The top-rated home insurance agent in Memphis, Tennessee is Elvin Taylor - State Farm Insurance Agent, rated 5.0 stars across 1,928 reviews. Other highly rated options include Acceptance Insurance, Fields Insurance, Clay & Land Insurance, Inc.. This directory lists 18 home insurance agents serving Memphis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Elvin Taylor - State Farm Insurance Agent | 2725 Kirby Rd Ste 11B | (901) 362-1300 |
| 2 | Acceptance Insurance | 3445 Austin Peay Hwy | (865) 392-7211 |
| 3 | Fields Insurance | 3766 Ridgeway Rd | (901) 465-0011 |
| 4 | Clay & Land Insurance, Inc. | 866 Ridgeway Loop Rd | (901) 767-3600 |
| 5 | Liberty Mutual Insurance Dustin Hopkins | 6060 Poplar Ave #301 | (901) 212-1797 |
| 6 | Freeway Insurance | 2550 Poplar Ave | (901) 437-5722 |
| 7 | Riskbusters Insurance | 5865 Ridgeway Center Pkwy Suite 300 | (901) 767-1890 |
| 8 | Danny Johnson - Horizon Insurance Group | 3181 Poplar Ave Suite 318 | (901) 646-5250 |
| 9 | Sneed Insurance | 4515 Poplar Ave #322 | (901) 372-4580 |
| 10 | Crye-Leike Insurance Agency | 6525 N Quail Hollow Rd #400 | (901) 758-5622 |
Elvin Taylor - State Farm Insurance Agent provides home insurance coverage for property owners in Memphis, Tennessee. This agency can offer endorsements for specific risks such as water backup, identity theft, or earthquake damage. Personalized dwelling protection is tailored to the replacement cost of a residence. Commercial insurance needs are addressed for local businesses, including offices, warehouses, and food service operations.
As a home insurance agent in Memphis, Tennessee, Acceptance Insurance provides residential coverage in this region, while also making commercial property policies available for clients. Service for local homeowners includes consultations that address typical local risks and property protection. The agent closes each policy discussion by clearly reviewing terms. The company encourages customers to return between regular visits for binding changes or annual coverage evaluations, ensuring their protection remains current.
Fields Insurance serves the Memphis, Tennessee area as a home insurance agency, helping local residents protect their properties from common regional risks. The company assists homeowners in securing coverage that addresses structural damage, personal liability, and financial losses from unexpected events. Policies are tailored to meet the specific needs of various property types in the Memphis market. Fields Insurance specifically handles standard homeowners policies and additional flood insurance options for the area.
Homeowners, property managers, and local businesses in Memphis, TN rely on Clay & Land Insurance, Inc. for home insurance agent services. The company helps clients assess coverage needs for single-family homes, investment properties, and rental units. It guides policyholders through available options to protect structures and personal belongings from common regional risks. Its work extends to assisting with policy adjustments for newly purchased homes or renovated properties. The agency also provides coverage solutions for clients across the greater Memphis metro area, including the neighboring community of Germantown.
Liberty Mutual Insurance Dustin Hopkins offers a full range of home insurance agent services, including policy consultations, risk assessments, and coverage adjustments for local homeowners. Its team assists clients with selecting appropriate dwelling protection and can help modify existing plans as needs evolve. Agents also guide policyholders through the claims filing process to ensure a smooth experience. This Memphis-based agency serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants throughout the surrounding area.
Freeway Insurance in Memphis, Tennessee, serves as a local home insurance agent known for connecting clients with standard homeowners policies. Its services help property owners secure coverage for dwelling protection, personal liability, and contents. The agency can also assist renters seeking similar safeguards for their belongings. To further protect assets, clients can additionally request umbrella liability coverage, which extends beyond the limits of a standard home policy for extra financial security in the event of a major claim.
Riskbusters Insurance serves home and property owners in Memphis, Tennessee, and the surrounding Shelby County communities. The agency handles standard homeowners policies, dwelling fire coverage, and condominium insurance for local residents. It also manages renters insurance and landlord protection plans to meet varied client needs. For a typical job, the company reviews a property's specific risks, discusses coverage limits, and presents a handful of defined options so the homeowner can choose based on personal priorities.
Danny Johnson - Horizon Insurance Group serves the Memphis, Tennessee metro area as a provider of residential insurance coverage. The company helps homeowners secure policies that protect their property and personal belongings against common risks such as fire, theft, and weather damage. Working with multiple carriers, it assists clients in comparing options to find suitable coverage limits and deductibles that fit individual needs. Two specific services it handles include standard home insurance policies and additional dwelling protection for rental properties in this region.
For home insurance, one-time policies provide a fixed term of coverage, while a scheduled service can offer renewals that adjust as your assets change. Sneed Insurance in Memphis, TN, helps homeowners compare these options to protect a property against fire, theft, and weather damage common in the area. The company can assist with standard homeowners policies, personal property coverage, and liability protection. Their service runs on a one-time basis when you purchase a new policy or on an as-needed basis for policy reviews and claims support.
Crye-Leike Insurance Agency provides a full range of home insurance options for property owners in Memphis, Tennessee, tailoring coverage to meet individual needs. The agency assists clients in selecting service plans that protect dwellings against common risks, including weather damage and liability concerns. Property protection packages can be customized to safeguard both primary residences and investment properties. Its comprehensive services cover single-family homes, apartments, retail spaces, and restaurants.
What Does a a Home Insurance Agent in Memphis Cost?
The average cost of home insurance in Tennessee is around 1,500 to 2,000 dollars per year for a standard policy. In Memphis rates may be higher due to crime and weather risks. Your actual cost depends on factors like home value location and deductible. This is general information not insurance advice.
About home insurance agents in Memphis
A home insurance agent in Memphis Tennessee can help you find a policy that covers your home and belongings. Tennessee law requires insurers to offer a minimum of 30 days notice before nonrenewal of a policy. Local agents understand risks like severe storms and flooding common to the Mid-South region.
Frequently Asked Questions
What does a home insurance agent in Memphis do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain policy terms and assist with claims. Agents in Memphis are familiar with local weather risks and building codes.
Do I need flood insurance in Memphis Tennessee?
Standard home insurance policies do not cover flood damage. Memphis is near the Mississippi River so flood risk exists. You may need a separate flood policy through the National Flood Insurance Program or a private carrier.
How long do I have to file a home insurance claim in Tennessee?
Tennessee law does not set a specific time limit for filing a claim but most policies require prompt notice. You should report damage as soon as possible. Check your policy for specific deadlines which are often 30 to 60 days.
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