The top-rated home insurance agent in Johnson City, Tennessee is Veritas Insurance, rated 5.0 stars across 554 reviews. Other highly rated options include Widener Insurance Inc, Harold Dishner - State Farm Insurance Agent, Sheila Wandell - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Johnson City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Veritas Insurance | 4451 N Roan St #201 | (423) 292-4142 |
| 2 | Widener Insurance Inc | 607 Baxter St | (423) 926-7151 |
| 3 | Harold Dishner - State Farm Insurance Agent | 1207 N Roan St Suite 1 | (423) 926-6000 |
| 4 | Sheila Wandell - State Farm Insurance Agent | 2313 Browns Mill Rd | (423) 282-6661 |
| 5 | Acceptance Insurance | 3101 W Market St STE 116 | (423) 491-7185 |
| 6 | Westmoreland Insurance - A Division of Carriage Hill | 2514 Wesley St #101 | (423) 610-1212 |
| 7 | Jones Insurance Service | 2112 N Roan St #706 | (423) 282-9339 |
| 8 | Farm Bureau Insurance | 2112 W Market St #50 | (423) 672-4060 |
| 9 | C R Gregory Insurance, Inc. | 2726 E Oakland Ave STE 106 | (423) 926-7722 |
| 10 | 1Source Insurance Group | 3201 Bristol Hwy # 9 | (888) 817-8254 |
Veritas Insurance serves homeowners throughout Johnson City, Tennessee, as a local home insurance agent. It helps clients compare coverage options and secure policies that protect their property and belongings. Working with multiple insurers, the agency assists with standard homeowners policies as well as additional protections for liability and personal property. It also guides local residents through the process of obtaining coverage for rental properties or vacation homes in the area.
Widener Insurance Inc provides a full range of home insurance options, including standard homeowners policies, flood coverage, and liability protection. The agency offers policy reviews to help clients maintain appropriate coverage levels as their circumstances change. It assists with claims guidance, ensuring policyholders understand the process after a covered loss. Serving Johnson City, TN, the company services single-family homes, apartments, retail spaces, and restaurants.
Harold Dishner - State Farm Insurance Agent serves homeowners, businesses, and property managers in Johnson City, Tennessee. The agency provides personalized home insurance policies designed to protect residential properties, rental dwellings, and commercial real estate against common regional risks such as storms and fire. Agents work with each client to assess coverage needs, including liability protection and personal property replacement options. The operation also offers convenient local claim support and policy reviews for nearby communities like Jonesborough.
Serving Johnson City and the surrounding communities of Northeast Tennessee, this home insurance agency handles policies designed to protect single-family homes, condominiums, and rental properties. They also assist local homeowners with adjusting coverage as property values change due to renovations or market shifts. When advising on a typical policy, the agent first conducts a thorough review of the home’s structure and personal liability needs before recommending specific coverage limits.
Acceptance Insurance in Johnson City, Tennessee helps property owners protect their homes and belongings through standard homeowner policies and specialized add-ons such as flood or earthquake coverage. Clients can adjust deductibles and liability limits to match their individual needs and budgets. The agency serves residential clients as well as commercial sectors including offices, warehouses, and food service operations.
Westmoreland Insurance, a division of Carriage Hill in Johnson City, Tennessee, distinguishes between homeowners seeking a single policy and those requiring ongoing risk management updates as their property changes. Coverage options for residents include standard protection against fire, theft, and liability, with adjustments for regional weather concerns. Customized policies help local clients safeguard their real estate investments and personal belongings. This home insurance agent provides its services on either a one-time basis for a single policy purchase or on an as-needed basis for periodic policy reviews and endorsements.
Jones Insurance Service provides homeowners insurance tailored for single-family residences, condominiums, and rental properties. It works with clients to assess appropriate coverage levels for dwelling protection, personal liability, and replacement of belongings. Serving the Johnson City area, the company represents established insurers offering standard policies for local properties. It guides homeowners through seasonal concerns such as securing coverage for storm damage, winter freeze-related plumbing issues, and other weather-related claims that frequently affect this region.
Farm Bureau Insurance in Johnson City, Tennessee, provides residential home insurance services to protect local homeowners against common property risks. Commercial coverage is also available for businesses in the area, serving the wider Tri-Cities region. Policies are tailored to individual needs with clear explanations of terms and conditions. Clients can expect thorough follow-up after a claim or policy change, ensuring smooth repeat service between regular visits for ongoing protection.
When storms threaten the Southern Appalachian foothills around Johnson City, protecting a home and its contents becomes a pressing concern. C R Gregory Insurance, Inc. works with local homeowners to review current policies and address coverage gaps that often arise from seasonal weather events or property updates. This independent agency typically assesses the replacement value of a dwelling’s structure and major systems before tailoring a plan that aligns with standard regional needs. Most quotes begin with a brief on-site inspection to verify property condition and any recent improvements.
1Source Insurance Group, based in Johnson City, Tennessee, is known for helping homeowners secure essential property coverage in this region. The company typically guides clients through a range of policy structures, from basic dwelling plans to more comprehensive protections for personal belongings and liability. Agents here routinely assess local risks like seasonal storms and assess replacement costs for homes of all ages. For those needing additional safeguards, this agency often reviews and endorses flood or earthquake insurance as a specialty service to supplement a standard policy.
What Does a a Home Insurance Agent in Johnson City Cost?
The average cost of home insurance in Tennessee is around 1,500 to 2,000 dollars per year for a standard policy. Costs vary based on your homes location age and construction. Factors like your deductible and coverage limits also affect the price. This is general information and not insurance advice.
About home insurance agents in Johnson City
Home insurance agents in Johnson City Tennessee help homeowners find coverage for their property and belongings. Tennessee law requires insurers to offer specific wind and hail coverage in certain areas. A local agent can explain how state regulations affect your policy and help you compare options from multiple carriers.
Frequently Asked Questions
What does a home insurance agent in Johnson City do?
A home insurance agent helps you find a policy that fits your home and budget. They explain coverage options like dwelling protection and liability. They also assist with claims and policy changes.
Is home insurance required in Tennessee?
Tennessee law does not require home insurance. However your mortgage lender will likely require it. Without insurance you risk paying for damage or lawsuits yourself.
How long do I have to file a home insurance claim in Tennessee?
Tennessee law does not set a specific deadline for filing a claim. Most policies require you to report damage promptly. Check your policy for any time limits.
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