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Find Home Insurance Agents in Chapel Hill, NC

Compare home insurance agents in Chapel Hill. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Chapel Hill, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 20 home insurance agents in Chapel Hill, NC Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
James Dallesandro: Allstate Insurance
50211 Governors Dr, Chapel Hill, NC 27517
(919) 205-3262 agents.allstate.com
Pam Herndon - State Farm Insurance Agent
104 S Estes Dr # 105, Chapel Hill, NC 27514
(919) 240-0155 pamherndon.com
Highstreet Insurance formerly, Seagroves Agency Inc
1506 E Franklin St #100, Chapel Hill, NC 27514
(919) 942-8733 seagrovesagency.com
Kevin Cooke - State Farm Insurance Agent
200 Timberhill Pl UNIT 202, Chapel Hill, NC 27514
(919) 918-4478 kevinvcooke.com
Connie Fenner - State Farm Insurance Agent
11470 US Hwy 15 501 N #105, Chapel Hill, NC 27517
(919) 265-0702 theconniefennerway.com
Legacy Insurance Agency LLC
1340 Environ Way, Chapel Hill, NC 27517
(919) 263-2328 legacyguard.us
Ben Reece: Allstate Insurance
112 Perkins Dr STE 600, Chapel Hill, NC 27514
(919) 929-6900 agents.allstate.com
High & Rubish Insurance Agency
6015 Farrington Rd STE 101, Chapel Hill, NC 27517
(919) 913-1144 highandrubish.com
Donny E Dingess Jr - State Farm Insurance Agent
400 Market St #103, Chapel Hill, NC 27516
(919) 942-3366 southernvillageinsurance.com
Ola Stinnett - State Farm Insurance Agent
180 Providence Rd #1b, Chapel Hill, NC 27514
(919) 968-0470 thechapelhillagent.com
Business Insurers of the Carolinas
501 Eastowne Dr Suite 250, Chapel Hill, NC 27514
(800) 962-4611 business-insurers.com
Chip Millard, Insurance Broker
102 Market St Ste. 208, Chapel Hill, NC 27516
(919) 357-6637 chipmillard.com
NC Farm Bureau Insurance
102 S Estes Dr, Chapel Hill, NC 27514
(919) 960-6801 ncfbins.com
Insurance of the Carolinas
1011 Hamilton Rd Suite 217, Chapel Hill, NC 27517
(919) 967-8399 insofthecarolinas.com
Gary Elliott - State Farm Insurance Agent
1805 E Franklin St #210, Chapel Hill, NC 27514
(919) 942-6057 chapelhillsf.com
Chan Wright Insurance Agency
101 Glen Lennox Dr Suite 300, Chapel Hill, NC 27517
(919) 341-1606 chanwrightinsurance.com
University Insurance - Erie Insurance Agency
1829 E Franklin St Suite 800-F, Chapel Hill, NC 27514
(919) 933-9050 universityinsurance.org
Carolina National Insurance
100 Europa Dr #571, Chapel Hill, NC 27517
(919) 626-4732 cniagency.com
University Insurance, Inc.
212 E Rosemary St, Chapel Hill, NC 27514
(919) 933-9050 universityinsurance.org
Erie Insurance - Agent Representing
1829 E Franklin St Suite 800-F, Chapel Hill, NC 27514
(919) 933-9050 universityinsurance.org

A home insurance agent in Chapel Hill North Carolina can help you find a policy that protects your home and belongings. North Carolina law requires insurers to offer coverage for wind and hail damage. An agent can explain local risks like hurricanes and help you meet mortgage requirements.

What Does a Home Insurance Agent in Chapel Hill Cost?

The average cost of home insurance in North Carolina is around 1300 to 1800 dollars per year for a typical policy. In Chapel Hill, rates may be higher due to local weather risks. Your actual cost depends on factors like your home value, location, and deductible. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Chapel Hill do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and personal liability. They also assist with claims and policy changes.
Do I need flood insurance in Chapel Hill?
Standard home insurance does not cover flood damage. In Chapel Hill, flood insurance is recommended if you are in a flood zone. You can buy it through the National Flood Insurance Program or a private insurer.
How long do I have to file a home insurance claim in North Carolina?
North Carolina law does not set a specific time limit for filing claims. However, most policies require you to report damage promptly. Check your policy for specific deadlines.