The top-rated home insurance agent in Durham, North Carolina is Salazar Insurance Agency & Latino Tax Corporation, rated 4.8 stars across 497 reviews. Other highly rated options include Superior Insurance of Durham, Leslie Robinson - State Farm Insurance Agent, Charlotte Weaver - State Farm Insurance Agent. This directory lists 22 home insurance agents serving Durham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Salazar Insurance Agency & Latino Tax Corporation | 1231 University Dr | (919) 797-0135 |
| 2 | Superior Insurance of Durham | 1314 Broad St | (919) 224-8034 |
| 3 | Leslie Robinson - State Farm Insurance Agent | 5315 Highgate Dr Suite 101 | (919) 206-5096 |
| 4 | Charlotte Weaver - State Farm Insurance Agent | 2501 NC-54 | (919) 544-4444 |
| 5 | Mike Embree Insurance Agency | 3813 University Dr | (919) 489-7336 |
| 6 | The Insurance Pros | 1210 Cole Mill Rd STE 101 | (919) 294-6613 |
| 7 | All About Insurance - Durham | 2605 Guess Rd | (919) 479-8200 |
| 8 | Herring & Bickers Insurance | 2344 Operations Dr #101 | (919) 479-9900 |
| 9 | All About Insurance - Durham (University Dr) | 3604 University Dr | (919) 493-2911 |
| 10 | Around The Corner Insurance Agency | 1431 Broad St | (919) 286-9500 |
Salazar Insurance Agency & Latino Tax Corporation serves the Durham, North Carolina area as a home insurance agent. The company helps local homeowners secure policies that protect their property from common regional risks, including storms and fire damage. They work with clients to find appropriate coverage for their specific residential needs. Typical services provided include assistance with filing claims and policy reviews. This agency particularly handles dwelling coverage and personal property protection for homes in Durham.
Superior Insurance of Durham provides a comprehensive range of home insurance services, including property coverage, liability protection, and personalized policy consultations. Standard maintenance plans can be tailored to address specific structural risks common to the Durham area, ensuring consistent property protection. Agents assist with regular policy reviews and updates to keep coverage aligned with changing home values. The agency primarily services single-family homes, apartments, retail spaces, and local restaurants throughout the region.
Leslie Robinson - State Farm Insurance Agent serves homeowners, renters, and property managers in Durham, North Carolina with personalized home insurance policies and coverage reviews. The agency helps clients protect their property and personal belongings against common local risks such as storm damage and theft. In addition to standard homeowner policies, it offers options for condominium and rental property insurance. Service extends to neighboring communities in the Research Triangle area, including Chapel Hill.
Serving Durham, North Carolina, and the surrounding communities, Charlotte Weaver – State Farm Insurance Agent handles comprehensive home insurance policies. The agency addresses coverage for dwelling protection, personal property, and liability claims, assisting local homeowners in selecting appropriate plans. Evaluating each property’s unique risks and the client’s specific needs, the agent recommends tailored policy options from available standard offerings. For a typical replacement or new policy, the agency first reviews the home’s structure and contents, then identifies relevant deductibles and coverage gaps, before finalizing a manageable quote.
Mike Embree Insurance Agency in Durham, NC offers home insurance through both one-time policy purchases and recurring coverage plans that protect against common property risks. Homeowners can select a single-term policy or establish ongoing protection that renews automatically each cycle. The agency focuses on tailoring coverage to protect the structure, belongings, and liability for local residences. Whether a client prefers a single engagement or continuous protection, the service operates primarily on a recurring annual basis with renewal options.
Serving Durham homeowners, The Insurance Pros specializes in securing property coverage, then assists with broader risk management and liability protection. Its general work involves evaluating local housing stock and tailoring policies to match individual needs and budgets. When summer storms or winter freeze events threaten Durham, the agency helps clients review their deductibles and endorsements ahead of potential damage claims.
As Durham homeowners prepare for the changing seasons, protecting their property from weather-related risks becomes a priority. All About Insurance - Durham works with local residents to find coverage that fits their specific needs, including wind and hail protection common in the region. The agency reviews policy details with each client, explaining coverage limits and deductibles clearly. To begin tailoring a plan, a helpful first step is scheduling a quick consultation where an agent reviews the current policy and discusses any necessary updates.
Herring & Bickers Insurance assists homeowners in Durham, North Carolina, with standard policies for property and liability protection. The agency also offers specialty endorsements for valuable personal items, sewer backups, and identity fraud recovery. Its advisors guide clients toward appropriate coverage limits based on the local housing market. Commercial sectors the firm can serve include office spaces, warehouses, and food service operations requiring tailored liability and property lines.
All About Insurance - Durham (University Dr) in Durham, NC, provides residential home insurance services to local homeowners, assisting with coverage for property and personal liability. The agency also offers commercial insurance options for small businesses in the Durham area. Policyholders receive guidance on selecting appropriate limits and deductibles tailored to their individual needs. Clients are encouraged to schedule annual reviews to adjust coverage as circumstances change, and the agency remains available for follow-up assistance or service between regular policy renewal visits.
Around The Corner Insurance Agency is a home insurance provider based in Durham, North Carolina, known for helping local homeowners secure appropriate coverage for their properties. The agency works with clients to assess risk factors common to houses in the Durham area, including those related to seasonal weather patterns. A typical service range includes standard policies for single-family homes and townhomes. For an added layer of protection, the agency can arrange a separate flood insurance policy to supplement a standard homeowners plan.
What Does a a Home Insurance Agent in Durham Cost?
The average cost for home insurance in North Carolina is around 1300 to 1800 dollars per year for a standard policy. In Durham rates may vary based on your homes age location and construction type. Factors like your credit score and claims history also affect the premium. This is general information not insurance advice.
About home insurance agents in Durham
Home insurance agents in Durham North Carolina help you find coverage for your house and belongings. North Carolina law requires insurers to offer replacement cost coverage for dwelling losses. Agents can explain local risks like hurricanes and help you compare policies from different companies.
Frequently Asked Questions
What does a home insurance agent in Durham do?
A home insurance agent helps you compare policies from different insurers. They explain coverage options like dwelling protection and liability insurance. Agents also help you file claims and adjust your policy as needed.
Is home insurance required in North Carolina?
North Carolina law does not require home insurance for homeowners. However mortgage lenders almost always require it. The state does require insurers to offer replacement cost coverage for the dwelling.
How do I choose a home insurance agent in Durham?
Look for an agent licensed in North Carolina with experience in the Durham area. Check their customer reviews and ask about their knowledge of local risks like storms. You can also ask about discounts for bundling with auto insurance.