Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 20 home insurance agents in Charlotte, NC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Curtis Helms Insurance
6324 N Tryon St #101, Charlotte, NC 28213
(704) 921-2118
curtishelmsinsurance.com
Pegram Superior Mitchell Insurance Agency
106 W Arrowood Rd B, Charlotte, NC 28217
(704) 527-8543
ncautopolicy.com
Pegram Insurance
6824 Albemarle Rd E, Charlotte, NC 28212
(704) 536-1919
insurancecharlottenc.com
Carolinas Home and Auto Insurance
14045 Ballantyne Corporate Pl #500, Charlotte, NC 28277
(704) 302-1000
carolinashomeandauto.com
Jeremy Fulkerson - State Farm Insurance Agent
4805 Park Rd #103, Charlotte, NC 28209
(704) 523-9005
insurancejeremy.com
CAP Insurance Group
1524 E Morehead St Suite 300, Charlotte, NC 28207
(704) 540-4200
capinsurancegroup.com
Laurie Insurance Group
2701 Coltsgate Rd Suite 100, Charlotte, NC 28211
(704) 342-2886
laurieinsurancegroup.com
Pegram Insurance
2701 Coltsgate Rd STE 101, Charlotte, NC 28211
(704) 494-9495
pegramonline.com
International Insurance Associates
224 Westinghouse Blvd Suite 602, Charlotte, NC 28273
(704) 529-9660
internationalinsassoc.com
Hutch Ham Agency, Inc.
1230 W Morehead St #306, Charlotte, NC 28208
(704) 525-6016
hutchhaminsure.com
Latorre Insurance
124 N McDowell St, Charlotte, NC 28204
(704) 566-8181
latorreinsurance.com
Howard Hanna Insurance Services
6207 Park S Dr #201, Charlotte, NC 28210
(704) 547-5656
insurance.allentate.com
Jeff Genant - State Farm Insurance Agent
14835 Ballantyne Village Way #200, Charlotte, NC 28277
(704) 594-3000
insurancejeff.com
Pawa Insurance Group, LLC
15720 Brixham Hill Ave #300, Charlotte, NC 28277
(704) 486-5521
pawainsurance.com
Capstone Insurance Agency
6132 Brookshire Blvd suite b, Charlotte, NC 28216
(704) 391-8483
capstoneinsuranceagency.com
Melanie Stone - State Farm Insurance Agent
8811 Blakeney Professional Dr Suite 110, Charlotte, NC 28277
(704) 542-1500
melaniestone.net
Carolinas Coverage Insurance Agency
410 Westinghouse Blvd Suite B, Charlotte, NC 28273
(704) 595-3429
O'Connor Insurance Associates, Inc.
1973 J N Pease Pl #203, Charlotte, NC 28262
(704) 510-8884
oianc.com
Superior Insurance Of Charlotte
6914 Matthews-Mint Hill Rd #150, Charlotte, NC 28227
(704) 545-7171
thesuperiorinsurance.com
Pruitt Keener Insurance
8832 Blakeney Professional Dr #203, Charlotte, NC 28277
(704) 759-1300
pruittkeener.com
A home insurance agent in Charlotte North Carolina can help you find a policy that fits your needs. North Carolina law requires insurers to offer coverage for wind and hail damage from named storms. Agents in the Charlotte area can explain how local risks like thunderstorms and tree damage affect your premium.
What Does a Home Insurance Agent in Charlotte Cost?
The average cost of home insurance in North Carolina is around 1300 to 1600 dollars per year for a standard policy. In Charlotte rates may vary based on your homes age location and claims history. Factors like roof condition and credit score also affect your premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Charlotte do?
A home insurance agent in Charlotte helps you compare policies from different carriers. They explain coverage limits deductibles and exclusions. They also assist with filing claims and updating your policy after renovations or major purchases.
Do I need flood insurance in Charlotte North Carolina?
Standard home insurance policies in North Carolina do not cover flood damage. Charlotte is not in a high risk flood zone for all areas but heavy rain can cause flooding. Your agent can help you buy a separate flood policy through the National Flood Insurance Program.
How does North Carolina law affect my home insurance policy?
North Carolina law requires insurers to offer coverage for wind and hail damage from hurricanes and tropical storms. The state also has a Beach Plan for coastal properties but Charlotte is inland so this does not apply. Your agent can explain the specific rules that apply to your home.