ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeHome Insurance AgentsTennessee › Cookeville

Find Home Insurance Agents Near You in Cookeville, TN

Browse home insurance agents serving Cookeville, Tennessee. Updated 2026-07-14.

The top-rated home insurance agent in Cookeville, Tennessee is Elwood Ervin - State Farm Insurance Agent, rated 4.9 stars across 199 reviews. Other highly rated options include Direct Auto Insurance, John White - State Farm Insurance Agent, Acceptance Insurance. This directory lists 20 home insurance agents serving Cookeville.

Showing 20 home insurance agents in Cookeville, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Elwood Ervin - State Farm Insurance Agent108 W Jackson St(931) 526-9693
2Direct Auto Insurance586 S Jefferson Ave G(931) 526-1222
3John White - State Farm Insurance Agent235 S Willow Ave(931) 528-6464
4Acceptance Insurance555 S Jefferson Ave(931) 219-4024
5Jared Dunn - COUNTRY Financial Representative117 S Jefferson Ave(931) 528-7414
6Farm Bureau Insurance410 E Veterans Dr(931) 528-1571
7Kerri Hunt: Allstate Insurance253 S Willow Ave(931) 528-8063
8Valor Insurance Agency548 N Willow Ave Suite C(931) 520-7675
9Lafever Insurance Agency727 S Jefferson Ave(931) 526-3377
10Josh Tucker - State Farm Insurance Agent794 S Willow Ave(931) 646-0000
EE
108 W Jackson St
Elwood Ervin - State Farm Insurance Agent
Home Insurance Agent · Cookeville, TN

Elwood Ervin - State Farm Insurance Agent serves the Cookeville, Tennessee area as a home insurance agent. This agency assists local homeowners with policies designed to protect their property and personal belongings. The office helps clients understand standard coverage options for common regional risks. Customers can also explore ways to bundle home protection with other personal lines of insurance. The company specifically handles claims assistance for property damage and provides policy adjustments for home renovations or relocations within the community.

DA
586 S Jefferson Ave G
Direct Auto Insurance
Home Insurance Agent · Cookeville, TN

Direct Auto Insurance in Cookeville, Tennessee, is known for providing home insurance policies that protect local residences against common perils like fire, theft, and weather damage. Its service range includes coverage for the dwelling structure, personal belongings, and liability protection for incidents on the property. Deductible options and policy limits can be selected to match the homeowner’s individual needs and budget. The company can add on flood insurance as a specialty service for homes in flood-prone areas.

JW
235 S Willow Ave
John White - State Farm Insurance Agent
Home Insurance Agent · Cookeville, TN

John White - State Farm Insurance Agent in Cookeville, TN offers a full range of home insurance options, including policies for dwelling coverage, personal property protection, and liability insurance. Services are tailored to meet individual needs, with regular policy reviews to help ensure adequate coverage as circumstances change. Maintenance plans focus on assisting clients with claims filing and policy adjustments after renovations or life events. It serves properties such as single-family homes, apartments, retail spaces, and restaurants.

AI
555 S Jefferson Ave
Acceptance Insurance
Home Insurance Agent · Cookeville, TN

Acceptance Insurance serves the Cookeville, Tennessee area as a local home insurance agent. The company helps homeowners in this region secure property coverage tailored to residential needs. Policies typically address risks like fire, theft, and weather-related damage common to the area. Clients can obtain protection for the dwelling itself as well as personal belongings inside the home. The agency also provides options for additional liability coverage and temporary living expenses during repairs.

JD
117 S Jefferson Ave
Jared Dunn - COUNTRY Financial Representative
Home Insurance Agent · Cookeville, TN

Homeowners, businesses, and property managers in Cookeville, TN, rely on Jared Dunn - COUNTRY Financial Representative for home insurance agent services. This agency helps local clients choose policies that protect their dwellings, personal belongings, and liability against common regional risks like severe storms. Property owners can discuss coverage options tailored to single-family homes, rental properties, or commercial real estate portfolios. The representative also offers support for navigating claims and adjusting policies as needs evolve. Service extends to nearby Baxter, ensuring broader access across Putnam County for comprehensive home protection.

FB
410 E Veterans Dr
Farm Bureau Insurance
Home Insurance Agent · Cookeville, TN

Farm Bureau Insurance provides comprehensive home insurance coverage options for property owners in Cookeville, Tennessee and the surrounding area. Its service plans include personalized policy consultations to assess individual property risks and determine appropriate protection levels. Damage assessment and claims assistance help clients navigate the process after incidents like fires or storms. It services single-family homes, apartments, retail establishments, and restaurants throughout the region.

