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Find Home Insurance Agents Near You in Chattanooga, TN

Compare home insurance agents in Chattanooga. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Chattanooga, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 20 home insurance agents in Chattanooga, TN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Freeway Insurance
4340 Ringgold Rd SPACE 154, Chattanooga, TN 37412
(423) 491-7181 locations.freeway.com
Atlas Insurance Agency
2245 Olan Mills Dr, Chattanooga, TN 37421
(423) 822-5263 atlasinsurancetn.com
Acceptance Insurance
480 Greenway View Dr #104, Chattanooga, TN 37411
(423) 491-7182 locations.acceptance.com
Valor Insurance Brokers
620 Cherokee Blvd. #100, Chattanooga, TN 37405
(423) 362-4166 valorbrokers.com
Greta Vaughan - GEICO Insurance Agent
6227 Lee Hwy Suite 131, Chattanooga, TN 37421
(423) 894-2600 geico.com
Rock Creek Insurance
1200 Mountain Creek Rd #441, Chattanooga, TN 37405
(423) 994-4200 rockcreekins.com
Allstate Insurance Agent: Derron Watson
400 S Moore Rd A, Chattanooga, TN 37412
(423) 899-3140 agents.allstate.com
Knox Associated Insurance Agency
1402 Altamaha St, Chattanooga, TN 37412
(423) 855-1544 chattanoogaautoinsurance.carrd.co
Greater Chattanooga Insurance
5506 Miller Dr, Chattanooga, TN 37411
(423) 894-1515 greaterchattanooga.net
Punto Latino
400 Chickamauga Rd A, Chattanooga, TN 37421
(423) 296-6595 facebook.com
Connor Arnoult - State Farm Insurance Agent
252 Signal Mountain Rd, Chattanooga, TN 37405
(423) 425-9734 insuranceengineercha.com
Stevens Insurance Associates
7000 Lee Hwy #900, Chattanooga, TN 37421
(423) 894-8821 truststevens.com
Kerry Smith - State Farm Insurance Agent
3501 Dayton Blvd C, Chattanooga, TN 37415
(423) 870-1809 kerrysmith.biz
River City Insurance
3320 Dayton Blvd, Chattanooga, TN 37415
(423) 843-2552 rivercityins.biz
Acceptance Insurance
3905 Hixson Pike Ste 111, Chattanooga, TN 37415
(423) 491-7183 locations.acceptance.com
Fields Insurance
3206 Dayton Blvd, Chattanooga, TN 37415
(423) 475-2085 fieldsinsuranceagency.com
Ramsey Family Insurance
5705 Marlin Rd Suite 2007, Chattanooga, TN 37411
(423) 212-1122 ramseyfamilyinsurance.com
SBK Insurance
114 Lee Pkwy Dr, Chattanooga, TN 37421
(423) 855-1234 sbki.com
Jeff Greeson - State Farm Insurance Agent
5607 Ringgold Rd, Chattanooga, TN 37412
(423) 893-7425 insurance-chattanooga.com
Farm Bureau Insurance
541 Signal Mountain Rd #277, Chattanooga, TN 37405
(423) 508-8955 fbitn.com

A home insurance agent in Chattanooga Tennessee can help you find a policy that protects your house and belongings. Tennessee law does not require homeowners insurance but mortgage lenders usually do. Local agents understand risks like severe storms and flooding in the Chattanooga area.

What Does a Home Insurance Agent in Chattanooga Cost?

The average cost of home insurance in Tennessee is about 1,200 to 1,800 dollars per year for a standard policy. Actual costs depend on your homes value, location, age, and coverage limits. Chattanooga rates may be higher in areas prone to hail or wind damage. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Chattanooga do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain deductibles, liability limits, and optional coverages like flood insurance. Agents also assist with claims and policy changes after you buy a home.
Do I need flood insurance for my home in Chattanooga?
Flood insurance is not required by Tennessee law but is often needed if your home is in a flood zone. Standard home insurance policies do not cover flood damage. Your agent can help you get a separate flood policy through the National Flood Insurance Program.
How can I find a licensed home insurance agent in Chattanooga?
You can search for licensed agents on the Tennessee Department of Commerce and Insurance website. Look for agents who are independent or captive and have experience with homes in your area. Ask for referrals from local real estate agents or neighbors.