The top-rated home insurance agent in Bristol, Tennessee is Darren Lowe - State Farm Insurance Agent, rated 5.0 stars across 530 reviews. Other highly rated options include Mike Adams - State Farm Insurance Agent, Barbara Williams - State Farm Insurance Agent, Jim Embree Insurance. This directory lists 16 home insurance agents serving Bristol.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Darren Lowe - State Farm Insurance Agent | 2137 Volunteer Pkwy #3 | (423) 968-9221 |
| 2 | Mike Adams - State Farm Insurance Agent | 1500 Bluff City Hwy | (423) 764-5641 |
| 3 | Barbara Williams - State Farm Insurance Agent | 2742 W State St #3 | (423) 323-3640 |
| 4 | Jim Embree Insurance | 1225 Bluff City Hwy | (423) 968-5550 |
| 5 | Shelter Insurance - Justin Horn | 2344 Volunteer Pkwy | (423) 573-8870 |
| 6 | Burnette & Associates Insurance | 1143 Volunteer Pkwy | (423) 968-2047 |
| 7 | Farm Bureau Insurance | 1430 Volunteer Pkwy #34 | (423) 274-6380 |
| 8 | Burke, Powers & Harty, Inc. | 1236 Volunteer Pkwy | (423) 764-2112 |
| 9 | The Buddy Crump Insurance Agency Inc | 2409 Volunteer Pkwy C | (423) 764-4191 |
| 10 | Ron Mathews - State Farm Insurance Agent | 939 Volunteer Pkwy | (423) 968-1322 |
Darren Lowe - State Farm Insurance Agent serves the Bristol, Tennessee, metro area, specializing in providing home insurance solutions to local homeowners. This agency works to help policyholders protect their residences and personal property against common regional risks. As a home insurance agent in this community, it focuses on explaining different coverage options to each customer. The office assists with selecting deductibles and understanding dwelling coverage limits. It also handles the processing of claims for damage from storms or burglaries for the Bristol area.
Mike Adams - State Farm Insurance Agent offers a variety of coverage options, including policies for protecting a home and its contents against common risks like fire, theft, and weather damage. Service and maintenance plans are available to help adjust coverage as property values or needs change over time. The agency provides personalized consultations to explain policy details and assist with claims filing. It services a range of property types in the Bristol, TN area, including single-family homes, apartments, retail spaces, and restaurants.
Barbara Williams, a home insurance agent with State Farm, serves homeowners, property managers, and local businesses in the Bristol, TN area with residential property coverage, liability protection, and personal belongings insurance. Her agency helps clients evaluate dwelling limits to reflect the unique rebuilding costs found in this region’s market. Policy options, including protection against weather-related damage common to the Tri-Cities area, are tailored to individual needs. The agency also serves residents of Johnson City, TN and surrounding Sullivan County communities.
Jim Embree Insurance serves Bristol, Tennessee, and the surrounding communities, handling home insurance policies for local homeowners. The agency assists clients with standard coverage options that address property damage and personal liability. It also helps clients consider additional protections for specific regional weather risks common in the Bristol area, such as storms and seasonal temperature shifts. To handle a typical policy inquiry, the agency reviews an individual home’s characteristics and the property’s location to suggest appropriate coverage levels for that specific situation.
Shelter Insurance - Justin Horn offers tailored home insurance policies, including coverage for dwelling repairs, personal property protection, and liability safeguards for Bristol homeowners. The agency provides standard residential insurance services, helping clients assess their property values and select appropriate deductibles. With seasonal storms and occasional winter freeze events affecting the Bristol, TN area, Justin Horn assists policyholders in ensuring their coverage accounts for weather-related damage risks.
Burnette & Associates Insurance in Bristol, TN helps property owners distinguish between a one-time home insurance policy for a single dwelling purchase and recurring annual coverage that automatically renews. General homeowner protection typically includes dwelling, other structures, personal property, and liability coverage. These offerings help manage risks like fire, theft, weather damage, and premises-related lawsuits. Service for a new policy is a one-time setup, but existing coverage operates as a scheduled annual renewal, with adjustments available on an as-needed basis for changes in property value or risk.
Farm Bureau Insurance in Bristol, Tennessee, helps customers decide between paying for a single policy when buying or refinancing a home and choosing recurring protection through annual homeowner agreements. They handle coverage for dwelling structures, personal belongings, and liability risks common to properties in this region, tailoring options to individual circumstances. Their service runs strictly on an as-needed basis, with clients requesting support or policy adjustments only when required for new purchases, annual reviews, or claims.
In spring, severe storms in the Bristol region often prompt homeowners to review their coverage. Burke, Powers & Harty, Inc. of Bristol, Tennessee assists local residents in selecting home insurance policies that address regional weather risks. They help clients understand standard perils, from wind damage to liability protection, and personalize policies accordingly. This agency also ensures homeowners are aware of available discounts for protective devices or bundled policies. An initial consultation typically begins with a review of the property and a walkthrough to assess specific coverage needs.
The Buddy Crump Insurance Agency Inc, based in Bristol, TN, assists local homeowners in structuring personal insurance policies for their residences. For added protection, this agency specializes in offering endorsements for valuables and supplemental coverage for water backup and sewer damage. Standard policies from this firm are crafted to address reconstruction costs and liability concerns common to the region. Additionally, it serves clients who own commercial properties, including offices, warehouses, and food service establishments.
Ron Mathews - State Farm Insurance Agent in Bristol, Tennessee offers personalized home insurance policies tailored to protect residential property and personal belongings. The agency assists local homeowners with coverage evaluations and policy adjustments to match changing needs. For clients facing risks from spring storms, it provides guidance on flood and wind damage protection to help secure their homes against regional weather concerns.
What Does a a Home Insurance Agent in Bristol Cost?
Home insurance costs in Tennessee average around 1,200 to 2,000 dollars per year for a standard policy. Rates depend on your homes age location and construction materials. Bristol area rates may be affected by weather risks and local claims history. This is general information and not insurance advice.
About home insurance agents in Bristol
Home insurance agents in Bristol Tennessee help homeowners find coverage that meets state requirements and protects against local risks like wind and hail. Tennessee law does not require homeowners insurance but mortgage lenders usually do. Agents can explain policy options and help you compare quotes from different carriers.
Frequently Asked Questions
What does a home insurance agent in Bristol do?
A home insurance agent helps you find a policy that fits your home and budget. They explain coverage types like dwelling protection and liability. They also assist with claims and policy changes.
Do I need home insurance in Tennessee?
Tennessee state law does not require homeowners insurance. However most mortgage lenders require it to protect their investment. Even without a loan insurance helps cover damage from fire storms or theft.
How do I choose a home insurance agent in Bristol?
Look for a licensed agent with experience in Tennessee property risks. Ask about their carrier options and how they handle claims. Check reviews and make sure they are easy to reach.
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