KH
253 S Willow Ave
Kerri Hunt: Allstate Insurance
Home Insurance Agent · Cookeville, TN

Kerri Hunt: Allstate Insurance serves Cookeville, Tennessee, and the surrounding communities, handling personal home insurance needs for local homeowners. The agency assists clients with standard dwelling coverage, liability protection, and additional structures on residential properties. It also addresses personal property and loss-of-use concerns after covered events. For each new policy, the agent typically takes time to discuss the customer’s individual property details and risk factors to tailor the coverage to the specific home. This approach ensures the policy aligns with the homeowner’s situation before the paperwork begins.

VI
548 N Willow Ave Suite C
Valor Insurance Agency
Home Insurance Agent · Cookeville, TN

Valor Insurance Agency in Cookeville, Tennessee offers coverage tailored to protect the structure and belongings of a homeowner. The agency also provides general property insurance services, helping clients understand policy options such as liability protection and dwelling coverage for local single-family homes and condominiums. By reviewing the unique risks present in the Upper Cumberland region, the company assists with the specific need for policies that address storm damage from seasonal tornadoes or hail storms common during spring and summer.

LI
727 S Jefferson Ave
Lafever Insurance Agency
Home Insurance Agent · Cookeville, TN

Lafever Insurance Agency in Cookeville, TN, offers both one-time policy placements for immediate home coverage and recurring service options through annual renewals, ensuring ongoing protection as property needs change. A home insurance agent helps homeowners select appropriate coverage for their dwelling, personal belongings, and liability risks, tailoring policies to local weather and market conditions. Service runs on a scheduled basis, with annual reviews and as-needed support for policy adjustments and claims assistance.

JT
794 S Willow Ave
Josh Tucker - State Farm Insurance Agent
Home Insurance Agent · Cookeville, TN

Josh Tucker - State Farm Insurance Agent serves homeowners, renters, and property managers in the Cookeville, Tennessee area by offering tailored home insurance policies that cover dwelling protection, personal property, and liability risks. The agency also assists with bundling options to streamline coverage for local residents. In addition to serving Cookeville, the agency extends its services to nearby Baxter.

FB
1165 S Willow Ave
Farm Bureau Insurance
Home Insurance Agent · Cookeville, TN
(931) 432-1571
fbitn.com/tn/putnam-county/cookeville/putnam-willow-ave-agency
MI
136 E Spring St
Matlock Insurance
Home Insurance Agent · Cookeville, TN
(931) 372-8023
IS
155 S Jefferson Ave
Inman-Storie Insurance Agency
Home Insurance Agent · Cookeville, TN
(931) 528-5040
inman-storie.com
GM
1283 S Walnut Ave
Gary Maxwell Insurance Agency
Home Insurance Agent · Cookeville, TN
(931) 528-0474
garymaxwellinsurance.com
SI
480 Neal St # 100
Swallows Insurance
Home Insurance Agent · Cookeville, TN
(931) 526-4025
swallowsinsurance.com
SI
425 E Broad St Ste C
Shelter Insurance - Tony Smith
Home Insurance Agent · Cookeville, TN
(931) 528-7079
shelterinsurance.com/CA/agent/TONYSMITH
FI
225 W Stevens St
Fields Insurance, HBS, Armor
Home Insurance Agent · Cookeville, TN
(931) 526-5049
fieldsinsurancellc.com
CI
122 E Broad St
Certainty Insurance Tennessee
Home Insurance Agent · Cookeville, TN
(423) 922-8435
CI
1459 Interstate Dr #201
Cumberland Insurance Agency
Home Insurance Agent · Cookeville, TN
(931) 372-1222
cumberlandinsurance.com
WI
201 Reagan St
Wilmoth Insurance Agency Inc.
Home Insurance Agent · Cookeville, TN
(931) 526-6181
wilmothinsuranceagency.com

What Does a a Home Insurance Agent in Cookeville Cost?

The average cost of home insurance in Tennessee is about 1,200 to 1,800 dollars per year for a standard policy. In Cookeville rates may vary based on your homes age location and coverage limits. Factors like roof condition and credit history also affect the premium. This is general information and not insurance advice.

About home insurance agents in Cookeville

Home insurance agents in Cookeville Tennessee help you protect your property against risks like fire storms and theft. Tennessee law requires insurers to offer a minimum level of coverage but an agent can tailor a policy to your needs. Cookeville homeowners often seek agents who understand local weather patterns and building costs.

Frequently Asked Questions

What does a home insurance agent in Cookeville do?

A home insurance agent in Cookeville helps you compare policies from different carriers and choose the right coverage for your home. They explain deductibles liability limits and optional endorsements. Agents also assist with claims and policy changes after you buy a policy.

Is home insurance required in Tennessee?

Tennessee does not require home insurance by law. However mortgage lenders almost always require it to protect their investment. Even without a loan having insurance is wise to cover your home and belongings against unexpected damage.

How do I choose a home insurance agent in Cookeville?

Look for an agent licensed in Tennessee who has experience with properties in Putnam County. Ask about their carrier options and how they handle claims. You can check the Tennessee Department of Commerce and Insurance for agent license status.

Home Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.