The top-rated home insurance agent in Southport, North Carolina is Coastline Insurance Associates of NC, rated 4.9 stars across 372 reviews. Other highly rated options include Acrisure Southport, NC (Don Bullard), Will Rogers - State Farm Insurance Agent, FinPoint Insurance Group. This directory lists 14 home insurance agents serving Southport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Coastline Insurance Associates of NC | 5201 Southport-Supply Rd SE | (910) 454-0707 |
| 2 | Acrisure Southport, NC (Don Bullard) | 701 N Howe St STE 1 | (910) 294-0432 |
| 3 | Will Rogers - State Farm Insurance Agent | 4330 Southport-Supply Rd SE Unit 202 | (910) 477-6530 |
| 4 | FinPoint Insurance Group | 4911 Old Long Beach Rd SE #2 | (910) 454-9800 |
| 5 | Collins Insurance Agency | 5503 Rob Gandy Blvd Bldg 1 Suite 2 | (910) 228-7473 |
| 6 | Laurie Insurance Group Southport | 5503 Rob Gandy Blvd Suite 2B | (910) 457-6788 |
| 7 | NC Farm Bureau Insurance | 8108 River Rd SE | (910) 457-9559 |
| 8 | Carr Insurance & Realty | 5521 Rob Gandy Blvd C | (910) 457-6769 |
| 9 | Wells Insurance | 1418 N Howe St | (910) 457-6373 |
| 10 | Baker Insurance Services | 4294 Long Beach Rd SE | (910) 454-9385 |
Serving homeowners throughout Brunswick County and the surrounding region from its Southport, NC location, Coastline Insurance Associates of NC provides property insurance guidance and policy sourcing. As a local home insurance agent, this agency assists clients in comparing coverage options to protect residential structures and personal assets against regional weather hazards. The office evaluates individual property risks to suggest appropriate dwelling protection. Typical services offered include structuring policies for primary residences, securing windstorm coverage for coastal properties, and arranging liability limits for homeowners in this area.
Acrisure Southport, NC (Don Bullard) provides coverage options for homeowners insurance, including policies for dwelling protection and personal liability. The agency offers services such as policy reviews and claims assistance to help clients maintain adequate coverage as their needs change. Typical plans address risks specific to coastal areas in the region. It services single-family homes, apartments, retail storefronts, and local restaurants.
Will Rogers - State Farm Insurance Agent serves homeowners, businesses, and property managers in the Southport, NC area with home insurance policies that protect against common coastal and inland risks. The agency helps clients understand coverage options for dwellings, personal property, and liability protection. Services include annual policy reviews to ensure adequate limits and deductibles based on changing property values. Standard recommendations cover wind, hail, fire, and theft protection tailored to local weather patterns. The agency also serves residents in the neighboring community of Oak Island and the surrounding Brunswick County region.
FinPoint Insurance Group serves Southport, North Carolina, and the surrounding coastal communities, handling homeowners insurance needs for area residences. The agency works with standard policies covering dwelling protection, personal property, and liability coverage for local homeowners. It also manages additional coverage options such as flood and windstorm policies, which are common concerns for properties near the coastline. To handle a typical job, FinPoint Insurance Group begins with a personal review of the client’s property and paves a policy tailored to that home’s specific risks.
Collins Insurance Agency in Southport, NC, distinguishes between the one-time service of insuring a single new home and the recurring service of annual policy reviews. Their coverage for homeowners includes standard protection for the dwelling, personal property, and liability. Consultations focus on tailoring each plan to specific property types and local coastal risks. The agency provides its home insurance services on a scheduled, as-needed basis for policy adjustments or claims.
Laurie Insurance Group Southport specializes in tailoring homeowners policies to protect single-family residences and coastal properties, offering routine coverage for dwelling replacement, personal liability, and detached structures. The agency works with carriers to match policies with each property’s specific risks, helping clients understand deductibles and coverage limits. As hurricane season approaches, it assists homeowners in reviewing wind and flood protection, ensuring policies address storm-related damage common to the coastal Southport area.
NC Farm Bureau Insurance in Southport, North Carolina is known for providing home insurance coverage that protects residential properties against common local risks. Its service range includes standard policies for single-family homes, condos, and rental properties throughout the area. Agents help clients assess dwelling coverage needs for coastal storms and theft. This company can also add on a specialty flood insurance policy to safeguard homes from water damage.
As coastal storms and seasonal humidity threaten homes in Southport, Carr Insurance & Realty helps property owners review their policies to confirm adequate coverage for wind, flood, and storm damage. The agency serves as a local home insurance agent, guiding residents through typical policy options for wood-frame structures and waterfront properties common to the area. An initial consultation and property assessment are the standard first step in tailoring a plan for each homeowner.
Wells Insurance serves homeowners throughout Brunswick County from its Southport, North Carolina office. This agency provides standard home insurance coverage designed to protect residential properties against common risks like fire, theft, and storm damage. Clients can also receive personalized advice on evaluating dwelling coverage limits. The team helps policyholders with filing claims after a loss. It specifically handles windstorm and flood insurance policies for coastal homes in the area.
Baker Insurance Services assists homeowners in Southport, North Carolina, with securing standard property coverage and then extends that protection through specialized endorsements for valuable items and water backup damage. The agency develops policies that address the unique risks associated with coastal weather patterns. For commercial clients, the firm can arrange coverage for offices, warehouses, and food service operations.
What Does a a Home Insurance Agent in Southport Cost?
Home insurance costs in Southport, North Carolina vary widely based on the home value, construction type, and distance from the coast. Average annual premiums for a standard policy range from 1,200 to 2,500 dollars. Homes requiring the North Carolina Beach Plan for wind coverage may see higher premiums, often adding 500 to 1,500 dollars per year. Flood insurance through the NFIP typically costs 700 to 1,200 dollars annually. These are general estimates; actual costs depend on your specific property and coverage choices. This information is general and not insurance advice.
About home insurance agents in Southport
Home insurance agents in Southport, North Carolina help homeowners protect their properties from coastal risks such as hurricanes and flooding. North Carolina law requires insurers to offer wind and hail coverage, though flood insurance is typically a separate policy. Local agents can explain how the North Carolina Beach Plan works for high-risk coastal properties.
Frequently Asked Questions
What does a home insurance agent in Southport do?
A home insurance agent in Southport helps you find a policy that covers your home against fire, theft, wind, and other perils. They can explain the differences between standard policies and the North Carolina Beach Plan for coastal areas. Agents also assist with claims and policy changes.
Do I need flood insurance in Southport North Carolina?
Flood insurance is not required by state law, but mortgage lenders often require it for homes in flood zones. Southport is a coastal town with flood risk, so many homeowners choose a separate flood policy through the National Flood Insurance Program. Your agent can help you determine your flood zone and coverage needs.
How does the North Carolina Beach Plan affect my home insurance?
The North Carolina Beach Plan is a state-backed insurance pool for homes in coastal areas that cannot get wind coverage from private insurers. If you live in Southport, your agent may recommend this plan for wind and hail coverage. Standard policies still cover other perils like fire and theft.