP
140 Talmeda Rd #138
Health Plan Solutions Insurance Agency
Home Insurance Agent · Oak Ridge, TN
FI
110 S Illinois Ave
Fox Insurance Group
Home Insurance Agent · Oak Ridge, TN

As spring storms season approaches in Oak Ridge, homeowners often look for reliable coverage for potential wind or hail damage. Fox Insurance Group offers home insurance services to residents in the area. Their agents work to identify and explain relevant policy options based on a property’s location and construction. The agency typically begins with an in-person walkthrough of the home and a detailed inspection of the structure’s roof, siding, and foundation before discussing coverage. They then complete an initial risk assessment to recommend appropriate limits.

CS
471 Oak Ridge Turnpike Ste.B
Chris Smith Insurance
Home Insurance Agent · Oak Ridge, TN
(865) 272-3387
csmithagency.com
SP
113 Raleigh Rd
Southern Protection Insurance TN
Home Insurance Agent · Oak Ridge, TN
(865) 290-0191
HC
665A Emory Valley Rd
Herron-Connell Insurance
Home Insurance Agent · Oak Ridge, TN
(865) 483-8483
herronconnell.com
WO
800 Oak Ridge Turnpike # A1000
Wholesure Oak Ridge, TN (Appalachian Underwriters Inc.)
Home Insurance Agent · Oak Ridge, TN
(888) 376-9633
appund.com
AC
681C Emory Valley Rd
Assurance Center
Home Insurance Agent · Oak Ridge, TN
(423) 380-0924
CH
108 S Illinois Ave
Carriage Hill Insurance
Home Insurance Agent · Oak Ridge, TN
(865) 483-3200
carriagehillinsurance.com
SI
107A W Tennessee Ave
Shelter Insurance - Nathan Mizer
Home Insurance Agent · Oak Ridge, TN
(865) 483-0670
shelterinsurance.com/CA/agent/NMIZER
HH
1062 Oak Ridge Turnpike # 200
Howard Hildreth Insurance & Realty
Home Insurance Agent · Oak Ridge, TN
(865) 483-8476
howardhildrethins.com
PI
1672 Oak Ridge Turnpike
Prime Insurance Co
Home Insurance Agent · Oak Ridge, TN

What Does a a Home Insurance Agent in Oak Ridge Cost?

The average cost of home insurance in Tennessee is around 1,500 to 2,200 dollars per year for a standard policy. Actual rates depend on your homes location age and replacement cost. Oak Ridge rates may vary based on flood risk and local crime data. This is general information not insurance advice.

About home insurance agents in Oak Ridge

Home insurance agents in Oak Ridge Tennessee help you find coverage for your house and belongings. Tennessee law requires insurers to offer a minimum of 30 days notice before nonrenewal of a policy. Local agents understand the specific risks in the Oak Ridge area including weather and property values.

Frequently Asked Questions

What does a home insurance agent in Oak Ridge do?

A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain policy details and assist with claims. Agents in Oak Ridge know local building costs and weather risks.

Is home insurance required in Tennessee?

Tennessee law does not require home insurance for homeowners. However mortgage lenders almost always require it. If you have a loan your lender will set minimum coverage amounts.

How can I lower my home insurance cost in Tennessee?

You can lower your cost by bundling home and auto policies with the same company. Installing smoke detectors and a security system may also reduce rates. Ask your agent about discounts for newer roofs or storm shutters.

Home Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.