The top-rated home insurance agent in Clarksville, Tennessee is Legacy Insurance, rated 4.9 stars across 714 reviews. Other highly rated options include Daniel Ingram - GEICO Insurance Agent, Augustine Insurance, Farm Bureau Insurance. This directory lists 21 home insurance agents serving Clarksville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Legacy Insurance | 2017 Wilma Rudolph Blvd | (931) 538-1655 |
| 2 | Daniel Ingram - GEICO Insurance Agent | 1767 Wilma Rudolph Blvd Suite D | (931) 263-5390 |
| 3 | Augustine Insurance | 111 N Riverside Dr | (931) 503-0015 |
| 4 | Farm Bureau Insurance | 2197 Madison St #101 | (931) 645-2124 |
| 5 | BFS Insurance Group | 1820 Madison St G | (931) 503-1533 |
| 6 | Clarksville Insurance Agency | 2859 Fort Campbell Blvd | (931) 431-4551 |
| 7 | Farmers Insurance - Katrice Butler | 970 Tiny Town Rd K | (931) 281-8536 |
| 8 | Morford Agency: Allstate Insurance | 2053 Wilma Rudolph Blvd Ste A | (931) 645-2727 |
| 9 | Kathryn Minniehan: Allstate Insurance | 345 Union St | (931) 542-0401 |
| 10 | James Shelley - State Farm Insurance Agent | 1925 Fort Campbell Blvd a | (931) 645-3111 |
Legacy Insurance serves the Clarksville, Tennessee area as a home insurance agent. It assists local homeowners in securing coverage that protects their property and personal belongings from common regional risks such as storms and theft. The agency works with clients to review different policy options tailored to individual needs and budgets. It also provides guidance on deductible choices and coverage limits for dwelling protection. Finally, Legacy handles rental property insurance and flood insurance for Clarksville residents.
Daniel Ingram - GEICO Insurance Agent in Clarksville, TN, provides home insurance coverage that protects dwellings against common perils such as fire, theft, and weather damage. The agency offers tailored policies with options for additional liability protection and personal property coverage, helping clients manage risk and rebuild after a loss. Routine consultation and annual policy reviews are available to adjust plans as needs change. The agency services single-family homes, apartments, retail locations, and restaurants.
Augustine Insurance serves homeowners in Clarksville, Tennessee, and the surrounding communities. The agency handles standard home insurance policies that protect a client’s dwelling and personal property. It also addresses common supplemental needs such as liability coverage and protection for detached structures. When handling a typical job, the agency reviews the client’s property details and coverage requirements, then presents suitable policy options from multiple insurers to ensure the right fit.
Farm Bureau Insurance in Clarksville, Tennessee offers both one-time policy evaluations and ongoing service for homeowners. Coverage options are tailored to local needs, protecting against common regional risks. The agent provides periodic plan assessments to adjust as property values or conditions change. Service runs on a scheduled basis rather than unscheduled visits, with annual reviews to update policies and ensure adequate protection.
BFS Insurance Group offers tailored home insurance policies that protect a residence’s structure, personal belongings, and liability exposure. The agency serves homeowners in the Clarksville, TN area by reviewing coverage limits and advising on appropriate deductibles for local housing styles. It also helps clients adjust their policies following major renovations or the acquisition of high-value items. Regarding seasonal weather, the agency assists homeowners in ensuring their plans adequately shield against damage from the severe thunderstorms and occasional hailstorms common to this region.
Clarksville Insurance Agency helps homeowners in Clarksville, TN choose between a one-time policy purchase for a single dwelling or recurring coverage that protects a residence year after year. The agency focuses on home insurance policies, which safeguard a property against damage from hazards like fire, storms, or theft, along with liability protection. Service operates on an annual scheduled renewal basis, ensuring coverage remains in place without requiring a new application each time.
Serving the Clarksville area as a Home Insurance Agent, Farmers Insurance - Katrice Butler specializes in tailoring coverage policies to individual homeowners, condominium owners, and renters. The agency provides standard protection for dwellings and personal property, while also guiding clients through the selection of appropriate liability limits and deductible options for their financial situation. As seasonal storms and fluctuating construction costs can significantly alter property values, it helps local homeowners periodically review and adjust their replacement cost estimates to ensure adequate coverage against possible losses.
As the Tennessee River Valley sees heavy spring rains and seasonal storms, homeowners in Clarksville face property damage risks from hail and high winds. Morford Agency helps home insurance policyholders in the area understand their coverage and file claims that address roof and siding damage. The company assists clients with matching appropriate dwelling coverage limits to local home replacement costs in Montgomery County. An agent will first schedule a property survey or initial walkthrough to assess the structure and discuss current insurance gaps or existing policy limits.
Kathryn Minniehan: Allstate Insurance provides home insurance services to residents of Clarksville, Tennessee, and the surrounding area. The agency can help clients secure standard homeowners coverage and offers the option to add specialty endorsements for valuable personal property or water backup protection. Homes, condominiums, and rental properties are all within its focus. Commercial sectors served include small offices, local warehouses, and food service establishments that need tailored liability and property protection.
What Does a a Home Insurance Agent in Clarksville Cost?
The average cost of home insurance in Tennessee is around 1,200 to 1,800 dollars per year for a standard policy. In Clarksville, rates may vary based on your homes age location and construction type. Factors like your credit score and claims history also affect the premium. This is general information and not insurance advice.
About home insurance agents in Clarksville
A home insurance agent in Clarksville Tennessee can help you find a policy that protects your home and belongings. Tennessee law requires insurers to offer coverage for wind and hail but does not mandate flood insurance. Local agents understand the specific risks in the Clarksville area including severe storms and tornadoes.
Frequently Asked Questions
What does a home insurance agent in Clarksville do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain policy terms and assist with claims if you have damage to your home. Agents in Clarksville are familiar with local building costs and weather risks.
Do I need flood insurance in Clarksville Tennessee?
Flood insurance is not required by Tennessee law but may be required by your mortgage lender if you live in a flood zone. Clarksville has areas near the Cumberland River that are prone to flooding. An agent can help you determine if flood coverage is right for your property.
How do I choose a home insurance agent in Clarksville?
Look for an agent who is licensed in Tennessee and has experience with homes in your area. Ask about their process for handling claims and whether they offer policies from multiple insurers. You can check an agents license through the Tennessee Department of Commerce and Insurance.
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